Ibhizinisi, Ibhizinisi
"Yokutakula inkonzo kaZwelonke" - kuyini? "NSV" LLC. Indlela yokubhekana "NCW"
"Inkonzo yeqoqo kazwelonke" - kuyini? Umbuzo owenziwa kulokhu kungenziwa ungabuzwa kuphela ngumphathi webhizinisi ohloniphekile noma obolekayo, okhokhela izikweletu zakhe ngesikhathi esifanele.
Ukuqoqwa kwamabhuku ama-akhawunti okumele atholakale, kubhekisela kokukhishwa kwempahla, kuvela emkhakheni wezinkokhelo. Ikhamphani yeqoqo eliphethe leli gama libhekene nezinhlangano zomthetho nabantu ngabanye abenza imali. Bangobani, "amawadi" ebhizinisi elisemthethweni elicatshangelwayo, elifaka ilungelo lokumangalelwa? I-motley ehambisanayo: ezivela ezakhamuzi ezinhle noma ezinkampanini ezibhekise ku-scammers, ezifihla ngokucacile ezikweleta.
Ngokuvamile isihloko somzabalazo wokuqoqa imali sivuswa. Ingabe kunengqondo? Izinhlangano zokuqoqa, okusho ukuthi ukubuyiselwa kwezikweletu, kuzo zonke amazwe athuthukile. Imisebenzi yabo ilawulwa yimithetho. (Okulandelayo, sizokwazi inhlangano esemthethweni yokuqoqwa e-USA, eBrithani, eFrance). Akufanele ukulwa nokuqoqa, kodwa ngamacala okuphulwa ngabanye abaqoqi bezimiso zomthetho.
Ikhishi yangaphakathi leqoqo
Umsebenzi wokuqoqa wenziwa yinkampani ngezikhombisi ezimbili.
Iyokuqala yiluhlelo lwe-agency lapho "i-NSV" ("iNational Collection Service"), eholwa yi-Article 52 ye-Civil Code yaseRussia, ithola kusuka enhloko yerejista yabathengi. Ngaphezu kwalokho, ngokwenza ukuqoqwa kwezikweletu ngabanokweleta, inkampani yokuqoqa esebenza kulolu cala njengoba i-ejenti ithola kusuka ekhanda eliyinkokhelo ye-ejensi yayo, emakethe yeqoqo laseRussia lingama-20 kuya ku-25% wemali yezikweletu ezikhanseliwe. Kodwa-ke, uhlelo lwe-agency, olusekelwe kulo lonke ulwazi lweRussia, lunikeza ngemali engama-20% wemali yezinkampani zokuqoqa.
Isiqondiso esiyinhloko, esisebenza "i-NSV" ("iNational Collection Service") ukukhokhwa kwezikweletu.
Njengamanje, amabhange ezentengiselwano nabanye abalingani beqoqo bazimisele ukuya enkonzweni enjalo. Ngakho-ke, okokuqala, ngokuzikhulula "ekhanda" mayelana nama-akhawunti adingekayo afanelekayo, bayakwazi ukugxila emisebenzini yabo yomuntu kanye nezezimali emsebenzini omkhulu ngokuyinhloko. Okwesibili, ngesikhathi esifanayo, isimo sezimali sebhange sizithuthukisa ngokuzenzakalelayo, intengo yabo yamakethe iyanda lapho bethengisa ibhizinisi.
Amabhange athengisa abaqoqi ngamacala abo ngamaphothifoliyo, okungukuthi, ababhalisile abanecala kubantu abayizinkulungwane eziningana. Isisekelo esingokomthetho salokhu umugqa onkontileka neklayenti, okunikeza ibhange ilungelo lokudlulisela isikweletu ekuqoqweni kubantu besithathu. AmaPhothifoliyo ngokuvamile ayingqikithi. Isibonelo, ukubolekwa kwekhadi, ukubolekwa okungaphephile, ukubolekwa kwemali yokubolekwa kwemali, ukubolekwa kwemali. Ama-ejenti wokuqoqa athenge la maphakheji ngamaphesenti athile (intengo). Njengamanje, intengo yephakheji enjalo ivela ku-0.5 kuya ku-2% yenani lemali ekhokhwayo.
