Imali. Bank "Ekhaya Credit"

isikhungo Commercial "Bank Ikhaya Credit" - umholi uhlelo umthengi credit. inhlangano lwezezimali e 2012 zibalwa wesitsatfu mayelana umthamo imali ukuze udaba labantu, enikeza "Savings Bank" futhi "VTB 24". Unika yasebhange "Ekhaya Credit" ivumela izindlela eziningana. Funda kabanzi ngezimiso namathuba, bheka ngezansi.

Kungani kufanele ukhethe "Ekhaya Credit Bank"

Le nhlangano isungule kakade ngokwaso njengoba yasebhange futhi okuthembekile asebenzayo. Ngo-2012 ezweni lakithi base bekhona kakade 6356 emagatsheni awo futhi 69.000 Izitolo izitolo ahlukahlukene kanye ezitolo ezinkulu. On ivolumu imali sabantu ngokomzimba "Ekhaya Credit" kwaba endaweni yeshumi, ngokuvumelana imiphumela RIA "Isilinganiselwa" futhi RA "Isazi".

Ukuthandwa kungenxa ukuheha ezifakwa

Central Bank of Russia ukuhlola umnikelo imali yasendlini. Ngosuku lokuqala luka-September kulonyaka, baye anda ngokuziqhathanisa idatha yokuqala ka-Agasti ngawo lowo nyaka, cishe 94%. Inani imali ruble 15,95 trillion. Lokhu kubonisa ukuthi labantu imali bayindlala. Inani izimali ezibolekwe ku HKB 1 Septhemba kudlulwe ruble 220 billion. Kuqhathaniswa idatha ngonyaka odlule ngenhla 90%! Lokhu kungenxa yokuthi ebhange njalo linikeza izimo ezintsha evumayo nangenkathi uyaqhubeka ukuthuthukisa.

Izinzuzo main

Ukuze wenze umnikelo, ibhange "Ekhaya Credit" asungula skhomu ukuvulwa elula. Ngisho nalapho kusetshenziswa ruble 1,000, ungakwazi ukuvula i-akhawunti idiphozi. Lokho, ye-investimenti ngeke kudingeke a semali. Futhi lemali idiphozi akuphazamisi yonyaka lenzalo - izinga okufanayo.

Isici imali. Bank "Ekhaya Credit"

Holdings

inzalo akashintshi kuye ngokuthi izimo ezingalindelekile. Lokhu kusho ukuthi uma kwenzeka ekunqanyulweni yesivumelwano, ngeke ulahlekelwe lutho. Leli qiniso ikakhulukazi ezikhangayo zimali. Ukukhokhwa inzalo enqwabelene njalo ngenyanga.

Isiphakamiso "izindaba ezinhle"

izimo umkhiqizo Nezimo kanye amadili best zihlale funa phakathi abathengi. Uma inani lemali itholakale ruble 1000, uzokwazi ukwenza umnikelo isikhathi okuyinto ezinyangeni eziyisithupha. Uma zimali unquma ukuhoxisa imali ngaphambi kwesikhathi, inzalo ikhokhwe ngokugcwele. Nge "izindaba ezinhle" yezimanga ukulondoloza noma imali ngaphandle kokulahlekelwa lutho. Amaphesenti ngoba lo mnikelo - 8% ngonyaka.

Ukunikeza "Unyaka Kuyazuzisa"

Le ndlela kuyinto kulabo abafuna ukulondoloza imali kwamandla emali, ngoba ku "Ekhaya Credit Bank" ezifakwa insured. Izinga lenzalo yemali mboleko - 9% ngonyaka, obeka eside - enyakeni owodwa. Endabeni ka ekuseni ukususwa izinga Sehlile 4.5.

ongakhetha

Imali ye ibhange "Ekhaya Credit" kuthatha ngezindlela ezimbili: futhi ngaphandle cap. Lokhu kusho ukuthi okufana lokuqala uzokhokhiswa inzalo yemali mboleko emalini idiphozi, kwesibili - ku-akhawunti ehlukile, uwasuse kungenzeka nganoma isiphi isikhathi.

Kwemali Foreign imali. Bank "Ekhaya Credit"

Imibandela e isiphakamiso "izindaba ezinhle":

- inani lemali elincane 5000 zamadola / euro;

- 3.5% ngonyaka;

- izinyanga eziyisithupha;

- ofeleba nyangazonke;

- ukuhoxiswa mhlawumbe isikhashana esinqunyiwe;

- izinga lapho ukuhoxiswa ngaphambi kwesikhathi ebesibekiwe akashintshi.

Imibandela emshweni "kuphela elithola":

- inani lemali elincane $ 1,000 / EUR;

- 4% ngonyaka;

- kuze kube yizinyanga eziyi-12;

- ukukhokha inzalo ukuvuthwa;

- akukho ukuhoxiswa esinqunyiwe;

- izinga lapho ukuhoxiswa ngaphambi kwesikhathi ebesibekiwe - 2-3%.