Imibhalo lapho uthenga flat

Wonke umuntu esikhathini esithile ekuphileni kwabo dream ukuthola efulethini lakhe. Ake hhayi elite, hhayi isakhiwo esisha, kodwa yayo ...

Othile wakwazi uqaphele iphupho lakhe ngaphambili, umuntu kamuva, umuntu wathenga efulethini kanokusho yokupaka komhlaba, iphupho kothile zigcwaliseka ngokuphelele, futhi manje yena - umnikazi ephezulu ekupheleni indlu endaweni emnandi kwedolobha elikhulu. Nokho, bonke laba bantu bahlanganiswe into eyodwa - ngesikhathi esithile, abazange zonke abathengayo welinye ifulethi noma indlu.

Ukuqinisekisa imibhalo lapho uthenga flat noma indlu, noma amakhaya amasha noma lesibili zithengiswa - akulula, ngoba inani lamasheya edingekayo angaya kuze kube nedlanzana. Ngaphezu kwalokho, ukungabi noma incompleteness ngamunye wabo, ungase nazo hhayi kuphela ukulahlekelwa kwezimali, kodwa futhi nehlala njalo imithetho noma kokuhlupheka. Nokho, asikho isizathu sokuba netwetwe, ngoba uhlu kwemibhalo kanye nenqubo iqinisekiswa - Standard.

Kulesi sihloko sizozama ngangokunokwenzeka iyatholakala ukukhuluma ngazo zonke izenzo ukuthi kumelwe nifeze umthengi, okuyinto arekhoda lapho uthenga flat kufanele ukuqoqa, ukuze inqubo ukuthenga, futhi, okubaluleke kakhulu, wathenga indlu futhi ukuhlala eminye kuwo, akaphendukanga kuye ukuphila futhi oluvamile luphenduka isiyaluyalu.

Ngakho, lapho ukuqala ukuthenga flat?

Isigaba sokuqala - isigaba wokulungiselela. Wena nginazo kakade unayo ethile ngoba ofuna ukuthenga indlu esilungele wena. Uma uqiniseka amakhono abo futhi uqiniseka ukuthi ezophatha ngaphandle kosizo ummeli noma Realtor, into yokuqala okufanele siyihlole ithi labo imibhalo lapho uthenga ifulethi, okuyinto umdayisi, qiniseka ukuthi umnikazi nguye zokuhlala, qhathanisa isitifiketi sokubhaliswa idatha izindlu ukuze njengoba kukhonjisiwe imibhalo isihloko. Uma kwenziwa sivuselela, qiniseka ukuthi zifune isinqumo emagunyeni afanele.

isigaba sesibili - ukubhalisa ukuthengwa ifulethi noma indlu. Umtsetfo lokhona kudinga ukuthengwa indlu ukuba afeze ukusayinwa inkontileka ehhovisi ummeli olungisa izivumelwano sika, bese deal iyadingeka ukubhalisa.

Kuze kube yimanje, ngaphezu eqinisekisa ilungelo kobunikazi umdayisi, uzodinga le mibhalo elandelayo lapho uthenga ifulethi, okufakiwe kuze kube nehhovisi ummeli olungisa izivumelwano sika-passport yizinhlangothi zombili, imvume ebhaliwe umlingani for kuhlukaniswa yokufuna impahla, uma kunezingane - avumele ibhodi Labaphathiswa (ngoba umdayisi), ulwazi ukudluliselwa 1% lemali yesikhwama sempesheni (ngoba umthengi), ophenyweni mayelana ukungabi khona Umbuso izikweletu (ngoba umdayisi).

abameli abanolwazi yanconywa ekuphetheni sokwenziwe eziphathelene ukudayiswa, ukusayina Mthetho ukwamukelwa-ukudluliselwa ifulethi noma indlu. Lo mbhalo iyingxenye yesivumelwano, Izijobelelo yayo. Nokho, akusho ukuthi ubunikazi isidlulile kumthengi, ngoba ngokuhambisana nomthetho we umthengi, oye eyenzelwe yonke imibhalo lapho uthenga ifulethi, wasayina inkontileka wagijimela notarization, kubalulekile ukuba lelisu Ukubhalisa weningi BTI amalungelo.

Uma unquma ukuba azifake engozini futhi imali yabo ezakhiweni ezintsha, kukhona kakade abathengi kufanele ubhekane unjiniyela. Yini imibhalo lapho uthenga flat ke okumelwe kusinikeze? Okokuqala, isenzo isimo ngakwesokudla yokusetshenziswa komhlaba, ikakhulukazi ekwakhiweni indlu yokuhlala, ilayisensi ukwakha.

Lapho ukusayina inkontileka ngokucophelela kumelwe ukufunda zonke izinto zalo "ezibushelelezi". Futhi nakuba abavamile ukushintsha kubo, kodwa ngeke kakade uqaphele wabo. Lo mbhalo kumele kudingeke ukuthi akhombise inani amakamelo, inombolo yokwakha izindlu zakho zaphansi esizayo. Uma kungenjalo uyaneliswa isakhiwo, bese emva kokusayina inkontileka zokulawula, ngaphambi nje ngokubeka endlini ngalo ukusebenza, kubalulekile ukuba iqondise inketho yakho nonjiniyela, ukuthola ukuvunyelwa efanele, futhi ngemva kwalokho, efulethini yakho iyokwakhiwa ngezinguquko ezidingekayo. Futhi okubaluleke nakakhulu, esikhathini esizayo awudingi ukuba uvumelane ezindabeni ezihlobene kulungiswe. Yilokho, sithemba Housewarming yakho yangaphandle ngeke zithathelwe lutho.