Isinxephezelo yentela engenayo siqu lapho uthenga efulethini futhi ukukhokhela ukuqeqeshwa

Imithetho ye-Russian Federation usungula kungumsebenzi zonke umuntu akhokhe intela ku imali. Nokho, kukhona ezinye izimo lapho isivele ukugodla intela kungenziwa ibuyiselwe kusukela isabelomali. Kahle kahle, lokhu kutholakala nge ukuthengwa ifulethi noma ukuqeqeshwa ngabanye.

Ubani futhi kungashiwo kanjani ukubuyela yentela engenayo

Okokuqala, kumele kugcizelelwe ukuthi sikhuluma intela isinxephezelo, Ngakho-ke, lo mthetho usebenza kuphela labo abathola iholo intela ngesilinganiso esingamaphesenti trinadtsatiprotsentnoy. Ngamanye amazwi, abantu abahlala ku izinzuzo kanye nezinye yokukhokha non-intela, ukuze sivale lapho sisilela kwentela yengeniso lapho uthenga ifulethi noma yokufunda bengayi. Okukhishiwe esezigugile, okwathi ngo 2012 wathola ilungelo ukuze uthumele ukubuyiselwa imali yentela ku ukuthengwa izinkathi ezintathu esandulele.

Ngokwe-Tax Code of Personal Income Tax imbuyiselo kungenzeka ngezindlela ezimbili: ngokubuyela esikhokhiwe ngonyaka intela langaphambilini, noma ngokunciphisa kwentela engenayo lwamanje kwelinye imisebenzi.

Kuzo zombili lezi zimo kubalulekile ukuthola imali ebanjwayo zisebenze intela emzini wakhe, ukugcwalisa 3-PIT isimemezelo futhi unikeze iphakethe kwemibhalo eqinisekisa ilungelo isinxephezelo.

Kuyinto engenakwenzeka imali yentela engenayo siqu kulezi zimo ezilandelayo:

• wenkokhelo kwenziwa ngezithukuthuku inhlokodolobha umzali;
• okubiza lapho uthenga ifulethi noma ukuqeqeshwa ikhokhwe kumqashi.

Impahla ebanjwayo uma uthenga ifulethi

Tax Code usungula ilungelo zonke izakhamuzi ukukhokhelwa imali yentela engenayo siqu lapho uthenga ifulethi noma imphahla. Nokho, ungasebenzisa kanye kuphela endaweni esaphila, kungakhathaliseki ukuthi ziningi kangakanani amafulethi isanda kuthengwa. I isinxephezelo kuyoba 13% ukubaluleka othengiwe futhi kungenzeka izindleko ngokushesha welinye ifulethi ukungezwa izindleko zokulungisa uma yathengwa ngaphandle kokuqeda (inkontileka), futhi inzalo ekhokhiwe ngoba loan target (kuhlanganise mortgage). Nokho, isamba isinxephezelo ayikwazi ukudlula ayizinkulungwane 260. Ruble (ngaphandle inzalo). Ngamanye amazwi, lo ebanjwayo for ukuthengwa indlu akukwazi ruble abangaphezu kwezigidi ezimbili ngonyaka. Uma efulethini kuwufanele kancane, nokudoswa kuzonikezwa kuphela ngokwezinga ukubaluleka kwalo, kanye siqu kwentela engenayo imali, ngokulandelana, kuyoba kusuka 13%.

Lapho uthenga ifulethi sokubuyiselwa imali yentela kufanele sikhuleke kungakadluli iminyaka emithathu kusukela ngosuku kuthengiselana, Nokho, kukodwa imbuyiselo akusho yisikhathi, ukuthi, kwentela yengeniso izobuyiselwa (noma cha emholweni nomholo lamanje) lize ibuyiselwe ngokugcwele.

ebanjwayo Komphakathi ngoba yesikole

Lapho yesikole izakhamuzi futhi banelungelo ukubuyela 13% lemali ekhokhwe kubo. Lokhu kungenziwa ngokusebenzisa ukuqeqeshwa siqu kanye ngokukhokha izifundo zabo azifinyelelanga izingane ezingamashumi amabili nane. A imfuneko ebanjwayo yezenhlalakahle lokutadisha khona yelayisensi lesikhungo, futhi uma akusiyo ngokukhokha emfundvweni yabo, olunezimiso imfundo esigcwele.

Uma isakhamuzi uthola imali ebanjwayo yezenhlalakahle wena, lonyaka siqu kwentela engenayo imali yesikole kungenzeka kuze ruble 15 600. Lapho imali ebanjwayo iyatholakala imfundo yengane (mfowethu, dadewethu, lesigceme), inani imali yentela kuyoba kuze ruble 6500 ngonyaka. Lokho ngqo ezibanjwayo ngeke azisizi 120 000 no-50 000 ngokulandelana.

Faka isicelo net social isidingo kungakapheli iminyaka emithathu kusukela osukwini nezindleko. Ngokwesibonelo, i-ukukhokhelwa yokufundiswa ngo-2012 kumelwe isicelo sokubuyiselwa imali kungakapheli 2015.

Ekuphetheni, kuyafaneleka ukuthi kungenzeka impahla kanye nomphakathi ezibanjwayo musa esinye nesinye sithembele kesinye: kwelinye isikhathi intela isakhamuzi liyakwazi intela siqu engenayo kanye ingcebo zokuthenga, futhi ukuqeqeshwa. Kodwa, sicela uqaphele ukuthi isamba ebanjwayo yokukhokha komphakathi wadibaniswa ukuphathwa nokuqeqesha abantu ngokomzimba.