Kanjani ukuba abuyisele loans uma kungekho imali - amathiphu

Ukubolekwa - kuyingxenye ebalulekile yomphakathi nezomnotho yesimanje. Siye eside abasijwayele, ukuthi ukuswela imali lapha futhi manje, ungakwazi ngokushesha futhi kalula ukuqedela nesivumelwano sokubolekwa imali, ungene, futhi ngemva kwehora nina - umnikazi wezinto noma amasevisi abawabheka njengayigugu. Konke ilula ukuze sikwazi ngezinye izikhathi musa ngisho uhlupho uyifunda ngokucophelela izimo sithola ngaphansi lapho imali, siyaqiniseka ukuthi ukuthi "ukudonsa." Kodwa isimo empilweni zikhona ezahlukene futhi ngokuvamile namuhla ukuzethemba jikisa yokuntuleka zokucathula imali, bese baya ngakho endaweni phakathi ekwenziweni inkokhelo elandelayo. Umbuzo ka "kanjani ukuba abuyisele ukubolekisa uma kungekho imali" usuku ngalunye oludlulayo kuba okubaluleke ngokwengeziwe ukuze Takhamuti telive letfu.

Izinketho ekuxazululeni isimo kancane. Ngakho, senza akwazi isimo: kukhona ukubolekisa, ayikho imali. Njengoba abuyisele ukubolekisa uma kungekho imali?

inketho 1

Uqinisekile ukuthi ubudisi bagadesi zisheshe, futhi, okungenzeka kakhulu, wena ezisengozini yokukhokha eyodwa aphuthelwe. Lokho phambi kwakho akukho mbuzo "indlela sokukhokha imali ebolekiwe uma kungekho imali", aze asongela ngisho yokukhokha eyodwa nje. Isimo akuyona ezibucayi, kodwa makube busebenze, futhi, ngeke kukusize ngalutho-ke, ngoba pass eyodwa kuphela esikhathini esizayo kungaba abiza inhlawulo sina. Kulesi simo kuba lula futhi kangcono ukuze ujike emndenini nakubangane. Ngakho wena isikhathi esithile imali sitholwa, ngaphandle ngumthwalo ubani ikakhulukazi kusukela abathandekayo, futhi ibhange akusho konakalisa ubuhlobo. In an icala ngokwedlulele kungenzeka refinance nomunye enkampanini yezimali, kodwa njengoba umthetho, amabhange ngeke ukwamukela leso sinyathelo, futhi iphesenti ngokwakho uzolahlekelwa okuningi.

inketho 2

Inani isikweletu esingathí sina kodwa futhi kufuna izinkinga ezinkulu, ungazi kanjani ukukhokha imali ebolekiswayo. Uma kungekho imali, futhi izinzuzo isikhathi sewuvele ekhaleni, musa qinisa isinqumo ukuya ukuxhumana ibhange. Kunabantu abahlala ukusebenza, okuyinto, njengoba umthetho, angangena isikhundla futhi beka kabusha noma "credit iholide". Kufanele kuqondwe ukuthi iyiphi inhlangano yezimali ngokuyinhloko unesithakazelo ayibuyisele izimali waboleka futhi isithakazelo iyadingeka, hhayi ukuphuca efulethini obolekayo, imoto nokunye.

inketho 3

Uma isimo esibucayi kakhulu, awazi ukuthi ukuba abuyisele ukubolekisa uma kungekho imali, ebhange ukuya emhlanganweni futhi zisongele kokuquleka izibambiso, ngaphandle kokulibala, xhumana ummeli abanekhono. Abaningi kubuta: 'kanjani, njengoba ummeli okahle ulingana imali, futhi kanjalo ngeke "Ukuphikisa unjalo sibi. Kungcono ukuthola imali yokukhokhela izinkonzo abaqeqeshiwe, besebenzisa izigaba ezifanele yomthetho, ukufakazisa ukuthi une isimo sesikhashana kunzima, futhi "knock out" ngakho ukubambezeleka, kunokuba ukunikeza izibambiso.

Kakhulu indlela engcono kakhulu indlela angabuyisela ukubolekisa, luwathathe ngokucophelela. Lokhu kusho ukuthi kufanele uqaphele njalo, kuba into ngokuphuthuma kudingekile noma isevisi ukuyikhokhela? Noma, mhlawumbe ungakwazi ukulinda futhi uthenge ngaphandle loan? Uma ungenzi wanquma ukuthatha imali ebhange, ukubala zonke izikhathi eziningana, ufunde ngokucophelela isivumelwano (ikakhulukazi ulwazi yanyatheliswa ngo uhlobo encane) futhi njalo walala kulesi sibalo kungenzeka ukuthi ungase nobunzima okwesikhashana. Ngikufisela inhlahla!