Sberbank, esikhundleni ikhadi: kubangela, izindlela. Kanjani ukunweba ikhadi Sberbank

Namuhla ngeke ubone ukuthi isebenza kanjani futhi ukhonza amakhasimende Sberbank. Ikhadi esikhundleni nokwandiswa yasebhange plastic - yilokho oyithandayo abantu kakhulu. Akuwona wonke umuntu uyaqonda ukuthi singakanani ikhadi lasebhange njengoba nalapho kudingeka kabusha ugingqe noma wena uxolela. Qonda yonke le akunzima kangako. Into esemqoka - ukwazi ezinye umehluko wemisindo nemiqondo yamagama inqubo. Yini ukubheka kwasekuqaleni? Badinga ukwazi zonke izakhamuzi onendlu yasebhange Sberbank plastic?

amakhadi ahlukene - isimiso

Into wukuthi into yokuqala unake kumakhasimende - Kuyaphawuleka ukuthi le isikhungo sezezimali waziphatha ukukhiqizwa izinhlobo eziningana yasebhange plastic. yokukhiqiza kanye inqubo kabusha ukukhululwa endabeni ethile kuyoba okufanayo. Kodwa lapha imigomo yokusetshenziswa zihlukile. Ngakho-ke kubalulekile ukwazi ukuthi iyiphi i-credit cards ukunikela Sberbank.

Okwamanje, lezi zinhlobo ezilandelayo plastic:

• lasebhange;
• credit;
• kwabasebenzi;
• Isipho.

Ngokuvamile, abantu abasebenza ngamakhadi debit nama "amakhadi esikweletu". Salary ikhadi ngokuvamile indawo ngumqashi. Ngakho-ke, i-isakhamuzi akumele bacabange mayelana nenqubo.

Ukuhlola

ebhange ngamunye has plastic siqu "bempilo" zalo. Semthethweni Savings Bank ekhadini kuhluka unyaka 1 kuya eminyakeni emi-5. Ngokuvamile, amakhadi ezivamile ukuthi abavumelekile izinyanga 36. Emva kwalesi sikhathi plastic ishintshwa kangaki. Ukuze uthole ukwaziswa mayelana nendlela ukwenza lokhu Kuzoxoxwa.

Igama elithi 'wokuphila "ka-credit card kuboniswa ohlangothini front of plastic. Kube kufanele kube nonyaka nenyanga ukuphelelwa isikhathi. Lolu lwazi lusiza ukugxila izakhamuzi ezindabeni ezihlobene esikhundleni, ukuvuselelwa kanye kabusha udaba amakhadi.

ushintsho kuhlelwe

Sekukonke, zikhona embodiments eziningana imibono ku-umkhuba. Ngaphezu kwakho konke, izizathu zokuthi kungani kumelwe ihambisane isicelo afanele Savings Bank. Yomiselela amakhadi ezenziwe ngokohlelo. Lesi ngiso sizatfu sekufa kuqala.

Kuhlelwe kabusha Ukukhululwa - inqubo ngokuvamile kwenziwa ngisho ngaphandle iqhaza umnikazi. Citizen wenza plastic omusha kungenziwa wacosha egatsheni elifanayo Sberbank, okuyinto khuphela ikhadi eyinhloko.

Uma ushintsho kuhlelwe ayidingeki, kubalulekile ukwazisa isikhungo sezezimali kungakapheli izinsuku ezingu-45 ngaphambi kokuphela kwesikhathi plastic. Khona sizokwazi ukufaka esikhundleni ikhadi bebodwa, uma kunesidingo.

esikhundleni unscheduled

simo Landelayo - isimo lapho Savings Bank isinyathelo ikhadi iphelile. Kukhona into efana unscheduled kabusha ukukhululwa. Lena ejwayelekile. Empeleni, kuba isitatimende esizimele isakhamuzi womshini ikhadi lesikweletu elisha uboshelwe akhawunti endala.

Nini Ngingaya zisebenze Savings Bank ngenxa yalesi sizathu? Yomiselela amakhadi uma:

1. Citizen ngokuzimela noma nini isinqumo sokukhipha ikhadi lasebhange. Chaza izizathu ke akudingekile.
2. Nokulahlekelwa plastic ebhange. Khona-ke kudingeka ukuba lelisu imibono esikhathini esifishane.
3. Uma ikhadi lasebhange intshontshiwe. Oku-isidingo ukukhiya plastic. Ngokufanayo, njengoba kwaba njalo endabeni ka-ukulahlekelwa.
4. Sekube ushintsho ulwazi lwakho lomuntu siqu (Igama, Kugcine Igama isakhamuzi). Ngokwesibonelo, uma umshado noma esehlukanisweni.
5. Ikhadi ukuthi "kudliwa" ngu-ATM. Kuyinto icala ezivamile. Ikakhulukazi uma isakhamuzi ukhohlwe ikhodi ye-PIN kusuka plastic ebhange.
6. Ikhadi Ukuvinjwa. Kwenzeka njengoba Ukuvinjwa ngokuzithandela ophoqelelwe.

