"Ummbila" (imephu). Izibuyekezo ekhadini plastic "Ummbila" kusukela "Euroset"

Izivakashi nokucwala "Euroset" bayakwazi ukuthola umkhiqizo ezithakazelisayo - ". Ummbila" ikhadi plastic Yiziphi izici zayo? Ngingakwazi ukusebenzisa ikhadi njengoba credit, futhi kungakanani kuyoba inzuzo? Kwezinye embodiments, ukusetshenziswa "plastic" kusukela "Euroset" iyona ezisobala kakhulu inzuzo yokuncintisana phezu imikhiqizo efanayo?

Uhlolojikelele

Ibalazwe "Ummbila", sengathi kungase kuzwakale kuxakile, akuyona ebhange. Ochwepheshe bakholelwa ukuthi okuningi lesifanele silihlobanise, "inkokhelo" futhi ezakho plastic zakudala. "Ummbila" Likhipha isikhungo sezezimali, awahlobene esikweletu zezimali. Kodwa nsuku zonke yokukhuluma, ngisho ezingeni uchwepheshe umphakathi ikhadi ubizwa ngokuthi "yasebhange". Futhi ngenxa yokuthi i-ukusetshenziswa kwegama elithi, isimiso, eyamukelekayo. Ngaphezu kwalokho, de-empeleni waba ukusetshenziswa "corn" kohlaka imisebenzi etholakalayo is okuphindiwe cishe ngokuphelele amakhono yasebhange izixazululo yakamuva. Nge "plastic" kusukela "Euroset" Ungenza ukuthenga - kokubili eRussia nakwamanye amazwe, athathe loans (okuyinto zikhishwa yena, abasemaqenjini umkhiphi we ngamabhange).

Inhlanganisela izinhlelo zokukhokha

Abanye ochwepheshe yabhekisela yokuthi ikhadi "Ummbila" (izibuyekezo abasebenzisi abaningi futhi aqukethe umbono omuhle mayelana nalesi simo) sinikezwa yi izinhlelo ezimbili yokukhokha - kazwelonke "Golden Umqhele" futhi MasterCard angaphandle.

Uma, ukwenza isibonelo, ngenxa yezinkinga isimo sezombangazwe, EPS angaphandle yekani ukukhonza WaseRussia noma ubeke umkhawulo ukuthengiselana lokukhokha amakhadi esikhishwa amabhange isiRashiya, "Ummbila" izohlala asebenzayo instrument yezimali. Nokho, ngemisebenzi enqunyelwe. Konke kungenziwa ukuthumela nge ikhadi nesiteshi "zolotaya Korona" imali yokudlulisa bese ngaleyo ndlela selishintshiwe etholakalayo kuso izindlela. Okuyilona elisebenzayo futhi i umbandela okubalulekile. Ngakho bathi amaRashiya amaningi, owayenokuhlangenwe nakho ukusetshenziswa kwezezimali ezifana ikhadi "Ummbila." Umthengi Izibuyekezo ngalo mqondo ibonisa izinzuzo nemisebenzi hhayi kuphela elihlobene ne standard ukuthengiselana ukukhokhelwa: ukubala esitolo, cash Ukuzihoxisa ngesikhathi i-ATM, njll, kodwa futhi kungenzeka evunyelwe uhlelo ukudlulisa imali ...

processing speed

"Ummbila" - ibalazwe, ukubuyekezwa zazo kakhulu omuhle ngenxa yayo nesivinini design. Iqiniso liwukuthi konke okudingayo ukuze uthole "plastic", kungcono isikhalo "Euroset" akunoma yiluphi ehhovisi. With isidingo sokuba kuphela passport, futhi umakhalekhukhwini nenani main ususondele. Ngakho, isakhiwo ezisabalele ikhadi "corn" - "Yevroset". Izibuyekezo mayelana nalesi simo ngokuvamile omuhle. Uxhumano nokucwala abafanele has ukusatshalaliswa yasakazwa eRussia. Cishe noma yimuphi indawo idolobha elikhulu amahhovisi eziningana "Euroset" - ungaya bese ubeka ikhadi yakho nganoma isiphi isikhathi. Kodwa uma umthengisi eyinhloko, kwezinye izakhiwo ezakhiwe eduze elikhiphe ibalazwe "Ummbila" - "Euroset, ukubuyekezwa okuyizinto ngokuvamile omuhle ngenxa izinga inethiwekhi esinegama, pho, ngubani umkhiphi Ingabe inkampani enjalo?" NSCA Inkokhelo Centre "Kuyinto, njengoba sishilo ngenhla. akuyona inhlangano yasebhange. amakhadi esikhishwe isandla kweso oyenza cishe ngesikhathi Ukukhishwa.

