Lapho ukukhononda ebhange? Ngingalutholaphi akhononde izenzo ebhange?

Ngezinye izikhathi kuziwa isikhathi sokucabanga khona sikhalo sakho ebhange. Lo mbuzo oyithandayo izakhamuzi lapho ziqala ukuqaphela kwamalungelo abo. Ngokuvamile, lesi sihloko ukukhathazeka ikakhulu labo wathatha lesikweletu noma imali ebhange. kaningi abanamacala nakudzingeka ukwephulwa kwamalungelo nemibandela yesivumelwano. Kwezinye izimo, nawu umbuzo mayelana nesikhalazo ngaphambi amaklayenti njalo. Uma une into engenzi ivumelane, unelungelo akhononde ngokuthi inhlangano. Kodwa ungakwenza kanjani na? Yini zimo olwenziwa?

izindlela kungenzeka

Lapho ukukhononda ebhange? izimpendulo kungenzeka lo mbuzo kakhulu. Wena unelungelo lokukhetha indawo yokwelashwa. ukuthatha kuphela ikhumbule zonke izimo isimo. Awukwazi ukuhlala kusebenza isevisi ethile zokubhala izikhalazo ngokumelene nenhlangano yasebhange. Kukhona okuhlukile. Ngaphandle kucatshangelwa izimo, ungase unelungelo:

• ikhanda ihhovisi asebhange;
• enkantolo;
• anticollection Agency;
• Rospotrebnadzor;
• Federal Antimonopoly Izikhungo;
• Yesevisi Ukugada wezokuxhumana;
• ihhovisi lomshushisi;
• Central Bank.

ikhanda-ehhovisi

Ngingalutholaphi akhononde ebhange? Okokuqala, asiqale isenzo nomusa kakhulu. Kuyinto isikhalo ehhovisi oyinhloko wenhlangano. Ngokuvamile zitholakala emizini amagatsha ehhovisi ikhanda itholakala enhlokodolobha. Lizoba ukuqondisa isikhalazo sakhe.

Kwezinye izimo, ukwelashwa efanelekayo ehhovisi main? Njengoba umkhuba ubonisa, zonke. Uma amalungelo akho ahlukunyezwe, kanye khona noma yiziphi izimangalo ngokumelene umnyango, ungaya emagunyeni aphakeme. Ngesikhathi besanda kuqala kuba esamahhovivi inkampani.

Uma uhambisa isicelo, impendulo has ukuza zingakapheli izinsuku 10-15. Ngokuvamile, zonke izikhalazo ikhasimende ziyabhekelelwa. Kuthiwani uma lokhu bekungenzeki? Lapho ukukhononda ebhange kuleli cala?

Rospotrebnadzor

Njalo inkampani has isevisi ethile. Ngakho-ke, uwela ngaphansi kwethonya umthetho "Ngo amalungelo abathengi." Uma akakhulumi wanelisa, ungakwazi ngokuphepha kuMlawuli Izikhungo Federal. Futhi kungakhathaliseki ukuthi hlobo luni inkampani okukhulunywa - noma yasebhange evamile. Into esemqoka ukuthi amalungelo akho ahlukunyezwe.

Ihlanganisa imibono empilweni udinga ukubhala isikhalo-isikhalazo kusevisi Federal ngenxa yesizathu esisodwa noma kwelinye ibhange. Kumelwe ngokucacile ebekwe ke zonke izimo nemikhuba eyonakele ezenzeka. Uma kukhona noma iyiphi ubufakazi lokungaziphathi kahle inhlangano, unamathisele kubo. Futhi emva kakade uhambise isicelo sabo Isevisi Federal.

Manje kuyacaca khona sikhalo sakho ebhange. Impendulo evela enhlanganweni emva kwezinsuku ezingaba ngu-30 ngemuva kokuthola isikhalazo sakho. Uma "ulalelisisa," zonke ukwephula fix esheshayo. Ekusebenteni, izakhamuzi akuvamile ukuya Ngokwesibonelo ecacisiwe. Kuyinto okuningi cishe bayoba nokuthambekela okungafani indawo nezinye zimo. Ngenhlanhla, aziyi kakhulu.

antimonopolists

Ngokwesibonelo, banelungelo kusebenza Federal Antimonopoly Izikhungo. Hhayi njalo kakhulu, kodwa kubalulekile ukwazi. Phela, uma ufuna lapho akhononde ngokuthi izenzo ebhange, kuyodingeka ucabange zonke izindlela yokuxazulula le nkinga iyabheda. Zingase zihluke, ngisho cishe ziphinde zenzeke practice. Kodwa kumelwe wazi kubo ngokugcwele. Mhlawumbe yilokho icala lakho kufanelekile ukwelashwa ezimweni ezithile.