Kuyinto ezimweni ezinjalo kudingeka ucabange indlela ukushintsha imephu Savings Bank. Empeleni, akukho nzima ngalo.

yokukhiqiza kokuqala

Kodwa ngaphambi kokuthi nokulungisa plastic yasebhange, udinga ukuthi ucabange ngalokho indlela lapho enziwa eyinhloko. Into wukuthi, kuncike hlobo lwekhadi uyonikwa omunye uhlu kwemibhalo. Endabeni lasebhange plastic kungase kudingeke iphepha ezilandelayo:

• SNILS (mawuthanda);
• I-ID.

Badinga ukuza noma igatsha le-Savings Bank nokubhala ifomu lesicelo ukukhipha debit card. Ngemuva kwezinsuku 10-14 eyolanda plastic. Manje kuyacaca, njengoba kungaba inkinga eyinhloko Sberbank ikhadi. Futhi, amakhasimende anelungelo samuntu imicabango nokusetshenziswa "ikhaya ikhadi ukulethwa." Lo myalo plastic nge-inthanethi usebenzisa i-website esemthethweni ye-isikhungo sezezimali.

umklamo kokuqala "credit card"

Kodwa uma sikhuluma indlela ukuhlobisa ikhadi Savings Bank, okuyinto credit, inqubo yokwelapha ngokwamaqiniso isikhungo sezezimali ushintsho oluncane. Iphuzu liwukuthi umbono yasekuqaleni kungenziwa igcwaliseke ngokusebenzisa:

• Isevisi "Sberbank Online";
• olusemthethweni site Sberbank;
• wavakashela ihhovisi lendawo inkampani zezimali.

Kodwa-ke kubalulekile ukuhlinzeka ezinye uhlu kwamatayitela, ngaphandle kwalokho kwakudingeka enkulu ekwakhekeni ikhadi lemali. Uma ubhalisa i-credit card in the Savings Bank bacelwa ukuba:

• ikhadi elibonisa ukuthi ubuthiwe,
• isicelo;
• izinkomba, ubufakazi engenayo;
• ukusebenza irekhodi isakhamuzi;
• iphepha olukhombisa somshado.

Futhi uma ufuna ukufaka isicelo kabusha ukukhululwa kwe-Savings Bank? Njengoba ezothatha isikhundla uhlobo credit card kudinga izibambiso efanayo endabeni ukukhiqizwa eyinhloko plastic. Futhi kumelwe icatshangelwe.

othomathikhi kabusha ukukhululwa

Uma isakhamuzi akuzange kuboniswe zokungazimiseli yakhe ukukhipha ukukhululwa ngokuzenzekelayo plastic yasebhange, asikho isidingo nhlobo okufanele ukhathazeke ngakho kanjani ukunweba ikhadi Sberbank. Kuye kuthiwe ukuthi senziwa ngokuzenzakalelayo. Zonke ezosala isakhamuzi - iwukuba angene plastic yakho.

Kubalulekile ukwazi ukuthi lesi sinqumo akuyona yonke it is elula. Phela, kubalulekile ukuthatha ikhadi lasebhange ngqo ekamelweni, okuyinto yokuqala esayiniwe ke plastic. Uma ufuna ukulithola kwenye indawo, izinsuku ezingu-45 ngaphambi kokuphela kwesikhathi isakhamuzi kufanele asibike yena ngokubhala.

Ukuvinjwa ikhadi

Ngaphambi bahlanganyele amakhadi asebhange kabusha udaba, ufuna ukuvimba plastic etholakalayo ngaphambili. Ngaphandle lo msebenzi ngeke ukuhumusha imiqondo ukuba lithathe isinyathelo. Yini okudingeka uyenze? Xhumana Savings! amakhadi yomiselela bese uvala plastic ubudala singenzeka kanyekanye.

Kunoma ikuphi, ukuphelisa amakhadi ngaphambilini eyakhishwa kungaba:

• ngokusebenzisa ukuze Sberbank uqobo;
• ngokusebenzisa "Mobile Banking";
• usebenzisa ucingo hotline;
• izenzo siqu.

