The izimali enenzuzo kakhulu e-Omsk. Imali amabhange amakhulu

A idiphozi - lena ngenye yezindlela zomthetho ukuze uthole imali enhle. uhlelo yasebhange Modern weRussia athuthukiswe kahle ukuze azange abathembe amabhange izakhamuzi kungenasizathu. Ake sixoxe kakhulu ukutshalwa kwezimali inzuzo e-Omsk.

Imali izinyanga 3

Ukuhlaziya ezahlukene izipesheli yasebhange Omsk lisitshela ukuthi intela yemali ezifakwa in ruble zazisuka 7.8 kuya 10.7%. Isizathu salokhu ukushintshashintsha kunzima ukuchaza. Into kuphela ochwepheshe 100% ukuthi: kwalo lonke usebe namuhla uthembeke ngokuphelele.

isivuno Ubuncane inikeza "BMbank". Njengoba bedele Imininingwane ruble 10 000 ngezinyanga ezingu-3, ikhasimende uzothola ngokusebenzisa imali sezinsuku ezingu-91 ruble 196. "Agricultural Bank" uthola izimali ezivela emphakathini by 8.4%. Ngakho, i-inzuzo zimali ngemuva kwezinyanga 3 ngeke azisizi ruble 209. Omunye amabhange ngobukhulu Russian - VTB - linikeza amakhasimende ayo inketho nge isivuno 8,55%. Iklayenti uzothola nesanda nekomkhulu lalo ngu ruble 213. Yebo, siyabona ukuthi umehluko phakathi lezi zikhundla sincane ngokwanele, ikhasimende ke ungakhetha ebhange, kakade ngesisekelo esikuthandayo.

ibhidi Eliphakeme Kunawo Wonke

Ngingalutholaphi inzalo kakhulu ezifakwa? Omsk - kungcono edolobheni elikhulu, ngakho iqashe eziningi amagatsha asebhange. Isivuno olukhulukazi izinyanga ezintathu imali - e "Uralsibbanke" (10.7% pa). Lapho okomnikelo 10 ruble 000 iklayenti uyothatha 91 izinsuku kuyinto ruble 10 267. Lena ngempela kukho okuhle, ngoba imali ukubekwa imali yekwentiwa, okungukuthi, zimali akuyona ngokubeka umzamo omkhulu ukwenza imali.

Omsk Amabhange: ezifakwa izinyanga ezingu-6

Ake sihlaziye lokho ongakhetha kukhona izikhungo zezimali ukuba banikele amakhasimende abo ekhona abangaba izinyanga eziyisithupha. Qaphela ukuthi ukutshalwa kwezimali enenzuzo kakhulu e-Omsk le nkathi bear isithakazelo kuze kufinyelele 13% ngonyaka. Kungani ukudweba idiphozi izinyanga 6 sisihle kakhulu ezindleleni 3? Iqiniso liwukuthi ukuze abuyisele imali iklayenti, ibhange kufanele bathole amaholo avela obolekisayo zomphakathi kanye yezinkampani. Imali etholwe ebhange labantu njengoba idiphozi - yezimbangela kweemali obolekisayo.

Ngakho, cabanga embodiments ethize. Okuncane senzalo sipho "BMbank" futhi "Rosselkhozbank". Lezi yisikhungo sezinhlangano eziphambili zezezimali ukunikeza amakhasimende ne 10.1%. Kodwa oholela kangcono ukukhipha umnikelo "BMbanke" ngoba uhlelo idiphozi yakhelwe izinsuku 182, futhi imali Imininingwane at investimenti ruble 10 000 kuyoba ruble 514. Ngo "Rosselkhozbank" idiphozi elivezwa ezingu-180, futhi ikhasimende uzokwazi uthole izandla zakho phezu extra ruble 498 nje.

Sipho Ngokwesilinganiso, cishe izinhlelo ezithakazelisayo kakhulu ukunikela "Uralsibbank" futhi "Home Credit Bank". I "Uralsib" izindlela walubeka izinsuku 181 at 11% ngonyaka. Esikhathini umnikelo esezingeni 10 000 amakhasimende bazothola i engenayo ruble 545. "HKbank" iye yasungula uhlelo idiphozi nge isivuno 11.5% ngonyaka. Umnikelo senziwa ezinsukwini 182. Abasebenzisi amasevisi ebhenki, ukhiphe idiphozi uzothola ruble 573. Umnikelo kuzuzisa kakhulu izinyanga 6 Omsk - uhlelo "Ural Bank neKwakha kaBusha nekuTfutfukisa". Idiphozithi ikhishwa izinsuku 182 at 13% ngonyaka. Inzuzo zimali kuyoba ruble 640 ngamunye njalo 10 000 afakwe ebhange.

The izimali enenzuzo kakhulu e-Omsk ngonyaka

Ukuhlaziya iziphakamiso Omsk amabhange ku ezifakwa izinyanga 12, uzophawula ukuthi ngokubeka imali kanye ngonyaka, ungakwazi ukuthola esingaphansi kabili izinyanga eziyisithupha. Zenzalo isukela 5.75 kuya ku-14% ngonyaka.

Izinga ubuncane ezihlinzekwa ibhange "Russian Standard". Ngabeka ama-ruble 10 000, ikhasimende uhola ruble 575 kuphela. Kusukela maphakathi ongakhetha ungakwazi banake "BIN" ezifakwa (10.6% ngonyaka), "Promsvyazbank" (11% ngonyaka), "HKbanka" (12.25% ngonyaka). The izimali enenzuzo kakhulu e-Omsk inikeza "I Ural Bank Reconstruction and Development". iklayenti Lonyaka izokhipha idiphozi engaphansi kwengu-14%. Ngemva kokuchitha ezinye izibalo ezilula zezibalo, singabona ukuthi nge umnikelo okungenani 10 000 izakhamuzi ruble engenayo kuyoba ruble 1400.