Ngu antimonopolists lungatholakala lapho i- imithetho antitrust. Kodwa ngokuvamile kabanzi lapha kunconywa ukufaka izikhalazo ezimweni lapho ukhona edukisayo noma abeke amanye amasevisi. Ukubamba siyasebenza ngokweqile.

Lokho kungenziwa ngokuthi inkulumo ethi "izingadi edukisayo"? Ngokwesibonelo, unqume kunoma iyiphi isevisi, ngifuna ukukhangisa, kodwa akazange akhombise izikhathi ezibalulekile yesivumelwano futhi bakusize.

Esinye isizathu sokuba sibe isikhalazo ku-FAS kungenzeka iphoqeleke ukuba wenze okuthile. Ngokwesibonelo, uma imali-mboleko ebhange ephikelela yomshuwalense ku umlingani enkampanini yomshuwalense. Lokhu abakwenzayo akukho semthethweni. Ngakho-ke kubalulekile ukuba sisebenzise kuya Antimonopoly Izikhungo.

Ukuxhumana Ukugada Izikhungo

Ngingalutholaphi akhononde izenzo ebhange? Ngezinye izikhathi, njengoba kuye kwashiwo, kukhona ukubuyiselwa emuva enkonzweni yokuxhumana kwabaqaphi. Mhlawumbe omunye eziyivelakancane imihlola ukuthi kungenziwa kuphela kugujwe. Phela, izizathu zokuthi kungani labantu lapha libhekisela, incane kakhulu.

Uma une noma usola icala enamandla ukuthi ibhange ukunika away izinqubo zokulondoloza ulwazi, kuba isevisi ulobe isikhalazo ecacisiwe ngaphambili. Asikho isizathu ngaphezulu ukuze lelisu imibono cha. Kuyodingeka ukhethe enye inkomba indawo.

Khumbula, idatha yakho kufanele igcinwe iyimfihlo. Ukufinyelela inhlangano yasebhange kuphela ngokukhethekile ogunyazwe umuntu. Futhi akekho omunye. Ukudluliswa kolwazi kwamakhasimende siqu besithathu - kungukuphula oqondile yomthetho. Ngakho-ke, unelungelo ukuba ifake isicelo sokuba yizisebenzi phezu Control nokuxhumana. Badinga kuphela ukwelashwa okufanele kanye nobufakazi ukuhlukumeza. Yini isizathu esizwakalayo akhononde ubugebengu yomthetho yasebhange inhlangano.

ihhovisi lomshushisi

Lapho akhononde ngokuthi "VTB 24" ebhange noma yimuphi omunye? A option enhle kungaba ukuba ngilidlulisele umshushisi. Izimo zethu zihluke kakhulu ezivamile, yakhetha by izakhamuzi eziningi. Sincoma ukuthi uxhumane omnyango amabhange, futhi uma kungekho nomuzwa kulo, khona-ke kuyomelwe ngiyoyibona umshushisi.

Njengomthetho, lapha beza nge izinkinga ezihlukahlukene. Iyindawo jikelele wokufaka izikhalo. Ingabe umsebenzi emnyangweni othile (yesondlo) akudingekile lapha ukukhononda. Akusizi ngalutho, futhi ungasizi. kangcono kuleli cala uthintane neHhovisi Inhloko yenhlangano yasebhange Okuningi.

Ngokuvamile atholakala ehhovisi lomshushisi izikhalazo ezibonisa kokunikezwa kwe-umtsetfo lokhona eRussia. Khumbula: uma ibhange yephule umthetho, ungaya ngokuphepha isitatimende wathi kumshushisi. Impendulo kuwe kusukela inyanga emva kokwelashwa. Hhayi ngokushesha kakhulu, yebo, kodwa umphumela ngemva isenzo esinjalo kuyoba obonakalayo. ihhovisi lomshushisi - omunye izinhlangano ezinethonya kunazo ukusiza ukuvikela amakhasimende kwamabhange. Ngokusho ukunganakwa endaweni akuyona zinkulu.

depressants

Kunzima ukukucabanga, kodwa lo okuthiwa izinkampani anticollection futhi sinendawo. Ukucabanga khona sikhalo sakho ebhange "Tinkoff", noma yimuphi omunye? Khona-ke cabangela okuhlukile nezinhlangano anticollection.

Akunzima kangako ukuqagela lapho ukucela usizo lapha. Uma kuziwa "Knockout" izikweletu futhi abaqoqi edonsa ngaphandle kwesizathu isaziso kanye zomthetho, unelungelo ukuza antikolletoram. Bazokusiza ukunqanda kanye nokuqoqwa izinhlangano, futhi nebhange ukuqonda.

