JSC "Okokuqala Collection Bureau": ukubuyekezwa. "Okokuqala Collection Bureau": abasebenzi Izibuyekezo

Ngaphambi ucele usizo enkampanini okuyisipesheli bekulungele ukunikeza usizo nokuvulwa izikweletu, kudingeka utadishe izimpendulo ngokucophelela. "Okokuqala Collection Bureau" - ingenye abahlanganyeli ngobukhulu e emakethe yasekhaya, ukusebenza abanamacala esicindezelekile. Impendulo inkampani esusela amakhasimende kanye ngamalungu kakhulu omuhle. Umlando khona ale Nhlangano waqala ngo-2005. Eminyakeni 10 nje inkampani uye wakwazi hhayi kuphela ukuze uthole isihloko nguzakwethu onokwethenjelwa, kodwa nakho kuyinto okufanele isihloko umholi emkhakheni othize kakhulu. JSC "Okokuqala Collection Bureau" iyona "iphayona" lebhizinisi iqoqo ezingxenyeni eziningi isimo.

geography of

inkampani Collection ezisebenza izingxenye eziningi zezwe ngempumelelo. Amahhovisi ngobukhulu zitholakala eMoscow eKhabarovsk, Petersburg. Usizo ngeqoqo isikweletu ezindaweni eziningi, esukela ethonyeni eliyingozi Ekude naseSiberia langesikhatheso ngoKukhulamungu. Kulinganiselwa owandulelayo ochwepheshe, nje eyishumi, inkampani wakwazi ukunqoba mayelana 34% of the debt emakethe iqoqo service. Ukuncintisana inyunyana bengayi ngisho abalingiswa abayinhloko kule ndaba ingxenye kanye idumela kanye nezinga umsebenzi wokugcina lemukelekako lengenamaphutsa. Ngeke uthole kuzibuyekezo yenkampani ezimbi. "Okokuqala Collection Bureau" - umholi emakethe yasekhaya nge idumela lihle.

indlela sokuchuma

Imisebenzi esemqoka ye inkampani - akuyona kuphela iqoqo izikweletu inkinga, kodwa futhi ukuthuthukiswa esebenzayo yokuqoqa ibhizinisi bebonke, ukusiza ukuqinisekisa ukusebenza egcwele izinhlelo zamabhange akuleli, ukudala izimo for kumiswa inkhulumomphendvulwano ophucukile phakathi abanamacala nabantu abakweletwayo. Inqubomgomo umsebenzi inkampani uye waholela yokuthi kuba ngomunye wabokuqala wajoyina professional "Association of abaqoqi Russian."

Isibopho udaba - efaneleyo isiqinisekiso

Mayelana ukuchuma ekuthuthukeni kwenkampani asebenzayo abonisa okubuyayo. "Okokuqala Collection Bureau," i-oda ezidlula ephakeme ukwedlula mncintiswano ukubeka hhayi kuphela amakhasimende wanelisekile. Kulo nyaka, ku-Ephreli 15 uzoqala nokwamukela izicelo izibopho, izindleko ingqikithi okuzokwenza azisizi ruble mayelana eziyizinkulungwane ezingu-1,5. Incwadi oda lizovulelwa 10 Apreli, futhi Ukuvalwa yayo kuzokwenzeka on 17 April. Eyokuqala isigqebhezana izinga cishe komyalelo wokungabi 16,5-17,5% ngonyaka. Isivuno kulinganiselwa - kusuka 17,55% kuya 18,68% ngonyaka. Amathenda kusukela yesibili yeshumi nambili amakhuphoni ayalingana isigqebhezana izinga lokuqala.

izimo utshalomali "PKB" ngokusebenzisa izibopho

Intengo okuzisholo elilodwa share kumelwe ilingane ruble 1000 at okubhaliselwe evulekile. liyakhula iminyaka emithathu benethuba buyiselo zakuqala ngaphansi 14,28% ngonyaka yenani bokuzisholo. Lapho ebhekene ukubekwa kwakuhlelwa CB "Oriental", JSCB "Svyaz-Bank" futhi BC "Isifunda". Underwriter kuyinto CB "Oriental". Impikiswano izibambiso ibonisa ukuthi inkampani iyona isithakazelo zimali futhi inikeza ithemba ethembisa. "Okokuqala Collection Bureau" ogcwalisa isabelomali ngezithukuthuku izibopho ngenjongo okwengeziwe ngenkuthalo ukuthenga izikweletu esicindezelekile kuzo amabhange futhi athuthukise inethiwekhi yayo.