Inani lephakheji lentengo linomkhawulo wesikhathi semali ekhokhelwayo. Ngemuva kwalokho, uma izinkampani zembuyiselo zamuva zingabuyiselwa ngo-60-80%, ngezinye izikhathi akunakwenzeka ukuqoqa okungaphezulu kuka-5%.
Ngakho-ke, amarekhodi abathekisayo aya kubaqokeleli, abanecala banikeza ucingo, futhi izwi elihloniphekile limelelwa: "Inkonzo yeqoqo kazwelonke ..." "Kuyini na?" - futhi, obolekayo uyabuza. Ngendlela yakhe yokukholelwa nokuxoxisana ngesineke ngesinqumo esifanele - emva kwakho konke, ukukhokha isikweletu.
Kumele kuqashelwe ukuthi umuntu akufanele "agijime" isikweletu sakhe ekuvuthweni esigabeni sokuqoqa. Ukuze wenze lokhu, kufanele usebenzise ebhange ngesikhathi ngesikhathi sokulungisa kabusha isikweletu, ukukhokha okukhokhelwayo. Ngezwi, akudingeki uvumele izinto zihambe ngokwazo.
Uma, noma kunjalo, "konke kushiywa phansi", ukuthi ingxoxo nomqokeleli yenzeke, sincoma ukusebenzisa ucingo nge-ID yomshayeli kanye nerekhoda yezwi. Ungacela futhi kusuka ejensi yokuqoqa ukuthi uthunyelwe ngeposi isivumelwano se-ejensi ebhange kanye nekhophi yelungelo lommeli lommeli. Ngifuna ukuthi lo mqoqo, uzethule futhi wamemezele igama le-ejensi yokuqoqa ayisebenzisayo.
Lapha, ngokuyisisekelo, ukulinganisela kwezithakazelo. Uma umqoqo efika ukukuhlangabeza ngokuklama isimiso sakho sokukhokha isikweletu, khona-ke lokhu kuyindlela efanele. Isakhamuzi esihle akufanele sikhohlwe ukungabi khona komthetho emisebenzini yokuqoqa futhi "wenqabe". Umthetho oyilungiswayo, ungakhohlwa ngakho.
Kungenye indaba uma uzwa ukucindezeleka kokuziphatha. Ngokomthetho, abaqoqi abanalo ilungelo lokukwazisa mayelana nomsebenzi wakho wokuvala abantu, osebenza nabo emsebenzini, ukubashayela, ukuba bangene endlini yakho. Futhi akukho nhlobo yezomthetho "indaba ye-horror" mayelana nokusetshenziswa kwe-Art. 159 we-Code Criminal, echaza umthwalo wokukhwabanisa, uma wenza okungenani inkokhelo eyodwa ehleliwe. Musa "ukuthwalwa" kanye nobuciko. 177 - "ukuhlasela okubi", lisetshenziswe ngokungajwayelekile. Uma uthathe ngentshiseko, khuluma nabaqoqi ngokusebenzisa ummeli.
Manje cabanga ngesimo esifanayo ngakwesokunxele. Indlela yokuhola ngokwanele ingxoxo yokuqoqa nomthengi - ayikho iresiphi eyodwa. Kodwa-ke, kukhona ukuphakanyiswa kohlelo olujwayelekile: umqoqo ohlangene ubophezelekile ukuqhuba ingxoxo iklayenti ukuze ayithathe ngokungathí sina. Njengomthetho, abasebenzi bangcono nabantu abangokwenyama - izikhulu zangaphambili.
UMqondisi Jikelele we-"NSV" u-Arthur Aleksandrovich ubona kanjani umkweletu ojwayelekile? Lo ngumuntu oye wafaka izinkulungwane zamaruble ngamabhulekhi angu-50, afike "ngombono oqhakazile" wokwamukela isikweletu njengesipho. Ngakho-ke, uhamba eMoscow, ehlala kuyo amakhilomitha ayikhulu namashumi amahlanu, ngaphandle kokucabanga ukukhokha. Kulokhu, umboleki ucabanga ukuthi "akekho obona."
