Okunesivivinyo CASCO imithetho umshwalense

Wonke umnikazi imoto ofisa ukungena Hull inkontileka, kumelwe kuqala ukujwayelana imiqondo eyisisekelo yaleli lomshuwalense: yomshwalense, izindleko nokubuyisela nezinye. CASCO imithetho aqukethe lonke ulwazi oludingekayo ukuze uthole inzuzo nabanekhono ukusayinda isivumelwano.

Izindleko insuring

Umshwalense ngokuvamile ibalwa okusekelwe inani lemakethe yemoto. Lapho kubalwa, ungasebenzisa noma yikuphi uhlobo lwemali, kodwa endabeni umcimbi kwesamba zonke izinkokhelo yomshuwalense inkampani zizokwenziwa in ruble.

Imigomo umshwalense

CASCO imithetho uvumele ukuphetha inkontileka umshwalense njengoba isikhathi eside (1 unyaka), futhi isikhathi esifitjhani (izinyanga eziyisithupha noma izinyanga 3), kufanele kuthathe kuphela ku-akhawunti ukuthi umshwalense wesikhathi esifishane ibalwa ngesilinganiso ephakeme.

nokukhokhwa isinxephezelo

Endabeni umonakalo isinxephezelo engenziwa njengoba EFT, futhi njengoba umshini ukulungisa. Uma ukhetha umsebenzi wokulungisa isinxephezelo, udinga ukwazi ukuthi bangaqondiswa kushintshwe i ukwehla noma ngaphandle (izinga izingxenye ezintsha kanye izingxenye ezisele).

izidingo isitoreji imoto

CASCO imithetho zisho ukuthi umnikazi imoto ukwazi khona ukushiya imoto noma iyiphi indawo evumelana ngaye, kodwa, kuncike iphakethe uthenge, inkampani yomshuwalense ungahambisa izimangalo zabo yokugcina imoto. Ezinye izinkampani ukubeka isimo esiyisibopho yesondlo imoto kwi kuqashelwe yokupaka.

Izinyathelo ngokumelene ukweba

Cishe zonke izinkampani zomshuwalense kudingeka ukufakwa ku-alamu imoto. umshwalense Imithetho CASCO engabondli abakubo kulesi simo njengoba kudingeka, kodwa uma ukweba imoto bekuyoba nzima ukuthola umshwalense uma imoto akazange abe anti-theft uhlelo.

Umshuwalense kanye credit

Ukuthenga imoto ngesikweletu, khumbula ukuthi uzodinga ukuthathelwa umshuwalense yona sikebhe, ke kungokudingekayo yazo zonke amabhange. Inkampani-umshwalense, unelungelo lokukhetha ngokwakho ngokuqonda kwalo.

Ngaphambi bangena esivumelwaneni ne izinkampani zomshuwalense, umshayeli ngamunye kumelwe sitadishe ngokucophelela imithetho yomshuwalense izimoto. Lowo Mbhalo wangonyaka we likuchaza ngokuningiliziwe yonke imiqondo eyisisekelo, amagama, izincazelo, kuchaza zonke izigaba umshwalense futhi isinxephezelo.

Imigomo umshwalense wezimpahla

Labo bashayeli abangafuni ukuthobela bekwi ikalishi kwezimpahla, kufanele bazazi izidingo eziyisisekelo ukuthutha. Umthwalo ngesikhathi kwezidingo endaweni usengozini kakhulu futhi engavikelekile. Izingozi ezihlobene zomgwaqo abampofu noma amathuba okweba, afune ngamunye othwala futhi umnikazi izimpahla ukwazi umshwalense izimpahla.

Ngokusho imithetho ezikhona emakethe, mayelana nokuphepha yomnikazi wezimpahla kumelwe banakekele, njengoba yenethiwekhi, abangenalo ilungelo lempahla kwi izimpahla, kungase kungabi Initiator of umshwalense.

Ngokuvamile, izinkinga ezihlobene ne zokuthutha, kungase kube ngesimo ukweba wezimpahla noma ukulimala yayo kuze ukubhujiswa ngokuphelele kwempahla. Inani umshwalense kuxhomeke kulokho uhlobo ezokuthutha izimpahla okufanele athuthwe. Naphezu kweqiniso lokuthi eqolo umshwalense kubiza Trucking, bajabulela nesidingo enkulu ezweni lakithi.

Ngaphezu izindleko zokuthutha zezinto eziphilayo ehlaselwe uhlobo izimpahla: umshini amathuluzi nensimbi, eyenzelwe kubomvu ukukhiqizwa abakhangayo banamathuba amancane. Izinhlobo eziningi "ezibizayo" kwezimpahla - zasendlini nezimoto, mhlaba ngokuvamile ikhanga amasela.

Lapho ethutha umshayeli kumelwe niqaphelisise futhi ubeke izinto ngononina, uma cargo is ingalimala noma ilahleke, inkampani yomshuwalense uyosingatha kophenyo olunzulu futhi enemininingwane, ukuthola izimbangela zangempela sigameko.

Kufanele kukhunjulwe ukuthi ulwazi lomnikazi izimpahla imithetho eyisisekelo zokuphepha ukugwema ukulahleka ngemali okukhulu.