Kalula okusemthethweni

Omunye izigaba amakhadi yokubhalisa - ukuthola ikhodi pin. Le nqubo ihlelwe nje. Odinga ukukwenza - ukubiza inombolo yocingo esinikezwe sokubhaliswa ucingo isikhungo, bese ushayele ukulandelana oyifunayo izinombolo. Consultants "Euroset" ngokuvamile uzimisele ukusiza amakhasimende ukuqalisa le nqubo. Bhalisa "corn", njengoba kwaphawula u-abasebenzisi eziningi lo mkhiqizo sisonke kulula ukudlula isenzo esifanayo maqondana ezivamile credit cards.

Izindleko

Ukubhaliswa "plastic" ngegama ezikhokhelwayo - Udinga ukwenza kilo $ 100. Kodwa empeleni ngokushesha kungaba, isibonelo, likhokhele ibhalansi umakhalekhukhwini. Singasho ukuthi kuba mahhala - ". Ummbila" ikhadi ebhange, Izibuyekezo abasebenzisi bayo, yebo, correlative roomates ne Iqiniso lokuthi luyingxenye omuhle. Kwezinye izimo, ngabeluleki "Euroset" inganikeza draw ikhadi "Ummbila" eqinisweni ukuthenga kunalokho enkulu. Kulokhu, ukwenza okuthile ku-akhawunti ayidingekile nhlobo.

ashona amakhadi

Indlela ukugcwala "Ummbila"? elula kakhulu. Inketho elula - ukwenza lokhu ngokuvakashela yimuphi salon "Euroset". Ukuze ukusebenza nokusebenzisa ukusebenza uzodinga cabanga ikhodi ibha ekhadini, okungukuthi, "plastic", kuyinto efiselekayo ukuba ngokwako. Libuye elula ukugcwala ikhadi nomunye, elikhiphe ezinye amabhange. Yileyo lasebhange evamile noma ezikweletu. Nokho, kumele kulolu "uthayi", ebhaliswe "akhawunti siqu" umsebenzisi "corn". Enye (kungashiwo ngokuthi "zakudala") - kwaqedwa akhawunti ikhadi nge EFT evamile. Ayikho ngibopha kuleli cala Nokho, kudingeka futhi isikhathi izimali inkulu ngokwanele - okungenani amahora angamashumi amabili nane.

Ngingayithola kanjani ukusebenzisa "Ummbila"

Empeleni, lokho okungukuthi Umbuso indawo ye "corn"? Lokhu kungenziwa ngezindlela eziningana. inketho Okokuqala: Card "Ummbila" - abadonsi. impendulo kwamakhasimende phezu simo ukusetshenziswa "plastic" kubonisa nezimo kakhulu umkhiqizo lamasu inhlamvu. Nge "corn" futhi inkampani ephethwe MasterCard yokukhokhelana, ungakwazi ukuthenga ezitolo, kuhlanganise online.

Ungakhokha kokubili eRussia futhi iliphi elinye izwe emhlabeni lapho kukhona MasterCard, njengasezulwini uthi iningi. Kwezinye izimo, lapho usebenzisa ikhadi Ungaxhuma a ewusizo inketho "cash emuva", lapho i-oda ambalwa amaphesenti inani ngamunye ukuthenga iya ibhonasi. Singasho asetshenzwa tinhlobo letinyenti tetindlela tekuhlola.

