Savings: loan imoto ngaphansi kwezimo ezimvunayo

Namuhla, kwabanye, imoto nje izindlela zokuhamba, abanye - uhlobo sokushaya ikhadi, kahle, ngokuba wesithathu - iphupho elikude ngenxa yokuntuleka njalo ukuthola yayo imali. Kodwa njengoba besho, ayikho into engenakwenzeka. Kulabo baphupha umngane ezine-ezinamasondo, banethuba enkulu ukuthenga imoto ngesikweletu.

Savings: loan imoto ngesikhathi ezingabizi zenzalo

Kuze kube manje, kwinsizakalo yokubolekwa imoto kukhona ezivame kakhulu kuleli kwezimakethe zokubolekiswa yezwe. Yebo, ngenxa yokuthi lokhu ungakwazi kalula futhi ngokushesha abe ngumnikazi imoto ukukhiqizwa hhayi kuphela yasekhaya, kodwa izimoto angaphandle. Car ukubolekisa kungenziwa ikhishwe hhayi kuphela e amabhange kodwa futhi ezindaweni ezikhethekile ezihilelekile ukudayiswa izimoto ukuthi ubambisana abaningi emhlabeni odumile abakhiqizi imoto. Ngokwesibonelo, loan imoto Savings Bank inikeza amaklayenti ayo nge ngempela kwenzalo ekhokhelwa izimali, kuyilapho sihlinzeka tinhlobo letehlukene ukhululekile kakhulu izimo umboleki.

Izinzuzo main imali imoto ukutholakala kwayo, ukulungiselela yonke imibhalo edingekayo abasebenzi abanekhono, ukubhaliswa yesivumelwano ngokushesha ngangokunokwenzeka, ukuhlolwa egcwele isimo lobuchwepheshe emotweni, ithuba ukuhlola, nokuzikhethela ngenkululeko imodeli imoto, kanye kukhethwa inkampani yomshuwalense. Ngaphezu kwalokho, ukubolekisa okuzenzakalelayo Savings Bank ngo-2013 wasukuma ukuze ileveli entsha ithemba namaklayenti. Lokhu kufakazelwa engekho Commission kanye lula esiphezulu kwesicelo.

Qaphela ukuthi Savings Bank imoto loan kungekho phansi lokukhokha ayisekho udonsa. Kulo nyaka, kwanqunywa phezu umnikelo ubuncane kokuqala 15%. Kodwa kukhona pluses: uma lo muntu obolekayo uzimisele ukukhokha imali sokuqala 30% inani ukubaluleka emotweni, khona-ke angabopheki ukunikeza ebhange ncwadi umsebenzi, kanye iphakethe kwemibhalo eqinisekisa isimo sayo sezimali.

Savings: loan imoto ngaphansi kwezimo ezimvunayo

Uma sikhuluma kabanzi mayelana nohlelo imali imoto, amabhange amaningi izikhungo ukunikela amakhasimende ayo zinhlelo ezilandelayo: ngaphandle kokwenza inkokhelo phansi, loan entshisakalweni khulula, loan express, imoto ukubolekisa "ukuthenga emuva", ukubolekisa imoto ngemibandela oyithandayo futhi exchange of izimoto ezindala uhlelo olusha imoto. Kodwa, ngeshwa, zonke lezi amaqhinga ngezinye izikhathi pose yena ezinye izingibe, lapho, isibonelo, loan imoto, Sberbank nezindaba ngaphansi kwezimo ezithile futhi akusho ukuxwayisa umboleki ngokulahlekelwa kungenzeka lapho izimo ezingalindelekile.

Kuyadingeka ukuba niphathe umshuwalense auto, okuyisigaba sokuqala sokubhalisa ukuboleka imali yokuthenga imoto kungakhathaliseki noHlelo. Le nqubo kuyadingeka hhayi kuphela ebhange kodwa iklayenti. umshwalense Car kuyoba nenzuzo ngokukhethekile kulabo kakade wathenga imoto eyisekeni.