Inkampani "Zaymer": izibuyekezo zamakhasimende, izikhalazo, futhi izinhlobo micro-loans

Ukuthuthukiswa kwe-sphere inthanethi wenze izinqubo eziningi zibelula ekuphileni kwethu. Lokhu kusebenza zokuxhumana, ukuzijabulisa, zokuxhumana, idatha. Ngisho design imali namuhla ungachitha ku-intanethi. Awazi kanjani? Isevisi "Zaymer", ukubuyekezwa esizokhuluma ukushicilela kulesi sihloko sikhuluma ngokuhoxiswa Ukukhishwa loans inthanethi! Ngendlela kuba - iphrojekthi eyingqayizivele esenza kube lula kakhulu ukuphila ababoleka eziningi. Ukuze ufunde ukuthi isebenza kanjani, uqhubeke ufunda.

mayelana isevisi

Isimiso yokusebenza "Zaymera" silula. Iphrojekthi ngesisekelo website lapho ikhasimende oda bona microloan. Wamane ukhetha inani loan, elithi bayo, abese osebenza. It Yebo, iklayenti ubophekile ukuba usazise imininingwane yakho (ipasipoti, kanye ukuqinisekisa inombolo yocingo) ukuze bakwazi ukukhomba.

Kwimodi okuzenzakalelayo, isayithi ucubungula umuntu njengoba ezingaba umboleki, futhi, ekugcineni, ukunquma ukuthi kumnika nale semalimboleko noma cha.

Izibuyekezo "Zaymer.ru" abonisa ukuthi inkampani avumela iningi zokusebenza ezithunyelwe loan, ngakho njalo ikhasimende yithuba elihle kodwa ukuthola imali yabo kwi imigomo ukuthi unesithakazelo.

Inani elikhulu izindlela ukuhoxisa izimali, ezikhulayo umkhawulo wesikweletu, ezishintshayo egcwele inqubo - lena kuphela eziyisisekelo izinzuzo ezisobala kakhulu senkonzo. Ukuze uthole olunye ulwazi ngalokhu, ukufunda ku.

izinzuzo

Ngo umsebenzi onjalo imodeli ziningi izinzuzo, yingakho uyawuthanda inombolo enkulu kangaka yabantu. Ikakhulukazi, owokuqala - kungcono ukutholakala. Njengoba sekushiwo, "Zaymer" (izibuyekezo siliqinisekise) avumela izinhlelo zokusebenza kakhulu okufakiwe ukuthola imali-mboleko. Ngamagama zezinombolo, lesi sibalo cishe 90% imali, futhi% 10 kuphela - wala. Ngiyavuma, lena izinga kahle eliphezulu ngisho inhlangano microfinance. lula okunjalo ekutholeni imali-mboleko ikuvumela ukuba isebenzise isevisi ye-, isibonelo, ezimweni lapho kukhona isidingo esiphuthumayo imali Outsourced. Ngokwesibonelo, kuzomele ukhokhe i uhambo esiphuthumayo wamazinyo, yenza ukuthenga okungahlelelwe, ukukhokha isikweleti, nokunye. Into yesibili uqaphele ngalokhu - lelo thuba walungisa umlando yabo ye-credit.

Kuyatholakala ku "Zaymer" inkampani Izibuyekezo ikhasimende abonisa ukuthi ivumela ukuthola loan ngisho kulabo ezinye izinkinga ababolekisi odlule. Ikakhulukazi, kwanele ukuthatha imalimboleko ezintathu elincane ukuze uthole uphawu omuhle emlandweni kanye nokusebenzisa imali esikhathini esizayo.

kokuthola imali

Enye inzuzo, okuyinto has a service "Zaymer" (Ukubuyekezwa simncenge hhayi okungenani) yikhono uthole imali ngokushesha ngangokunokwenzeka kunoma yiluphi uhlobo etholakalayo ngokusebenzisa i-Internet. Futhi lokhu, njengoba wazi, ususa noma isiphi imikhawulo yisiphi isikhathi sosuku nalapho izimali okuzokhishwa. Ngisho nasebusuku, wonke umuntu ithuba ukuze uthole loan yakho.