Credit ngombono

Enye simo lapho "Ummbila" - ikhadi lesikweletu. "Euroset", ukubuyekezwa zazo ngokuvamile ehambisana ne-okudayisa ngenxa iphrofayli lenhlangano Yiqiniso, akuyona amandla lokunikeza ukubolekisa egameni layo. Ukubolekwa kwemali anikezwe amabhange, inxusa "NSCA Inkokhelo Centre". Yiqiniso, izimo loan kungukuthi kakhulu umxhwele esikusize ngendlela abaseRussia, owashiya kumaphothali thematic ku ukusetshenziswa umkhiqizo esinjalo, njengoba ikhadi "Ummbila" ukubuyekezwa. Umkhawulo wesikweletu kunqunywa yasebhange ifomula kunalokho kuyinkimbinkimbi - kungaba kokubili nesizotha futhi ezinkulu. Kodwa okubaluleke kakhulu - inzalo kumephu ikude ukhululekile. Lezi ukunikeza amakhasimende "Euroset", okuyinto ehilelekile njengoba ikhadi lesikweletu, "Ummbila," ukubuyekezwa. 2014 ngenxa izenzakalo zezombusazwe eyaziwa Yiqiniso, akulula emnothweni iyonke kanye nemisebenzi wesikweletu nezinye izikhungo zezimali ngokukhethekile. Kodwa 24-80% ngonyaka kusukela lobulungu nge "corn" Bank "Renaissance", noma 28-44% of the "Tinkoff", ezihlinzekwa manje - lokhu kungahle kancane kakhulu. Nakuba, isimiso, has sokuthuthuka kwezimakethe zokubolekiswa inokuningi ngaphansi inzuzo. Ngakho kwezinye izingoma izingxenye izixazululo kusukela "Renaissance" futhi "Tinkoff" Yiqiniso, kungaba ukuncintisana ngempela.

Omunye izinzuzo kungenzeka ukusetshenziswa ikhadi "corn" njengoba credit - impela umusa kwenkathi ende usebenzisa loan (phakathi naleso non-inzalo) - cishe izinyanga ezimbili. Nokho, wazi ukuthi abaningi amabhange Vumela zabo amakhasimende ukusebenzisa udumo e okukhethekile ukuze ngaphakathi efanayo, noma ngisho isikhathi eside isikhathi. Kodwa eminyakeni yamuva, hhayi zonke izikhungo zezimali nazo siqotho izicelo loan, eminyakeni embalwa edlule, eziningi ukwehluleka. Mayelana abanikazi "corn," njengoba kwaphawula u-ochwepheshe abaningi, kanye abasebenzisi uqobo lwabo, amabhange ngokuvamile sithambekele ekubeni enze izinqumo ezinhle.

nokwesekwa kwamakhasimende

"Ummbila" - ibalazwe, ukubuyekezwa zazo kakhulu kuthinte isici nabasekela amakhastoma. Abasebenzisi "plastic" Kumake okusezingeni eliphezulu ezingeni ngokwanele. Ngokwesibonelo, akunankinga ukuze ubuyisele ikhadi elahlekile. Engingakusho nje umemeza-call centre kusuka inombolo ikhadi ukubhalisa lubalwa primary. Uma kudingekile, ungenza isicelo esibhaliwe ithimba ukwesekwa nge-imeyili. Noma sebenzisa indlela le "Ihhovisi wami" umsebenzisi. Nokho, kungenzeka ukuthi ukusekelwa abasebenzi ungathanda impendulo efonini. Ngakho-ke, kumelwe siqhubeke isandla nge inombolo yeselula - ebhaliswe njengoba main, ukuze yena.

ehhovisi yangasese

Phela, lo "Area Personal". "Ummbila" - ibalazwe, ukubuyekezwa zazo kakhulu abonisa umsebenzisi sizikhandle ukusebenzisa lesi sici. Ukufinyelela "I-akhawunti yami" ihlelwe nje. Ngemvume - inombolo ikhadi esiyingqayizivele. Iphasiwedi angacelwa ngesimo SMS-imiyalezo inombolo, okwakubekelwa esibekiwe ngesikhathi sokubhaliswa "plastic". Ngemva kufanele kuthathelwe indawo owakho. Functional "Akhawunti Personal" ithakazelisa kakhulu. Lapho, ngasendleleni, ukukhetha ukulanda inguqulo yeselula isikhombimsebenzisi yayo - ku Andoid ne-iOS-kumadivayisi.

Imigomo yokusetshenziswa

Thina uqhubekele cabanga izici zezimali ukusetshenziswa ikhadi. Njengoba sishilo ngenhla, ekwakhiweni "plastic" cishe khulula. Musa eliqinisekisiwe ngemisebenzi ukukhokhelwa ngokusebenzisa uhlelo MasterCard. Phela, uma usebenzisa ikhadi phesheya ibe yendawo senzeka ngesisekelo Central Bank exchange rate, kunokuba naphakathi. Lokhu kungaba esinye isixazululo kakhulu engabizi. "Ummbila" - ibalazwe, ukubuyekezwa 2014 okuyinto kakhulu kuthinta isimo eyaziwa nge kokuwa ruble emakethe exchange angaphandle. Iqiniso lokuthi umnikazi we "plastic" kusukela "Euroset" has ithuba behlise ukuguqulwa umxhwele amaRashiya amaningi.