Izinga likahulumeni lezinkampani zokuqoqa
Ngokwezibalo, namuhla izikhungo zebhange zaseRussia ezingaphezulu kwama-80% zihlinzeka ngezikweletu zabo ezinkampanini eziqoqiwe izinkampani. Amaklayenti alabaqoqi nabo banamacala okuba izindlu kanye nezinsizakalo zomphakathi, futhi izikweletu zabo ngo-2013, ngokusho kukaMnyango Wezokuthuthukiswa Kwezakhiwo ZaseRussia, zaba yi-ruble engaphansi kuka-736 billion. Ngabaqoqi, abasebenzisi abaningi abasebenzisa izinkampani ezihamba phambili ngamakhasimende-ama-fraudsters (sebeqaphele ukuthi inzuzo yokuthengiswa okunjalo) nayo ibambisana kakhulu.
Isilinganiso salolu hlobo lomsebenzi sibonakala, isibonelo, ngokuthi i-LLC "NSV" ("iNational Collection Service") iqoqa ezindaweni ezingu-83 zaseRussia, empeleni ibe yinkampani yezinga likahulumeni.
Isiyalo sokukhokha nokuqoqwa
Inhloso engokoqobo yukuthi ngesikhathi sezinkinga, ibhizinisi elaphakama "ngezikhathi ezinhle" njenge-doping, okokufakelwa, liqala ukuwa, liqoqa umboleki. Ngakolunye uhlangothi, abantu abaye bafaka izibopho zezimali ezidlulele ngokwezimali, nabo abakwazi ukukhokhela ukukhokha kwabo. Imali ekhokhelwe yilabo abenza njengenhlobo le-thrombus ohlelweni lwezezimali. Ukubuyiselwa kwayo kwenza umnotho ube nempilo. Ngakho-ke, umsebenzi wokuqoqa, owenza isiyalo sokukhokha, uqobo oludingekayo emphakathini. Uma umuntu noma inkampani eyeka ukukhokha inkontileka, abaqoqi bahlangana nabo futhi bachaze ukuthi kungani kufanele ikhokhwe.
Imakethe ephucukile yamasevisi eqoqo
Kungani usebenzise igunya labalingani "Isevisi Yokuqoqwa Kazwelonke"? Kuyini lokhu - ikhodi yobuchwepheshe yokuziphatha kweqoqo? Enkampanini, ukuqapha okulandelayo kwemisebenzi yabasebenzi bayo - abaqoqi - bangene emithethweni. Isiyalo sokubheka amalungelo wabathengi sitholakala ngemfundo ekhethekile kanye nemfundo ekhethekile, kanti kwezinye izimo (ukwephulwa okucacile) - impendulo enzima yokuphathwa kwe "NSW". Ngaphezu kwalokho, kusayithi leqoqo leqoqo, ababolekisi abafanayo bachaza amalungelo abo ebuhlotsheni nabathwele. Ngaphezu kwalokho, kune-hotline yabakwa-Collectors Association, lapho lowo obolekayo angabiza khona futhi akhononde ngezenzo ezingenzi lutho zomqoqo owenzile ukwephulwa.
Ukuziphatha komsebenzi namakhasimende
Ukuphathwa kwenkampani ngokuqhubekayo futhi ngokuhlelekile kugcizelela futhi kusebenze imithetho yangaphakathi yomsebenzi, eyayiqondisa "i-National Collection Service". Ukubuyekezwa kwabangaphambili ababolekisi bafakaza ngalokhu.
Ngokuyinhloko, kukhona umthethonqubo lapho kungenzeka ukuthi lowo obolekayo abize (kusukela ngo-8 kuya ku-21.00), futhi akaphuli. Isisebenzi senkampani, ebonakala njalo ku-interlocutor, simnika inombolo yocingo esemthethweni yenkampani yokuqoqa. Izingxoxo zocingo nomuntu obolekayo aziphindaphindiwe kaningi njalo ezinsukwini ezingu-2-3. Umsebenzi oyinhloko wesisebenzi se-"NSW" ukuqonda isimo somuntu owadala isikweletu, ukuqonda ukuthi uzoba nengakanani yamarisidi, futhi kanye naye ukuhlela izinkokhelo, futhi-ke, ukuqapha ukuqaliswa kwazo.
