Ngingakusebenzisa kanjani inhlokodolobha womama: ongakhetha

Ngingakusebenzisa kanjani inhlokodolobha womama, cabanga omama abaningi. inhlokodolobha nokubeletha - iyona wokusekela ngokwezimali imindeni lapho kukhona ingane kwesibili noma izikhathi ezilandelanayo. Isinqumo mayelana nenkokhelo omama bafika ngo-2006. Kakade ngo-2007, saqala ukukhipha izitifiketi enhlokodolobha. Uhlelo isebenza kuze kube uJanuwari 31, 2015. Ingabe kuzoba khona phambili "idili" akwaziwa.

Lokho abesifazane bangasebenzisa ilungelo, kubalulekile ukuba zisebenze isitatimende isikhwama sempesheni, ukunikeza umama ipasipoti nekhophi nayo, isitifiketi sokuzalwa zonke izingane, isitifiketi sokuzalwa, kamama, Pension Insurance Certificate SNILS (le dokhumenti yenziwe Pension Fund), uma kunesidingo, ukunikeza isitifiketi umbhalisi we umshado nesahlukaniso isitifiketi sokuqala. Zonke isitifiketi manje okudingeke ukuba akucabange mayelana kuphi ukuchitha inhlokodolobha womama.

inhlokodolobha nokubeletha ukuze amawele okuphindwe kabili ingakhokhwa. Isitifiketi uzothola kuphela omunye izingane. Uma ngo-2007, umndeni isivele Uthole dolobha, futhi kamuva wazalwa umntwana wesithathu, akazange ziwela ngaphansi kwalolu hlelo. Lena usizo yesikhathi esisodwa. Ukuze uthole olunye ulwazi akufanele ukubala.

Kukhona imindeni ukuthi baye bakwazi ukusebenzisa amathuluzi esifanele ukuqaliswa isitifiketi. Kodwa abaningi usacabanga, ukuthi ungasebenzisa kanjani inhlokodolobha womama. Izinketho ziye fixed ngumthetho ngo-2006, kusukela lapho kungekho shintsho. Omama ungathola isixazululo imali inkinga zabo zezindlu, shiya wonke noma ingxenye inhlokodolobha emfundweni yengane (akubalulekile kangako, lokho, imali bangafundisa nangaphezulu). Leli nani zingabekwa akhawunti umhlalaphansi kamama kumiswa impesheni yakhe (ukukhetha singenakwenzeka kakhulu baseRussia). Ingxenye encane $ 12.000 izitifiketi 2008-2010 angase selishintshiwe. Manje lokhu akuyona. Cashing lonke inani - kuyicala elibomvu lapho ungathola enhle enkulu noma umusho bangempela, hhayi kuwufanele ingozi, qala uhambo ezahlukene. Caught - ngeke uyithole.

Into funny ukuthi usizo lwezimali kubonakala kunalokho enkulu. Ngo-2007, it baba izinkulungwane 250, futhi ngo-2013 - kakade 430. Kodwa kukhona omunye caveat encane. Imali ngeke uthintwe iminyaka engu-3. Futhi izinkulungwane 250 isampula 2007 wehlukile ayizinkulungwane 250 ngo-2010. Ngakho-ke, omama namanje ngizibuza indlela ungasebenzisa inhlokodolobha womama kule esiye saletha izinzuzo zangempela.

Uma ngabe le indlu, khona-ke ukuba amadolobha eziningi zaseRussia, ayizinkulungwane 250-300 singakwazi ukudonsa ngisho inkokhelo phansi. Ngakho, nje isidlo. Isifundo eyunivesithi kusuka 2010 kuwufanele okungenani 300 ayizinkulungwane, ngaphezu kwalokho, lapho umfundi-paysite kudingeka uyobanakekela, anakho bephila ndawana-thile. Again kuvela ukuthi kuphela ngokusekelwa ibhulukwe lakhe. Kodwa ekongeni impesheni ngaso sonke ukusho iwubuphukuphuku. Ubani abantu baseRussia akholelwa ukuthi uyothatha umhlalaphansi bese empeleni niba uxhaso ingxenye? Okwamanje ke kuyafana ukuthi lesithembiso CPSU ukuthi wonke umuntu Soviet kuyodingeka efulethini abo ngo-2000.

Ngakolunye uhlangothi, imali eyengeziwe kungenzeki. Ngisho encane. Futhi indlela ungasebenzisa inhlokodolobha womama ukuxazulula kungenzeka futhi kudingekile.