Ngakho, "evulekile" uma usebenzisa "ummbila" - omuhle kakhulu inhlamvu indlela yenkokhelo amakhono lesi sisombululo. Ngesikhathi esifanayo ukuze ukuhoxisa ukheshi kusuka ekhadini usebenzisa i-ATM akunconyiwe. Tariff kuyinto - 1% semali selishintshiwe. Usayizi ubuncane ikhomishana - ruble 100. Ngaphezu kwalokho, uma encashment senzeka phesheya, izindleko ongase ube nazo ephakeme ngenxa ukuqoqwa wendawo-yasebhange yisikhungo sezinhlangano eziphambili zezezimali. Kungcono ukusebenzisa ngenjongo efanayo amakhadi epulasitiki ejwayelekile ezikuvumela ukuhoxisa ukheshi ATM esebenzisana nayo, noma naleyo esikhishwe wezitifiketi.

ikhadi ngezifiso

Esinye sezici enhle kakhulu ukusetshenziswa ikhadi, "Ummbila" ukuthi kungenzeka ukubhalisa amagama ezahlukeneyo zalo. I ifomathi evamile empeleni engenabuntu (nakuba zikhona idatha mayelana umnikazi we "plastic" database idatha umkhiphi). Kodwa kukhona inketho ukuze ukudweba umuntu okuyinto lizobonisa igama nesibongo yomsebenzisi, njengoba amanye amakhadi epulasitiki. Oda okubhekiselwe kubo ngelithi "plastic" kusukela "corn" kuyinto elula nge "I-akhawunti yami". Umkhiqizo izindleko - balinganiselwa ku-150 ruble, kanye ukulethwa ikhadi osuphelile imeyili. Ubuqiniso "plastic", Okwamanje, uneminyaka engu-7. Nakuba ngamakhadi eziningi enye inkathi amabhange isampula - iminyaka engu-3.

Kufana 'Ummbila "- ibalazwe, ukubuyekezwa zazo kakhulu omuhle ngenxa imikhiqizo kwezobuchwepheshe. Iqiniso lokuthi lesi sakhiwo "plastic" ifakwe PayPass chip yesimanje, okuvumela ukuba afeze yokuxhumana izinkokhelo. Kuze kube manje, lo uhlobo lobuchwephese kumane nje kuyingxenye yomthwalo imali. Emahhovisi eziningi zalezi zinsuku imishini efakwe ne zakudala abafundi ikhadi.

ubuchwepheshe besimanje

Kodwa yokuxhumana amadivayisi ngokuya owasungulwa Russian izitolo, amabhange kanye nezinsizakalo. AmaRashiya ingayisebenzisa unala unegama ekhadini lakho ebhange, "Ummbila." "Euroset", ukubuyekezwa okuvame kuthinte isici manufacturability kwezimpahla electronic ithengiswe, njengoba ochwepheshe abaningi abakukholelwayo, kunomthelela Ukungena okwengeziwe amadivayisi yokuxhumana emakethe Russian.

Kunemibiko ukuthi iphesenti "cash emuva" ngesikhathi ntengo oyikhethayo abanikazi okubhekiselwe kubo ngelithi "plastic" ingaphezu kwe uma usebenzisa indinganiso ifomethi yekhadi - 1.5%. Ngesikhathi esifanayo, ngokushesha nje lapho umkhiqizo omusha icushiwe, zonke amabhonasi kusukela "plastic" ubudala ukuya akhawunti adalwe kabusha.

amabhonasi

Empeleni mayelana amabhonasi. Kuyini lokhu hlelo - "cash emuva", ezihlongozwayo ngolikhiphile "corn"? Elikuqukethe ukhonkolo nemibandela zincike ikakhulu esifundeni yokuhlala wekhadi. On website project ungabona esigabeni "Partners" - kuyoba lonke ulwazi mayelana amathuba ukuchitha amabhonasi abakhona edolobheni ethile. Isimiso jikelele izinhlelo kakade siye ezichazwe ngenhla - konke ukuthenga ibhonasi iyadonswa ngu 1-1.5%. Buka ukulingana "cash emuva" uhlale kungenzeka nge "I-akhawunti yami". Ukuhlola ngokuqinisekisa amabhonasi - 1 unyaka.