Masheya nokuphathwa

"PKB" - inkampani yasekhaya esakheka ngokushesha kakhulu. It hhayi kuphela ligxile izikweletu inkinga, kodwa futhi kuthatha phezu umthwalo ukuphathwa izinkokhelo sekwephuzile. Amasheya of OAO "Okokuqala Collection Bureau", okuyinto Izibuyekezo akhayo ngaphezulu, fanele kanyekanye kubanikazi bamasheya eziningana ezinkulu:

• 30% inkampani yaseKhupro Evison Holdings Limited.
• 21,25% okungewakho Sergei vlasov, owenza shareholder okucishe kufane nalokhu ibhange "Orient Express" futhi kuyingxenye ibhodi yayo yabaqondisi.
• 9,03% kungokwakho Aleksandra Taranova, ayezosebenza njengabaqondisi ilungu lebhodi labaqondisi kanye umninimasheya parallel "Orient Express" ebhange.
• Isikhwama Baring Vostok usezuze 30% esigxotsheni.

Zonke bamasheya zinesithakazelo iyasebenza ekuchumeni nokuthuthukiswa inkampani, ngokuba amalungu emakethe Russian zezimali, benza eziningi umzamo futhi banomthelela ekukhuleni komphakathi.

Umgodlagodla izikweletu ingenye esikhulu kunazo zonke eRussia

Ukuthuthukiswa yimpumelelo futhi esebenzayo lenkampani akashongo okubuyayo kuphela. "Okokuqala Collection Bureau" njalo ishukumisa abezindaba ngezitatimende ezingalindelekile. Lokhu akusebenzi nje kuphela nempikiswano ukwabelana, okuyinto engavamile kakhulu le ngxenye yomsebenzi. Muva nje atshelwe ukuthi Inkampani ithole kusukela Idiphozithi Insurance Agency yenkinga izikweletu ebhange "Sakhalin-West". Ukubambisana ne isakhiwo isimo ubonisa ukuthi inkampani isebenza hhayi kuphela njengoba kuvunyelwe umthetho, kodwa futhi uyawuthanda ukuzethemba okukhulu. Isidingo amasevisi yenkampani ulungisiswa izibalo. Ngakho, ngo-2010 i-volume izikweletu sekwephuzile eRussia zaba ruble 271 bhiliyoni ngokumelene ruble 115,9 billion ngonyaka ka-2008. Linganisela ku 2013-2014. Yamila okungenani kabili ngenxa ukutholakala credit. JSC "Okokuqala Collection Bureau" kunezinzuzo ezithile ngokumelene isizinda isimo kuleli zwe. Ngaphezu kwalokho, ngo-2010 i-credit iphothifoliyo ubukhulu inhlangano uhambisane ruble 30 bhiliyoni, kwakuwumsebenzi wokuhumusha omkhulu kunayo emakethe. Ngenxa yalokho, imali yenkampani zaba ruble ayizigidi ezingu 491,5, 118,4 zazo kwezigidi ezingu - a inzuzo inetha.

