Iyunithi utshalomali - investimenti esikhathini esizayo

Enye indlela wokuphindaphinda ngengcebo yabo (okungukuthi isimo sezimali) - utshalomali okuyingxenye ukuze athole inzuzo. Namuhla siyazi eziningi amathuluzi kule nqubo, futhi omunye ethandwa kakhulu - Izimali ezilinganayo. Kudaliwe ngoba ngezezimali nokuphathwa imali kungaletha izinzuzo eside ukuba abatshalizimali ayo, ukwandisa lokutshala izimali zabo. Lokhu, njengoba abaningi bazi, imfundo yenu ehlangene, ngokuhlanganisa imali zamashumi, zamakhulu, noma ngisho ezigidi bale Isikhwama jikelele, okuyinto idluliswe ngaphansi kokulawulwa Management Inkampani. It wayengadlali owenza umsebenzi omningi - ukutshala imali izibambiso kanye nezinye izimpahla, ukuthatha ingxenye inzuzo (ikhomishini) uqobo, kanti bonke abanye sokudlulisela emabhange. Ukuze uthole it, udinga ukuthenga isabelo. Leli phepha (ngokulinganisa) nokuka, okufakazela ilungelo lakho eyingxenye yezimpahla yesikhwama, okusho ukuthi inzuzo yayo.

Kuphi lo mqondo zivela? NgesiNgisi igama elithi "share" - iyingxenye "pie", okuyinto lembula ncamashi ukubaluleka emkhakheni wezezimali. Uthenga ucezu ikhekhe (izimali esiKhwameni), bese sivuna izinzuzo zokuziphatha lokhu kuthenga, inzuzo izindleko bayo (inani lotshalo mali lwakho). Intengo ke kushintsha njalo. Iyunithi utshalomali - lokhu akulona inani esinqunyiwe, futhi isihlobo. Ungashintsha nsuku zonke, kuncike ekushintshashintsheni ukubaluleka izibambiso ezifakwe e amafa yesiKhwama. ingxenye yakho izonqunywa njengoba amaphesenti (ngokulingana nalokho% izimali we isamba une).

Ngaphandle kweqiniso lokuthi yokufuna iyunithi unelungelo ingxenye ethile amafa Fund isabelo inzuzo etholakale ngokudayisa izimpahla zalo, unezinye amathuba. Ngokwesibonelo, ungakwazi ukuthengisa, banikele noma beshiyela yisabelo utshalomali umuntu evela emalungwini omkhaya, abangane, nengangibajwayele noma osebenza nabo. ukudluliswa kuqinisekisa kula irejista iyunithi umnikazi, okuyinto ekhishwe nguMbhalisi.

Ukukala Isikhwama ingasebenza endleleni lapho kushintsha ukubaluleka isabelo. Yiqiniso, uma ikakhulukazi ikhula, inkampani ukuphathwa usebenza ukukhokhela kahle enhloko-dolobha. Lokhu kubaluleke kakhulu, ikakhulukazi uma kubhekwa isikhathi eside. Phela, umnikazi iyunithi ongawamukeli noma iyiphi imali yangempela, kusenzima ephathini kulesi sikhwama. Inzuzo (noma ukulahleka), ngeke uthole uze uyithengise. Kulokhu ukucabangela cash unit - umahluko phakathi izimali izimali Isikhwama, nalabo atholwa emva ukudayiswa yayo.

Indlela ukunquma malini imali yesikhwama okungokwakho okwamanje umsebenzi wakhe? elula kakhulu. Lapho isingeniso sokuqala ethile ukuze inombolo ye-akhawunti ye-amayunithi shareholder eqoshiwe, ebalwa sokuhlukanisa isamba ukutshalwa yayo on sikhwama Imininingwane (lokhu kungaba izinombolo wamaqhuzu ezifana 542,74 share). Endabeni ukudayiswa, lesi silinganiso iyanda yi izindleko unit ngayinye esifundvweni sakhe ngalesikhatsi lesiniketiwe, umphumela uba isizumbulu semali ukuze kuwo unelungelo.

Ngakho, isabelo - alternative kunengqondo imali bendabuko kanye imali. Nge isinqumo kahle Isikhwama mutual umsebenzi afanele inkampani ukuphathwa ungakwazi kakhulu wande izimali zabo kanye kuzuzwe imiphumela oyifunayo, ugcine up for ifulethi, imoto noma ezinye izinjongo.