Credit card "Tinkoff": ukudweba nge-Internet

Kuye ngalokho injongo umboleki idinga imali, umthengi credit lahlukaniswa laba izinhlobo eziningana. Ethandwa kakhulu yilezi:

- ukuveza ukubolekisa;

- izidingo eziphuthumayo;

- ukuze siphumule;

- ukwenza ifundo;

- kwebheyili;

- Credit card.

On the yokugcina kuzoxoxwa kabanzi.

Kuyini ikhadi lesikweletu?

Ikhadi lesikweletu kuyinto ibhokisi plastic nge logo ebhange futhi isiqeshana enozibuthe nakanjani akhawunti wekhasimende credit. Emhlabeni wonke, i- umkhiqizo yasebhange imele nesincintisana sína ukuba ukubolekisa umthengi. Leli khadi evumela ukusetshenziswa kwezimali ebhange ukuze ngikhokhele izindleko kuze kube umkhawulo othile. Ubukhulu bayo incike ezingeni engenayo kanye nekhwalithi Umlando wokukhokha kwemali.

ERussia, kuthandwa kakhulu i-credit card "Tinkoff" inkinga kungaba kuyi-Internet. Uma sikhuluma izibalo jikelele, amakhadi angaphezu kuka-130 million ekhishwe minyaka eyisishiyagalombili eminyakeni, iningi labo kwakungebona credit. Lena akuyona umkhawulo. Namuhla, i-bonke abakhileyo emhlabeni liphuza amakhadi ezintathu.

Ethandwa kakhulu Russian ukukhokhelwa izinhlelo Visa kanye MasterCard. Bavumela wena ukukhokhela ukuthenga futhi ukuhoxisa ukheshi kusuka ATM. Njengomthetho, ungathola ikhadi lesikweletu, "Tinkoff Platinum", electron, zakudala, igolide kanye Platina. Uhlobo ngalunye izimo ezahlukene, amazinga kanye imikhawulo.

Cishe zonke amabhange akuvumela ukuba wenze okuningi yasekuqaleni wesikweletu ngemuva kwesikhathi esithile - kusuka 3 izinyanga onyakeni owodwa. Uma ngalesi sikhathi wena uyokwenza njalo izinkokhelo ekhadini, ibhange bakwethembe kakhudlwana futhi wadumisa isizumbulu.

Iziphi izici lesikweletu "Tinkoff"?

Yenza ikhadi kungaba kuyi-Internet. Ngaphezu kwalokho, noma yimuphi ikhadi lesikweletu has eziningi eziwusizo imali. Imali etholakalayo ku-credit card, awekho ngaphansi isimemezelo lapho phesheya. Kwelinye izwe nge ibalazwe ephaketheni lakho ngeke kungadingeki nokuba ukhathazeke ngokusho exchange, ngoba izinhlelo zokukhokha ngamazwe bangase sokulungisa izindaba nganoma yiluphi uhlobo lwemali. Amabhange ukwenza ukuguqulwa zabo.

Credit card ikuvumela ukuba akhokhe inani cishe lazo zonke izimpahla kanye nezinsizakalo. Konke lokhu kwenza kube nokwenzeka ukuba enze i-credit card kanye "Tinkoff" - uhlele ikamelo ehhotela, akhokhe ifoni, kwasemini endaweni yokudlela, ithikithi lendiza, nokunye. Kulokhu, abanikazi bamakhadi nethuba bahlanganyele kutinhlelo ibhonasi lozakwethu ebhange. Kungaba futhi izitolo, izindiza, namaqembu, kanye nabanye abaningi. Isikhathi esining impela labetibambile imibuthano izipho ezihlukahlukene.

Nge leli khadi, yonke iklayenti uthola ithuba ukuphatha akhawunti abo ubusuku nemini, noma kuphi. Kungenzeka futhi ukukhipha ikhadi eyengeziwe ku-akhawunti kumuntu esiseduzane abafinyelela kuyona.

Inzuzo ebaluleke kakhulu zonke ikhadi lesikweletu kwesikhathi somusa, ie ngesikhathi lapho accrual kwezinhloso zenzuzo is hhayi lwenziwa. Kulokhu, uma usebenzisa izimali ngokucophelela sebenzisa isiyalo, kanye nesikhathi esibekiwe isikhathi ukubuyela yonke izikweletu, ungenawo akhokhe inzalo.

