Uboleka eminyakeni yamuva ingenye imikhakha ezanda wemakethe zezimali. Njengoba ngasinda igagasi lokuqala kunezinkinga zemali, izikhungo eziningi yasebhange aqiniswe futhi kwelulwe kakhulu ensimini yayo yomsebenzi. Manje-ke akudingekile ukuba ezikudidayo ukuthola imali-mboleko umthengi. Agricultural Bank nezinye amabhange abaningi eRussia uhlale ukulungele ukunikeza amasevisi abo bonke comers, kodwa zihlukaniswa khona izinhlelo eziningana eliyingqayizivele.
"Imfundo"
Lokhu loan ingasetshenziswa ukukhokhela imfundo, kubandakanya ukuqeqeshwa wesibili kanye nephrofayili ephakeme kanye yesibili ezikoleni zezifundo zohwebo - kokubili esigcwele futhi ifomu itoho. Ukuze ukhiphe ezifana loan, iBhange Agricultural kudinga ukugcwaliseka izimo ezithile:
- ubuncane yobudala - engu-14;
- khona Kuyisibopho uqinisekisa umuntu osemthethweni noma yemvelo;
- imvume yabazali, uma iminyaka umboleki okungenani 18.
Isikhathi esiphezulu okuyiwona ungathola imali yalolu hlelo iminyaka engu-10, futhi isibalo - ruble ayizigidi 350 .. Izinga lenzalo yemali mboleko kuyinto 16 noma 17.5% ngonyaka - kuncike ekutheni ukuphila umboleki sika is insured. solvency ukubala ibalwa kusukela iholo iklayenti kubhaliswe ngokusemthethweni, abazali bakhe noma amalungu omndeni. Kudingeka nokuba alethe amaphepha athile kuya Bank Agricultural. Ukubolekwa ekhishelwe passport oluvumelekile WaseRussia, amafomu esicelo loan, kanye nesitatimende yamaholo kulezi zinyanga eziyisithupha ezidlule, eqinisekisiwe ngumqashi kusukela umsebenzi ohlelekile zamanje.
I "impesheni"
Ngosizo lokhu loan abantu yokuguga ungathola loan ruble kuze kufinyelele ayizinkulungwane 100 izidingo zawo. Lolu hlelo ngokuvamile ugijima njengoba umthengi credit non-okubhekiswe. Bank Agricultural inikeza nemalimboleko lolu hlobo ukuba noma yisiphi isakhamuzi we Russian Federation, etholakala isimo yezokuphepha yempesheni, azifinyelelanga kweminyaka eyi-75.
Ukuze uthole imali udinga i-akhawunti ye umhlalaphansi kwelinye amagatsha sasebhange futhi unikeze:
- iphasiphothi;
- isitifiketi nempesheni;
- ifomu lesicelo;
- isiqinisekiso.
Ngokufanayo, ungathola ayizinkulungwane 10. Hlikihla. kuze kube iminyaka engu-5 e-15% ngonyaka. Endabeni yomshwalense isidingo eseduze noma yisiboniso akuseyona into.
Kulabo abathanda inani ekukhokheleni ngalokwecile noma ukubala ukukhokhelwa ngenyanga ethile senzalo, uhlelo olufana nalolo unganikezwa njengendlela wokubala loan. Rosselkhozbank yamjabulisa ukunikeza ukufinyelela kulesi sici enamandla ekhasini elifanele kuwebhusayithi yakho. Futhi lapha ungathola ifomu elula wokufaka inthanethi isicelo. Ngokugcwalisa futhi bakuthumela umphathi we-yasebhange, kungaba amahora ambalwa ukuze uthole impendulo emihle noma emibi. Manje awukwazi kokushiya ngisho ekhaya lakho, uthole imalimboleko. Bank Agricultural ihlale isiqongo kobuchwepheshe besimanje, futhi uyajabula ukunikeza amakhasimende ayo kanye nezinsiza ezanele yokubhalisa, ukuthola futhi ukubuyiswa kwemali imali. Ngaphandle ukukwazi welula loan imali, khona ongakhetha benkokhelo terminals nokubhanga ku-intanethi ngokusebenzisa lwemali yama.