ezingaba Development: nokudluliswa izikweletu amabhange

"Okokuqala Collection Bureau" (ubani wayincenga, uyazi ukuthi ngokunembile futhi efanele wenza ochwepheshe union) ibika ukuthi ngo-2016, amabhange uzoqhubeka ngokuzimela ukuxazulula izinkinga ezihambisana ne isikweletu ekuseni, iyiphi i-akhawunti cishe 85% of the inombolo ephelele inkinga sokubolekwayo. Kulindeleke ukwandisa inani ukuqoqwa yokutakula endaweni yendabuko ukubambezeleka eside. Esikhathini isici ejensi isikhathi sizokuncitjhiswa kusukela ezingu-180 120, kanye isabelo esivela izinsuku 640 kuya 240. Umthamo izikweletu, okuyinto esikhathini esizayo bayothola "Okokuqala Collection Bureau", ukubuyekezwa zazo abasebenzi akhayo, nakuba anda, kodwa hhayi kakhulu. Esikhathini esilandelayo iminyaka emithathu ukukhula loan kuyoba kuka-0.3% 1.5% phakathi konyaka owodwa. Kulinganiselwa wokulungiselela, iphothifoliyo credit ngo-2016 kuyoba ulingana ruble 323 billion.

Ukuthengwa izikweletu - eqa kakhulu ekuthuthukeni

"Okokuqala Collection Bureau", okuyinto libuyekeza eminyakeni uhlala omuhle, kuhlelwe kule futhi ngonyaka ozayo ngenkuthalo ukwandisa iphothifoliyo yayo ngokuthenga izikweletu esicindezelekile. iphesenti ukukhula Okulindelekile kuhluka 14% kuya ku-22% njalo ngonyaka. Ngo-2016, ubukhulu weemali yengcebo izikweletu akwazi ukuxoxa ruble 165 billion. Lokubiza izikweletu nezinsiza ikhokhwe ngokusebenzisa abaqoqi ngeke kancane kancane ukwandisa. Jikelele Umqondisi we Inkampani ngenkuthalo ubukele ukubambisana ne amabhange. Ugxila yokuthi uma amabhange ngeke ngonanzelelo credit amakhasimende futhi asabela ngokushesha ukubambezeleka, odlulayo ukuba abaqoqi ngaphansi kohlelo i-ejensi, iphesenti ukuhluleka kokusebenza isikhathi izinkokhelo uzobe kakhulu ziyancipha ekupheleni 2015. "Okokuqala Collection Bureau" (eMoscow) ilungele siqhubeke anesikhundla njengoba umdlali ohamba phambili emakethe ukunikezelwa, okwandisa amandla aso nesihlalo ngenkuthalo ekwandiseni geography.

imisebenzi main

JSC "PBC" inikeza usizo yayo ngezindlela ezihlukahlukene, futhi hhayi nje iqoqo owomileyo ube yiziphethu izikweletu abantu abangafuni abuyisele izikweletu zawo ngesikhathi. Njengengxenye umkhiqizo luyatholakala:

• wamabhange lwezezimali.
• amasevisi ngezomthetho, ukuphathwa kwezimali kanye nokuhlola.
• Ukwelulekwa Professional ezindabeni zebhizinisi kanye nokuphathwa kwamabhizinisi.
• ukuhlaziywa Market nokuhlola umphakathi obabheka ngayo.

Ngenhla uhlu amasevisi angeziwe. Isiqondiso kuqala umsebenzi, okufanele "Okokuqala Collection Bureau" (eMoscow), ukubuyekezwa zazo akhayo, kukhona iqoqo imisebenzi oluhlose ukusekela akhawunti nzima Iyatholakala kokubili abantu nezinhlangano ezingokomthetho emikhawulweni yonke yakwa-Russia. Imisebenzi kungaba kwenziwe enkantolo futhi ngaphandle kokuya enkantolo. Kungenzeka umsebenzi nge izibambiso ukusekela ekuqhutshweni nokuqinisekisa.

Izibuyekezo abasebenzi JSC "PBC"

Ngokuphindaphindiwe ke okukhulunywa ukuthi "Okokuqala Collection Bureau" (eKhabarovsk, eMoscow, eRussia) - kuyinto inkampani okhokhelwayo. Isazi cessions emakethe ibukeka nasici, ngisho emehlweni abasebenzi. Njengoba kwabika i-amalungu ethimba yenkampani, inkampani okuhlangene sitoko imisebenzi Inqubomgomo esobala futhi icacile. Yonke imisebenzi isixazululekile kohlaka umthetho, ngokuhambisana nemithetho ethile. Abasebenzi ujabule ikakhulukazi umsebenzi ohlelekile, nge iphakethe egcwele kwezenhlalo, okungase ngokuthi siyindlala kweqiniso e bomnotho eRussia. ngokuqondene Manual isisebenzi ngasinye ukuqapha ngokucophelela imisebenzi yayo. inqubomgomo yenkampani Ideal kubeka isisekelo idumela zangaphandle lihle.