Ukuphikisana okuyinhloko kwabaqoqi kuyisisindo esikhulu somboleki wezindleko uma kudluliselwa isikweletu sakhe endizeni yezokwehlulela. Ngakho-ke, liqhuba ngokucacile imisebenzi yalo yansuku zonke ekuqoqweni kwama-akhawunti atholakele "Inkonzo yeqoqo kazwelonke". Inombolo yakhe yocingo (+7 (495) 363-13-30) itholakala njalo kumakhasimende uma enemibuzo noma iziphakamiso zendlela yokukhokha ngayo isikweletu.
Futhi kunezimo zokungqubuzana okuyinhloko kombolekisi nomkweleta mayelana nesamba semvumelwano sesikweletu. Kulolu cala, umqoqi waba ngumxhumanisi, esekela ekusunguleni iqiniso.
Isidingo sokuhlala komthetho weqoqo
Akukhona yini ukuphazamiseka kokuntula kwegama elithi "umqoqo" emthethweni? Futhi lokhu kusemakethe, lapho izinkampani zokuqoqa ezingaphezu kweyinkulungwane zisebenza, imisebenzi yazo ihlelwe yi-NAPKA (inhlangano kazwelonke yezinhlangano zokuqoqa ezisebenzayo)?
Umbuzo ozwakalayo uvela mayelana nokufaneleka kwezimpikiswano ezinjalo zemibono kanye nokulibaziseka kokufakelwa komthethonqubo wezomthetho ngenkathi imakethe yeqoqo ikhula izikhathi kanye nengxenye njalo ngonyaka. Mhlawumbe kufanelekile ukulalela lokho okushiwo nguNgqongqoshe Wezobulungiswa weRussia Federation Konovalov eya kwabathengi be-II St. Petersburg Legal Forum mayelana nesenzo esibucayi sesenzo somthetho esilawulayo esivimbela ukuhoxiswa kwemisebenzi yokuqoqa "ezingxenyeni ezingaziwa, ezingekho obala nezingalawuliwe."
Kungani "i-NSW" ilinde ukulungiswa komthetho wezimakethe zokuqoqa
Inqwaba yezinkampani zokuqoqa, kanye nokwehluleka kwemithethonqubo kahulumeni iholela ebhizinisini lezinhlobonhlobo, kufaka phakathi osomabhizinisi abangenangqondo. Emva kokuxhumana nabo futhi nokwazi izindlela zabo zokusebenza, ababolekisi baphoqeleka ukuba bafake isicelo ehhovisi le-umshushisi ngezikhalazo mayelana nokuphanga nokuphoqelela ukufeza inkontileka yomphakathi.
Inkinga yokulungiswa komthetho weqoqo
I-"yokwakhiwa kwesikhathi eside" eyaziwa kakhulu ngumthetho obhalisiwe "Emisebenzini Yokuqoqa". Kwahlelwa ukuxoxa ngezinga likahulumeni ngoMeyi 2012, kodwa sekuyisiko ukuthumela lo mthethosivivinywa "ongenakwenzeka" wokubuyekeza. Inkinga yukuthi ngesikhathi iNkantolo Ephakeme Elawulayo ibona iphrojekthi njengezomthetho womthetho, uHhovisi likaMshushisi Jikelele kanye neRospotrebnadzor bacabanga ukuthi akuvumelekile ukudlulisela ilungelo lokumangalelwa ngaphandle kokuthola imvume yomboleki. Ngesikhathi esifanayo, "amadoda angenkosikazi" akhathazeki ngokuyinhloko ukuthatha "isenzo esibi" somsebenzi wezinkampani eziqoqile kakhulu zokuqoqa eRussia, njenge-OOO NSV (National Collection Service).
Abameli benkampani bahlanganyele ekuzilungiseleleni komthetho, ngoba ibhizinisi elibala ngokucacile liyisiqinisekiso sokuchuma kwalo okunye. Njengamanje, imakethe yeqoqo eRussia inzima, kodwa ingena esigabeni somthetho wezomthetho.