Kanjani futhi kuphi i-credit card?

Yenza isicelo ikhadi lesikweletu, "Tinkoff" kungaba ngokuphelele wonke umuntu, kodwa ngaphambi kokuthi unike lo mkhiqizo yasebhange, ibhange kwenziwe ukuhlolwa umboleki sika. Uma une-akhawunti, isibonelo, umholo, ke inqubo oyokwenziwa ngaphansi kohlelo lula.

Ukuze uthole i-credit card kanye umkhawulo enele khona imali olusemthethweni. Uma akwanele, ungakwazi ukunikeza into njengoba izibambiso. Zonke ezinye izidingo abanikazi bamakhadi basuke kucishe kuwo wonke amabhange.

ikhadi lesikweletu kungenziwa ikhishwe ngaziphi izindlela?

Kunezindlela eziningana kucutshungulwa credit cards. Ungakwenza ebhange, nge-Internet, ukuze uthole nge ukuthengwa noma ngaphezu kweminye imikhiqizo yasebhange. Ake sicabangele indlela ngayinye ngokuningiliziwe.

Ukuthola ebhange

Kulokhu, udinga ukuvakashela igatsha lasebhange, ugcwalise isicelo futhi unikeze amaphepha adingekayo. Kodwa lokhu akuvumeli "Tinkoff" ebhange. Yenza i-credit card ibhange kungaba online. IBhange ibheka uhlelo lokusebenza futhi bazenzele esabo isinqumo. inqubo enjalo ingase ihlale kuya ezinsukwini eziyishumi eziyisikhombisa. Uma isinqumo esihle uzoxhumana isiphathimandla loan futhi akutshele lapho eze yekhadi sokugcina.

Ziyini izinzuzo enza le ndlela?

- Ungakwazi ngesandla ukhethe yiziphi yasebhange ukuthola ikhadi futhi ufunde kabanzi mayelana ngemigomo yekhredithi.

- Une ithuba lokufunda konke unesithakazelo umphathi credit.

- Inzalo kuyoba aphansi, kanye umkhawulo mkhulu Ngokungafani nezinye izindlela.

Ububi ukuthi ukuqoqwa kwemibhalo bese evakashela Bank kuyodingeka ichithe izinsuku ezimbalwa.

Ukwenza amabalazwe ngaphezu kweminye imikhiqizo yasebhange

Uma ikhasimende njalo kunoma yiliphi ibhangi, usebenzisa amasevisi ayo ngenkuthalo ke mhlawumbe uzonikezwa ikhadi lesikweletu. Enye ikhadi zokuposa. By endleleni ngisheshe, ngiza ezikhishwe yasebhange "Tinkoff" credit card. Okuqukethwe Kungase kwi-inthanethi, kodwa futhi ikhadi ku-imeyili, futhi, athunyelwa ngaphandle ukugcwalisa.

Leli khadi kungenziwa kuphela ikhishelwe sekhasimende wazakhela idumela elihle kakhulu, okungukuthi, kanye ephelele Umlando wokukhokha kwemali.

Nemiphumela ethile engathandeki le ndlela

Yini embi ngalo wukuthi iyiphi lwamanye amagama ayo hhayi afake imali ebhange. Yilokhu libhekene elikhiphe yasebhange "Tinkoff" credit card. Okuqukethwe kungaba kuzimo yebhange. Ngaphezu kwalokho, umkhawulo wesikweletu ezinkulu, awukwazi ukubala. Kodwa ikhasimende unethuba ugcine isikhathi esiningi sakho, njengoba isikhungo-credit kuyodingeka yonke idatha yakho, ngakho-ke asikho isidingo sokuthi ukuqoqa imibhalo.

Ukuthola kohlaka isenzo noma ukuthenga

Empini amaklayenti ngamunye amabhange kukhona at namasu ehlukene. Isibonelo ikhadi lesikweletu, "Tinkoff", kungenzeka ukuba ahlele iqhaza kunoma iyiphi iphromoshini. Isibonelo, tingafundziswa njengesipho ngokuthenga noma umane emgwaqeni. Njengomthetho, ikhadi enjalo ongasebenzi, kodwa ngenxa yakhe kuyoba esincane. Ukuze kusebenze, iya ebhange - ukubiza up on the Internet, ngemva kwalokho ikhadi itholakala. Yiqiniso, lokhu kuphela uma isinqumo omuhle Ukusetshenziswa kwekhadi.