Esimeni esinjalo asisho ukuthuthukisa kaningi kakhulu. hhayi yonke imizi Ngemva izinkampani anticollection babe ayatholakala. Futhi akuzona ekuqaleni ukubhekana amabhange, kanye ukuze lizuze abaqoqi. Ngakho cabanga lendlela ekuxazululeni le nkinga ngangokunokwenzeka, kodwa kunconywa ukuba wakubeka "ekamelweni" futhi akakhumbuli kuze kube yilesi sikhathi, kuze ibhange uyokhanga abaqoqi ukuba disassembly. Khona-ke wena uyakwazi ngaphandle kokungabaza ezingadingekile ukucela usizo izinkampani anticollection.

Kanjani ncamashi? Vele ukucacisa isimo (kungaba ngencwadi), bese wenza inkokhelo ngezinkonzo. Zonke ezingaba silinde imiphumela. Abanaso ukukugcina ulindile. Inqubekela emva ukushayisana kanye abaqoqi antikolletorov ebonakalayo cishe ngokushesha.

enkantolo

Lapho akhononde ngokuthi yasebhange "Russian Standard" hhayi kuphela? Uma une isikhathi, ungakwazi iphendukele namajaji. Libuye isimo evame kakhulu. Uma amalungelo labantu eshaywe, kutuswa ukuba baqale ngokuzama ukuzixazululela konke ngokuthula, bese uhlanganyele isikhalazo enkantolo. izindawo Ifanele.

Sicelosikhalo kwakuyodingeka ukuchaza zonke ukwephulwa lokho kukuhlupha. ezicashile izenzo ezingekho emthethweni yibhange nazo kuboniswe lapha. Uma kukhona ofakazi, ubameme. Futhi ungakhohlwa ucacise imininingwane ngalezi abantu icala.

Iphuzu okubalulekile ukufakazela ukuphulwa. Noma yini ukhombe izenzo ezingekho emthethweni abayiswa yibhange, udluliselwa isitatimende kwesimangalo, futhi sisetshenziswa kuso. Lapho une isisekelo amacala, ayanda Amathuba okuphumelela.

Yiziphi izizathu ukusebenzisa lapha? Ngu yimuphi. Inkantolo - indawo azosiza ukuvikela amalungelo abo, kungakhathaliseki ukuthi isimo. Njengoba umkhuba ubonisa, ephikisana amabhange ngokuvamile amaphoyisa ohlangothini umthengi.

central yasebhange

Lapho akhononde ngokuthi umsebenzi ebhange? Kwesinye isikhathi abantu ithuba ukuba ngilidlulisele Central Bank. Lokhu kuyisinqumo esibaluleke kunazo ukuthi kufanele athathe. Khumbula, ngezizathu sikhalazo kufanele esiphoqayo ngempela. Vele ngakho akekho umuntu okuyohlola olunzulu inhlangano.

Njengoba umkhuba ubonisa, lesi simanga akuyona ovamile kakhulu. Kodwa inqubo akuhlukile ngokubhala izikhalazo ukuze senteko. Kudingeka ukuthi isicelo kanye nobufakazi ukwephula, uma ikhona. Noma zaveza ngokuningiliziwe indaba kungani ncamashi Ucabanga amalungelo akho ahlukunyezwe (noma umthetho).

Uma wathumela uhlelo lokusebenza Central Bank, thina kuphela silinde impendulo. Uzakuza cishe ngemva kwenyanga (empeleni izinsuku ezingu-30). Ngezinye izikhathi ngisho ne imiphumela yalomsebenti ukuhlolwa inkampani yasebhange.

Kunemininingwane ephelele yezizathu ngoba yezikhalazo Central Bank

Uma ubhekene bemangele lapho akhononde ngokuthi izingcingo ezivela ibhange, ungaphazamisi Central Bank. Kuye kwathiwa, izizathu ukwelashwa lapha kufanele esiphoqayo ngempela. Kuyini lokhu? It kungenziwa ngokuthi uhlu olunzima izimo lapho banelungelo ngokufanele ukuziqhakambisa ukwephula Central Bank:

1. Owayebolekisile kwephula ebhange ekusithekeni, udalule ulwazi mayelana umboleki namaphepha.
2. Bank wephule imibandela ukuvulwa imali kanye nama-akhawunti.
3. ukwenqaba akunasisekelo ukukhipha amakhadi asebhange.
4. Ibhange enqaba ukunikeza imininingwane mayelana nohlelo olusebenzisayo wena (ku imali kanye idatha service).

okutholakele

Yikuphi okufanele afingqa? Endabeni ka kokunikezwa kwe-imithetho ekhona, kanye namalungelo akho yibhange, ungafaka isicelo nesibalo esikhulu izimo. Yikuphi ukukhetha? Kuyadingeka ukubheka izimo.

Izindlela ephumelela kunazo futhi ezivamile yilezi: zokugcwalisa icala noma yezikhalazo umshushisi. Uma amalungelo akho ahlukunyezwe, zama isinyathelo ngokushesha. Isikhathi more lidlula, kancane amathuba akho okuphumelela ukuthi iyoletha ubulungiswa.