Isibonelo, inkinga yomshuwalense wemisebenzi yobuchwepheshe yamanzi, kanye nokulayiseniswa kokuvikelwa kobuchwepheshe bemininingwane eyimfihlo, isuke ekupheleni kokufa. Lokhu kuphinda kugcizelele iqiniso lokuthi umnotho waseRussia uyeke ube yimizuzu eyisithupha, ukuthola izici zokuzinza. Kule ndawo i-LLC "i-NSV" ("i-National Collection Service") isebenza ukuze kutholakale izikweletu, izikweleti zezindlu kanye nezinsizakalo zomphakathi, nokukhokhela izikweletu zezinkampani zomthetho. Ngesikhathi esifanayo, le nkampani ibonisa isinyathelo somthetho nesenhlangano, ihlela ukubambisana okubanzi kwezobuchwepheshe nezihloko ezihlukahlukene zemakethe yaseRussia.
Umlando: ukuhlanganiswa kwenkampani emnothweni kazwelonke
Le nkampani yasungulwa ngokubamba iqhaza kwezindleko zangaphandle ngo-Agasti 31, 2005. Umbhalisi - I-Moscow Interdistrict Inspectorate ye-Federal Tax Service yaseRussia No. 46 yeMoscow. Kwabe sekubizwa ngokuthi i-Debt Agency "Pristav". Manje i-OOO "i-NSV" ingabizwa ngokuthi umholi wemakethe yaseRashiya, ephethe ama-akhawunti atholakele ngezigaba ezihlukahlukene: ngaphambi kwenkantolo, ngesikhathi sokubukeza umkhumbi, futhi nasezingeni eliphezulu. Iqiniso lokuthi inkampani ihlanganiswe ngokujulile enkampanini yezomnotho kazwelonke, iqinisekisa ubulungu bayo ku-ARB (I-Association of Banks yaseBrazil) kanye nomsebenzi wokusungula ebandleni lobuchwepheshe be-NAPKA. Ngendlela, isinyathelo sokudala inhlangano enjalo sinobuholi be "NSV".
Umholi waseRussia wemakethe yeqoqo futhi usebenza nama-akhawunti atholakele kwamanye amazwe. Lokhu kuhlinzekwa ubulungu be-LLC "National Service Service" ezinhlanganweni zamazwe ngamazwe CSA, ACA International, GCS, FENCA.
Izinjongo zeqhinga le nkampani
Ngokusobala, inkampani engazibeki imigomo emikhulu emikhakheni enkulu, ngokuhlulekayo ayikwazi ukufeza ekuthuthukiseni izinga lesifundazwe. Kunezinhloso ezinjalo kanye ne "NSV". Zisho ngokucacile kwiwebhusayithi esemthethweni yenkampani:
- ngokusebenza ngokuzikhandla nge-autosorsing nama-akhawunti atholakeleyo, njalo ukufeza ukusebenza kahle okukhulu kuneminyango ekhethekile yezikhungo zezezimali;
- "Insizakalo yeqoqo kazwelonke" (isikweletu), ngokusebenza kwayo, ikhuthaza izinhlangano zomthetho ezitholakalayo ukuthi zifake isicelo kulokukhishwa kwemali;
- Ngokuqhubekayo ekulawuleni abaphathi be- "NSW" yizinkomba zangaphakathi zezimali: ukwehla kwemali ekhokhelwa ngaphandle kwemali futhi, ngokufanele, ukwanda kwenzuzo yokuqoqa umsebenzi.
Ukuphatha kunquma indlela yomsebenzi
UDavid Jones, usihlalo webhodi labaqondisi be-NSW, akanayo amazinga kuphela ezimali kanye nomnotho we-United States, kodwa futhi nomlando wophiko emithonjeni yamandla kanye nabezindaba, izisekelo ezizimele, izinkampani zokutshala izimali e-US naseRussia. UMqondisi Jikelele u-Arthur A. unolwazi lokwakha umthetho, ubulungu ekuphathweni kwebhange lokuhweba, ibhizinisi lokudayisa ebhange eYurophu. Labaphathi bangabasekeli bezindlela eziphambili kakhulu nezithuthukile zomsebenzi.
Abaphathi abaphezulu ngenhla baqhuba ukuphathwa okuphumelelayo kwenkampani "iNational Collection Service". Kuyini lokhu - izinsizakalo zaleli nkampani yeqoqo, elinikeza abalingani bayo? Lena inqubo yezinyathelo eziningi.
Okokuqala, inkampani isisiza ukunquma ukuthi umuntu wemvelo noma womthetho ufanele yini indima yomboleki. Ochwepheshe be-"NSV", basebenzisa indlela esungulwe, baqinisekise labo abafisa ukuthola imali mboleko, baqaphele ukuthembeka kwayo, i-solvency.