Endabeni olithandayo ilula. Isakhamuzi kuziwa noma igatsha le-Savings Bank ke wabhala isitatimende lock. Kuyinto ngokwanele ukuba ID amakhadi. Uma kukhona - inkontileka womshini Plastics.

isinyathelo Siqu Ungakhiya ikhadi by 3-nesibaya ngokungalungile i-PIN. Kulokhu, ukukhiya okuzenzakalelayo kwenzeka. Uma isakhamuzi uye wasebenza ATM, plastic uzobe "kudliwa".

Ucabange indlela ukushintsha ibalazwe Savings Bank kwelinye idolobha noma ihhovisi ngaphambi yisikhathi izinyathelo plastic, ungabiza inombolo 8800555 55 50. Ngaphezu kwalokho, u-opharetha ukwaziswa izinhloso zabo. Umnikazi ubiza idatha nameplate kanye ukulixoxa. Uma opharetha uye ukubuzisisa ukuthi izinkulumo kumnikazi yangempela, uyoveza lock plastic.

I-SMS isicelo nge "yasebhange Hambayo" - the simo ezivamile. Udinga ukuthumela i-SMS kule nombolo 900 format "LOCK zokugcina 4 izinombolo ikhadi, ngokusebenzisa igebe -. Isizathu sokuvimba" izizathu ezingase kanje:

• 0 - ukulahlekelwa ikhadi;
• 1 - ukweba;
• 2 - "sezimoto" ATM;
• 3 - ezinye izizathu.

Izindlela re-ukukhululwa

Ake sithi usuhluthulelwe kakade yibhange plastic Sberbank. Miselela ikhadi noma likhiphe nge imisebenzi engahlelelwe engenziwa ngezindlela ezilandelayo:

• olithandayo ehhovisi legatsha ngocingo, esenziwa plastic ngokuyinhloko;
• vakashela igatsha le-Savings Bank;
• ngokusebenzisa "ikhadi ekhaya kwezidingo" iwebhusayithi usebenzisa amasevisi.

Isakhamuzi yena unelungelo ukukhetha elilodwa noma enye indlela yesenzo. Kunconywa ukuba ngokwabo bavakashela noma igatsha le-Savings Bank. Lokho kuyoba elula eminye kabusha udaba yasebhange plastic.

zokuvakashelwa

Iyini inqubo for nokusingatha Savings Bank? Njengoba ezothatha isikhundla ikhadi ngeke, njengoba kushiwo, ngesisekelo isicelo isakhamuzi. Ukuze ukwazi ukufaka isicelo kwanele ukucacisa uhlobo debit card e imigomo yesevisi. Okulandelayo, iya ebhange nge sekhadi bese ubhala isicelo khiphani noma sokuvuselela plastic ikhiyiwe. Akukho nzima noma ekhethekile ngakho.

Kuwufanele benaka yokuthi ubhoko ngabuza ukuthi kukhona wake isakhamuzi yasebhange Sberbank ikhadi. Uma impendulo inguyebo, umuntu ke uzocelwa uma efuna unamathisele plastic-akhawunti ekhona.

kwi-inthanethi

Indlela asebenzise kabusha ukukhululwa, uma kuziwa ukusetshenziswa kobuchwepheshe Inthanethi? On the website esemthethweni Savings Bank liyadingeka ukuze ukhethe umsebenzi "ukhipha ikhadi". Ngezinye izikhathi ibizwa ngokuthi "ikhaya ikhadi ukulethwa." Ngaphezu kwalokho amafomu esicelo kanye iphethini ejwayelekile uthunyelwa. Lithi:

• Igama eliphelele yomnikazi esizayo;
• idatha Passport ka lomuntu ofake isicelo;
• ulwazi ukubhalisa inhlangano;
• ukhipha imbangela;
• ehhovisi, lapho ngifuna sithathe plastic.

Ngenxa yalokho, amakhadi amasha kuzoba Sberbank lapho isakhamuzi uzokutshela. Engingakusho nje ukuza ngesikhathi esimisiwe emnyangweni nge-ID, bese sithathe ikhadi lasebhange.

Endabeni amakhadi esikweletu , konke kwenzeka ngendlela efanayo. Kuphela isakhamuzi kufanele ulethe nabo imibhalo ukuze kuphume eyinhloko "credit card".

It kuvela ukuthi ngesikhathi esithize Savings Bank of ikhadi has akubalulekile kangako. Phela, zonke izakhamuzi nganoma isiphi isikhathi akwazi uvala ngepulasitiki bese ukhipha ke. Ayikho into enzima enqubeni.

Okwamanje, ibhange plastic-debit order uhlobo nge-Internet akunakwenzeka. Ngakho-ke, isenzo kuyodingeka yena kuphela. Kodwa ama-credit cards kungenziwa ikhishwe ngokusebenzisa website esemthethweni kanye "Sberbank Online". Manje kusobala kanjani ukunweba ikhadi Savings noma uyivale.