Izibuyekezo Ikhasimende "PBC"

Inombolo voluminous amakhasimende wanelisekile - ingcebo yangempela yelithi "Okokuqala Collection Bureau". Ubani wayincenga, uyazi ukuthi izenzo obucayi professional inhlangano. Izinga yokuqiniseka inkampani uphakeme kakhulu kangangokuthi ngisho Idiphozithi Insurance Agency ithumela umphakathi loans ezimbi amabhange yasekhaya. Ukuthandwa nobuchwepheshe azikhulumi Izibuyekezo kuphela, kodwa ukufunwa amasevisi. Umgodlagodla i-credit lenkampani lenyuka minyaka yonke kusukela ngo-2005, kanye nomhlaba obhekwe umdlali emakethe yasekhaya. He kholwa impumelelo inkampani kanye ezinkulu "RenFin" Isikhwama utshalomali, okuyinto eyaba umnikazi we amasheya enkampani, wamnika umyalo ruble 10 billion ukuthengwa izikweletu ucindezelekile, okumele kakhulu ukugqugquzela ukuthuthukiswa zokugcina esikhathini esifushane.

Ubani uthemba ochwepheshe?

Njengoba iye wathi, "Okokuqala Collection Bureau" hola nenhlonipho esuka isimo e ebusweni Idiphozithi Insurance Agency. The main inyunyana abalingani - abambe iqhaza ezinkulu emakethe yasekhaya zezimali, kokubili amabhange yomphakathi kanye nezitolo. Phakathi amaklayenti "PKB" babe izinkampani ezinkulu ezimbonini kanye izinkampani zomshuwalense, izinkampani zokuxhumana ngocingo, eqashisa ngamafulethi ngisho izikhungo kwezohwebo. amasevisi ngokuqinile ngokuqondene yokuncishiswa izinqubo abolekise kakhulukazi ziphoqa eminyakeni yamuva. "Okokuqala Collection Bureau", lobuya abasebenzi okuyinto musa abangele ukungabaza nobuchwepheshe bale yokugcina, inenethiwekhi ebanzi amagatsha, okuvumela ukuba sihlinzeke izinhlelo hhayi kuphela ezingxenyeni ezihlukahlukene isimo, kodwa futhi ezahlukene imikhakha yomsebenzi. Ukusekela imali embi kanye nezikweletu kungaba kwenziwe ensimini ka nemizana mayelana 7000.

Isikimu umsebenzi - yilokhu kuholela empumelelweni

"Okokuqala Collection Bureau", okuyinto izibuyekezo umongo omuhle, ukusebenza ngefomethi okungavamile. Izikhungo phezu kubaqoqi bezikweletu itholakala kanzima iqoqo format. Leli cebo isebenza nge abanamacala kuhilela ukuxhumana endleleni, lokho kukodwa umsebenzi kunzima kakhulu ifomethi cessions emakethe. isiqondiso ophumelelayo Akungabazeki esekelwe okutholakele ejensi. Ngemva kokuthola izandla zakho phezu izikweletu iphothifoliyo umsebenzi eyakhelwe ngezigaba eziningana. Ekuqaleni ihlaziye ukwaziswa avunyelwe ababoleka izikhungo zezimali, engena ezindlini ngezindlu loan, ngedatha ugunyazwe kukonke. Okulandelayo ukude ihlolwe imigudu yokuxhumana nge abakweletayo, bese ihlelwe inkhulumomphendvulwano eqondile kabusha umbuzo enkantolo, uma kunesidingo. I ukukhiqiza wale ndlela lunikezwa 'PKB' isikhundla sobuholi emakethe yasekhaya, bavunyelwe ukuba bashiye izimbangi zayo.