Njengengxenye yeqoqo lezinkokhelo zangaphambi kokwahlulela, abakweleta baziswa nge-SMS, imihlangano nabo, izingxoxo zocingo.
Esikhathini sesiteji sokubuyekezwa kwecala lesikweletu, i- "NSW" ilungiselela amaphepha, ihamba nayo, ithola umbiko womkhumbi ezandleni zakhe.
Ekuqhutshweni komthetho, inkampani iphinde ilandele imigomo yayo ensimini, ngenkathi ihlinzeka abasizi emsebenzini wabo.
Impendulo yomsebenzi
Zonke umlamuli iyashelela zezimali, kwavala Receivables izenzo "inkonzo National yokutakula", ukubuyekezwa abasebenzi ukusekela lokhu. Sihlaziya ukuba ngokugcwele ngangokunokwenzeka ukwethula kule nkampani. Ngesikhathi esifanayo, wayengafuni kunakwe, akunakwenzeka ukuthi noma iyiphi umphakathi nozwela abaqoqi. Nokho, indlela inhloso lusabalulekile. Ngakolunye uhlangothi, izisebenzi zanelisekile jikelele yizinkokhelo, ngokuhlanganyela. Bakhokha intela kuya ku-endlini izifundo. Abaningi baye kakhulu anda ulwazi lwabo ikhodi civil kanye nomthetho wezobugebengu.
Nokho, uveza ukuthi umsebenzi "NCW" uhlamvu kubalulekile, umongo kwangaphakathi. Akunandaba lapho isebenza: "yokutakula National inkonzo", eMoscow noma ezinye iyunithi lesifunda - ugqozi ezibalulekile nokuzola, ngoba lokhu msebenzi akuwona ababuthakathaka.
Isimo sokunquma ibhizinisi lakho siqu njengoba ngalendoda: ukucindezeleka ukubekezelelana nokukhuthazela zokuziphatha - ngisho baphikisana. Nokho, mhlawumbe, kufanele esekelwe umkhuba ukuqoqwa umsebenzi, kwezinye izimo umthetho ukwethula imibuso ekhethekile angabuyisela izikweletu. Phela, ukubheka inkinga kusuka ngaphakathi kollektorstva mhlawumbe sikhuthazeke izishaya ngokushesha axazulule ibhizinisi, ukuze uyilethe esimweni ukuzinza kwabasebenzi, uma kukhona umsebenzi wabo isimiso. Lokhu ngokuqinisekile kuholele iziqu ukwanda kwabasebenzi, ukusebenza kwazo.
Kwezinye izimo, kumele icaciswe ukwesekwa nguhulumeni ababoleka emphakathini labo ababencishwe amathuba ngaphambilini ebanjwe isimo sezimali engenakwenzeka ngenxa yalesi sifo.
"NSW" ( "yokutakula inkonzo kaZwelonke"): abanamacala Izibuyekezo
Ngisho okweletayo wangaphambili liyavuma obala, nokubikezela yomsebenzi ukuthi ubonisa "yokutakula inkonzo kaZwelonke". I website esemthethweni yenhlangano (nrservice.ru) iqukethe ukwaziswa okuwusizo abakweletayo ukuba abuyisele, ngekubambisana ne "NSV" Receivables yayo.
Ikakhulukazi, lapha abangayithola izincomo mayelana nokuthi ukuqhubeka, uma engilamukele inkampani akwazisa sms, yini izenzo okufanele zithathwe ngemva insimbi Collector, yiziphi izici eliyisisekelo kufanele alalelwa emhlanganweni siqu naye. Wena ubuye ube ithuba lokuxoxa nge oda sangaphakathi sokukhokhwa kubaqoqi bezikweletu.
Ngiyavuma ukuthi kuphela ukuqonda ngalendoda kanye nama-akhawunti okweletayo sika Iyatholakala buyiselo nqubo elilungile. Ngakho nanku umbuzo: "Indlela yokubhekana" NCW "" - akukho esizayo. Okweletayo, kunalokho, kufanele abambisane nalesi inkampani.
isiphetho
Similar articles
Trending Now