Ukuqaphela kwempahla wabantu abakweletayo. Inqubo ukudayiswa kwempahla ka-okweletayo

Uma isakhamuzi kuthiwa ayinamali yi isinqumo seNkantolo Arbitration, impahla yayo uyakuba necala ukuqaliswa. Ukuqaphela kwempahla abanamacala - inqubo saziso, injongo okuyinto sokuboshwa isikhathi esilingana ukwaneliseka okufunwayo abakweletwayo. Yiziphi izici zayo futhi inqubo?

Izizathu ukuthengiswa kwempahla

Ngokusho umthetho ku ucabanga, le ukuthengiswa kwempahla abanamacala 'kungenzeka kuphela ngemuva kabusha. Lapho kabusha iyakhiwa futhi ivunyelwe ukuthi ipulani yalo yokukhokha. Okweletayo kuleli qophelo kungenziwa nomkhawulo izenzo zabo, futhi impahla yakhe akakabi kokuboshwa. Uma ukuhlelwa kabusha is akhenge arhelebhe okucima ngaso yonke izikweletu ukuze abakweletwayo, iqala ukugcwaliseka impahla abanamacala '.

impahla ukudayiswa isiqalisile kuphela enkantolo emacaleni amabili:

1. Ngesikhathi isinyathelo okweletayo (isinqumo liyasiqinisekisa kwakufaneleka ngokugcwele ngemva ukuqashelwa uhlu lwezikhalazo ucabanga).
2. Ngesikhathi isinyathelo umphathi wezimali (uma esikhathini esibekwe ayikatholi iziphakamiso ku imigomo buyiselo ukuba abakweletwayo).

YeKambiso inqubo ekuthathweni kwezinqumo

Ukuhlonishwa umuntu yimali kanye nenqubo ngokwengeziwe ukuthengiswa kwempahla yayo enkantolo zingenzeka uma:

• ucabanga umphatheli noma okweletayo ogunyaziwe izinhlangano abakwazanga ukuthuthukisa futhi wamukele uhlelo ukuhlelwa kabusha;
• ukuhlelwa kabusha uhlelo ayibonwa umhlangano we abakweletwayo;
• Inkantolo unilaterally ukhansele ukubulawa kwabo uhlelo ukuhlelwa kabusha;
• amaphuzu wephule isivumelwane;
• ngemva kokuhlinzwa izikweletu kabusha, kunjalo kuqhutshwe ezikweletini.

Ukuqala kokusetshenziswa komhiaba abanamacala 'emuva wathola isimo yimali kwenziwa ngaphansi kokuqondisa umphathi wezimali. Ukuboshwa kwalo impahla akuyona eziphoqelelwe. Nokho, isakhamuzi elinganiselwe ilungelo nokuchitha impahla. Yonke imisebenzi kungaba kwenziwe kuphela ngaphansi kokuqondisa umphathi wezimali.

Kuyini okumele zenziwe

Kusukela ukuqashelwa komuntu yimali, impahla yakhe yonke kuncike ukudayiswa ukukhokha phansi izikweletu. Uhlu lwezinto kwempahla, okungakwazi igcwaliseke ichazwa sihloko 446 Code Civil. Kuhlanganisa:

• izindlu okweletayo, uma nguye kuphela ezifanelekela sokuhlala kwakhe;
• umhlaba kuphela ezifanelekela eziphilayo;
• izinto ukusetshenziswa siqu ngaphandle ubucwebe kanye umnotho;
• imishini noma amathuluzi adingekayo ukuba benze lo msebenzi;
• imfuyo feed, emadokodweni izilwane uma ukusetshenziswa siqu;
• imikhiqizo;
• fuel;
• imiklomelo kanye nemiklomelo.

Ukuthengiswa kwempahla abanamacala 'akukwazi benane ngazo ruble yayo angaphansi kuka-10 eziyinkulungwane. Noma yini kodwa okubiza kakhulu ukuba, ukubeka i-endalini.

Amandla lokulawula ukusebenza kwezimali

Kwezezimali elahla ngokuphelele impahla ungeke uzithole usuwile. Ngaphansi kwesandla sakhe, kukhona yonke imisebenzi, kuhlanganise ukuthengisa kwempahla abanamacala 'ngesikhathi endalini. Ukuthengiselana ukuthi kuqhutshwa mathupha yimali neyaziwayo uyize.