Le ndlela kufanelekile labo are eqinisweni lazy kakhulu ukuba uthole ikhadi, noma labo akazange alinge ukukwenza.

Ukuthola ikhadi nge-Internet

Njengoba sishilo ngenhla, ungathola ikhadi lesikweletu, "Tinkoff" nge-Internet. Okokuqala udinga ukuvakashela isayithi bese ugcwalisa isicelo. Ngokulandelayo, uzothintwa yimenenja abayoba ukucacisa lonke ulwazi kanye nokubika isinqumo yebhange.

Ngemuva kwemvume ekhadini ilethwa ngeposi noma courier, konke kuncike edolobheni.

Credit card "Tinkoff": ukudweba inthanethi. Izibuyekezo

Izibuyekezo ku-inthanethi ungathola omningi, futhi akubona bonke, yebo, omuhle. Ayikho ibhange okubuyayo eyodwa kuphela umsebenzi wabo, ngoba ngaphandle nemibi hhayi omunye ukusebenza. Kunzima ukusho ukuthi lokhu ibhange okuhle noma okubi, njengoba amakhasimende amaningi - ncamashi imicabango yabantu efanayo, kodwa ngokuvamile sikhungo lusebenza kahle futhi isevisi kuzo ezingeni eliphezulu. Ezinye amakhasimende kungukuthi uyaneliswa yokuntuleka ehhovisi, ngoba akekho ukuya uma eziphuthumayo.

Ezinye amakhadi kufihlwe izimo "Tinkoff"

1. Izici i-reception. Uhluka enye ecutshungulwayo amabhange ijubane izicelo kanye iphesenti eliphezulu ukwamukelwa. Ngaphezu kwalokho, ikhadi ngeposi.

2. imikhawulo Amancane. Njengomthetho, umkhawulo enikeziwe ekuqaleni, kuye ngokuthi idatha olushiwo efomini lesicelo, futhi ingeqi inkokhelo isilinganiso. Kanti kwezinye izimo, akumele seqe anamane amawaka. Ukukhuphula umkhawulo kungaba kuka izinyanga 6.

3. Amaphesenti ukuhoxa. Isikhathi somusa isebenza kuphela cashless izinkokhelo. Uma ikhasimende uthatha imali engukheshi lizokhokhiswa 3% + 390 ruble.

4. I real senzalo. Nomaphi tariff Kungenzeka e, izinga ikhomishana non-cash ukuthengiselana kuyoba okungenani u-25%, kanye imali - 33%. Uma inkokhelo eyenziwe ngasekupheleni, ngosuku lizokhokhiswa 0.12% futhi 43,8% ngonyaka.

5. Inkokhelo ubuncane. Njengoba kushiwo yamanani asebhange, inkokhelo encane kufana 6% semali. Lokhu lincane kakhulu, futhi akakwazi ukumboza yesikweletu, njengoba isithakazelo ibhange ezinkulu. Ngenxa yalokho, uma iklayenti unqume ukuvala ikhadi, inkokhelo yakhe yokugcina ibe ilingana nenani kokuqala, uma kungekhona ukuthi sisebenza kakhulu.

6. Izinhlawulo. Ukuze ukubambezeleka lizokhokhiswa 0.2% ngosuku. Ngaphezu kwalokho, usadinga ukukhokha inhlawulo ruble 600.

7. ATM. Ezinye izinkokhelo ngokusebenzisa ATM njengoba nje inkokhelo, ngisho ekhuluma ngomyalo.

8. izikweletu umshwalense. Njengakwezinye izindawo, ibhange inikeza umshwalense, ngakho 0,89% zisuswa emalini inani umshwalense yenkampani. Kokusayina inkontileka, isevisi kungenziwa akusebenzi.

9. Izikhungo. Izindleko wonyaka Ikhadi ruble 590, inkokhelo loan ekuvuthweni namanje icala futhi ngasekupheleni isithakazelo yokukhokha ibalwa.

isiphetho

Yenza "Tinkoff" credit card kanye ebhange noma cha - kuphuma kuwe. Ukuze ngokuphelele sitshelwa inthanethi, get sivunyiwe, futhi bonke - ungayisebenzisa. Okubaluleke kakhulu, ungakhohlwa angabuyisela izikweletu ngesikhathi.