I may Umphathi:

• ukuphatha imali yabo sisuke ku-akhawunti yayo amabhange;
• lokufeza imisebenzi ngalezi zindaba;
• sifeze amalungelo zezomthetho ohlulekayo;
• samanje futhi ahambisane izilingo (lapha futhi zihlanganisa ukuboshwa okweletayo impahla).

Inqubo ukudayiswa kwempahla ka-okweletayo

Inqubo ukuqaliswa ifa ucabanga kuhlanganisa izigaba ezine.

1. Ikhishwa iqoqo nokuhlola impahla. Zonke kuncike nesithuthwane edayiswayo indali, bambamba. izinto Ukhombe ezingeke igcwaliseke.
2. Ngaphansi kokuqondisa lokulawula ukusebenza kwezimali mangalela isikhundla ukuqaliswa impahla izinto nemigomo ukwamukele yokuthengisa kanye nezindleko.
3. Ukuthengiswa kwempahla endalini. Ngokuvamile, le nqubo ihlala izinyanga ezingu-6, kodwa lesi sikhathi singase siwathole yinkantolo. Impahla, okuyinto adluliselwa abakweletwayo isikweletu kumelwe futhi ithengiswe ngalesi sikhathi. Impahla izinto abiza ruble ezingaphezu kuka-100 eziyinkulungwane, wadayiswa endalini yomphakathi. Uma abaphathi zezimali awukwazi ukuthengisa impahla lezinto, yena abuyele okweletayo ne ukulungiswa isitifiketi yokudlulisa.
4. Imali abayithole ngokuthengisa ukuthengiswa kwempahla izinto zidluliselwa abakweletwayo ngalesi simo. Uma lezi azanele ngoba befuna imbuyiselo egcwele ohlulekayo isikweletu ayisekho ukuba ikhokhe kubo, njengoba kwathiwa ungeke uzithole usuwile.

umsebenzi kokuhlaziywa

Ukuhlolwa kwempahla okweletayo sika - yisigaba esibaluleke kakhulu kule ekuqhutshweni nokuqinisekisa. On umphumela wayo kuncike ukusebenza wezinyathelo ekusebenziseni. Bonakalise nentshisekelo sihlole okusezingeni eliphezulu komhiaba, nabantu abakweletwayo - emhlabeni wangempela.

Ukulinganisa kwempahla izinto ohlulekayo ngokuya nge-Athikili 85 yoMthetho "Ngo Enforcement iziNyathelo" eyenziwa bailiffs ngokuhambisana amanani amanje emakethe. Bailiffs kuvame ekhangwa appraisers, njengoba ngokuvamile ezikweletini, futhi vzyskatelja ungavumelani imiphumela inqubo. Uhlangothi ukuthi baphikisana imiphumela yomsebenzi, okhokhela izindleko ngokugcwele amasevisi we appraisers.

Valuation kwamatayitela kwenziwa querying bailiffs abagqugquzeli yokudayisa emakethe efanele. Intengo lamasheya ezikhwameni utshalomali kunqunywa izindleko isicelo inhlangano ukuphatha.

Othi ukudayisa abanamacala nokuhleleka kwabo

Ngemva asihlole umsebenzi uqala ukugcwaliseka impahla izinto okweletayo endalini yomphakathi, okwenzeka ngefomethi endalini.

"Isitebhisi" ngalunye liyakhula intengo endalini lot. Usayizi "izinyathelo" setha umhleli endalini, njengoba umthetho, akusiyo ngaphezulu kuka-10% ukubaluleka kokuqala tesifundvo. Ukuze iqhaza endalini kungenzeka isakhamuzi yeRussia. Owinile nguye onikela semali.

Lubhekele amathenda esimisiwe abaphathi zezimali noma izinkampani. imisebenzi yenhlangano endalini zikhokhelwa kusukela yezimpahla ohlulekayo.

abanamacala 'impahla abathengisa baziwa ayivumelekile uma ayinamthengi ezingaba ayizange bafaka isicelo ukuhlanganyela. Uma isicelo iye ezafakwa omunye umthengi, futhi kwakubhalwe ephakeme kunaleyo izindleko zokuqala lot, umphathi wezimali webhizinisi yimali ethengisa impahla.

Uma endalini yomphakathi akazange athathe indawo, yenziwa futhi. Intengo eziningi kuyoba aphansi ngo-10% yezindleko yasekuqaleni. Uma umzamo wesibili ehluleka, isisindo yokuncintisana ithengiswe ngezithukuthuku umnikelo emphakathini. Izindleko kanye isikhathi umnikelo umphakathi ngokulingana isikhathi encishisiwe ukuthengisa impahla.

izindawo zokuhweba

On zokuhweba amapulatifomu elekthronikhi ngabona ukugcwaliseka impahla abanamacala '. "Sberbank AST" ithandwa kakhulu phakathi kwabo. Kukhona namanye amasayithi ku-inthanethi:

• "Fabricant" (iwebhusayithi iyaqiniseka amadili, inikeza angaphezu kuka-30 izinhlobo ukuthengwa nokudayiswa izinqubo).
• "Centre for Implementation" (ukuhlela ngidayisa kuyanda noma ukuwa).
• "ULoti yomugqa" (platform jikelele lapho ithengiswe izinto, izimpahla kanye nezinsizakalo).
• "YuTender" (platform kuyazenzakela, okuyinto igcine ulwazi mayelana endalini iminyaka 10).

"Sberbank AST": Izici

Njengoba sekushiwo, omunye ekuholeni ukuhweba ngogesi ezisekelweni eRussia, lapho ukuthengiswa kwempahla abanamacala '- "Sberbank AST". Isifushaniso esithi UMTHETHO imele "ngokuzenzakalela yokuhweba uhlelo."

Yavela Juni 2009 ngomyalo uhulumeni waseRussia njengoba opharetha ngokuba ukuhweba ngogesi, e kwenkululeko okuhlanganisa inkontileka isimo nokulethwa izimpahla kanye nezinsizakalo izidingo wezwe.

WokuLawula umsebenzi walo kunqunywa ngokuphelele ngenani uMthetho Federal 94.

Ngu-oda ye-Ministry of koMnotho 2009 "Sberbank AST" wakhetha winner esekelwe imiphumela mncintiswano phakathi ezisekelweni electronic. Ngawo lowo nyaka, inhlangano lithole isimo sokugunyazwa lesi isikhathi esiyiminyaka emihlanu.

"Sberbank AST" ukwenza ukuhweba ngogesi ngesicelo amabhizinisi ahlukahlukene commercial, futhi inikeza nesigcawu ibhizinisi amakhasimende ezinkulu. ukuthenga futhi wenza lapha izidingo "Sberbank eRussia".

Yiziphi izinhlobo izikweletu akukwazi ukukhanselwa

Nakuba ukuthengiswa kwempahla zangempela kuyindlela ephumelelayo ukuhlangabezana izimangalo abakweletwayo, ucabanga Awukwazi ukukhansela ezithile ezikweletini:

• ukondla obushade naye emuva kwesehlukaniso,
• izinkokhelo abakweletwayo ukunxeshezelwa impahla kanye zokuziphatha umonakalo, kuhlanganise maqondana ngokulimaza impilo yabo;
• isibopho sokubuyisela;
• isibopho sokubuyisela izinzuzo ekunqanyulweni;
• isibopho sezomthetho yesibili ;
• isinxephezelo ngenxa ukulahlekelwa yuridichekomu umuntu yimali, ilungu wangaphambili okuyinto azibonela yona;
• isinxephezelo umonakalo impahla;
• ekhokhelwa nemiphumela yemisebenzi engasho lutho.

fa yokuthengisa yimali - inqubo multi-esiteji, ezidinga ukubandakanyeka izinhlangano eziningi ezizinikezele. It is babhekwa sigcwaliswe kuphela emva ukudluliswa kweemali abakweletwayo ngalesi simo. Kodwa lokhu Isikimi empilweni, sikude kakhulu nokuphelela. Ngo umkhuba zokwahlulela, wayevame ukusebenzisa futhi letengetiwe ukudayisa ekuseni ifa ezikweletini, kuhlanganise ukubandakanywa abameli ifanelekela ukulusa iragelo phambili yonke inqubo.