Ikakhulukazi, ikhasimende ekhetha, njengendlela okuzokhishwa kuyo. Uhlu ezishiwo "Zaymer" iwebhusayithi (impendulo esiphila zinesithakazelo ngokuyinhloko), zikhona izindlela yokuthola izimali njengoba ukudluliselwa nge Visa / MasterCard, okuphelela isikhwama "Yandex", i-akhawunti yasebhange, kanye yokukhokha ngokheshi ngokusebenzisa "Contact" uhlelo. Njengoba ubona, lokhu okukhethwa kukho kufanele kube ngokwanele ukufeza noma iyiphi ukusebenza.

ukubuyiswa kwemali zekhadi

Ngaphezu ngezindlela ezihlukahlukene ukuze bathole izimali etholakalayo "Zaymer" Izibuyekezo kwinkampani yekhasimende abonisa ukuthi kukhona nalo enikeziwe ezihlukahlukene ongakhetha for imali nge senkokhelo izikweletu. Uma ukholwa ukuthi ulwazi kwi website esemthethweni, zingabantu baningi ngisho nangaphezu kwezinwele kokuthola imali ongakhetha njengoba sifaka ngaphezulu futhi benkokhelo terminals nge Qiwi uhlelo, kanye ne-Webmoney, ukuthi ngisho kakhulu enza lo msebenzi manje lula.

Inzalo isikweletu icala umsebenzi nsuku zonke, kuye ngokuthi zingaki izinsuku ingabe ukusebenzisa credit. Njengoba ozinikele iphrofayela "Zaymer" ukubuyekezwa, inkampani uyavuma ukuthi kungenzeka buyiselo zakuqala ezikweletini. Ngakho-ke, wena liyoba ngcono ngisho nakakhulu uma, isibonelo, yenza ukuthenga esiphuthumayo, futhi ngokushesha ngihola, kusho kona oholela kangcono angabuyisela izikweletu ngaphambi kwesikhathi ebesibekiwe, ngaleyo ndlela unciphise izindleko sezizonke loan.

inqubo wokufaka

Uma unesithakazelo enkonzweni, futhi ungathanda ukuthola imali-mboleko lapha, wenze kube lula ngokwanele. Okokuqala udinga ukuya website esemthethweni "Zaymer". Izibuyekezo "Zaymere" esayithola abonisa ukuthi umsebenzi phambili umthombo ilula kakhulu futhi kuqondile. Ngakwesokunxele uzobona isinciphisi ngalo ukunquma ukuthi inani lemali ongathanda ukuthola. Okulandelayo udinga ukukhetha isikhathi imali oludingekayo, bese uchofoze isicelo.

Isinyathelo esilandelayo ukugcwalisa idatha iphasiphothi (isistimu ingakwazi ukuhlaziya kwakho njengoba ezingaba umboleki), bese - kakhudlwana futhi eqinisekisa inombolo yakho yocingo nge-SMS.

Isenzo sokugcina endleleni, has a imvelo ezimbili: okokuqala, ngosizo umsebenzisi uziveza ngu sesibopho ukuthobisa inombolo; kanti okwesibili, ukwethulwa kwe-ikhodi, ezazingena umlayezo kusayithi kuzosho isivumelwano izimo loan, tivumelwano letihlelekile "ukusayina" inkontileka by umboleki. Lokhu, by the way, kukhona ulwazi resource, ngakho inkampani uzothatha lesi senzo (ngokomthetho) ngakho.

ezilandelayo

Uma wathola umyalezo ngenzile konke kuyadingeka kuwe, uzothola i-SMS isaziso, okuzoxoxwa sendlela oyitholile loan noma cha. isinqumo yenkampani, okuyinto yokugcina - Lokhu.

Nakuba inkonzo ikhasi incazelo futhi echaza ukuthi bayahambisana 90% izinhlelo zokusebenza ezithunyelwe, eqinisweni, kukhona ozinikele "Zaymer" libuyekeza isikhalazo. Izinhlobo ezincane-loans, okwakuthatha abantu akhononde ukwehluleka Yiqiniso, asikho isidingo. Kungenzeka ukuthi umuntu ngeqanda idumela (okuyinto, ngokuvumelana nemibandela, anganika kungekho ezingaphezu kuka-5000) ukuba afake isicelo Ukukhishwa ruble 15 000, yingakho enza leyo nhlanhla. izimo ezinjalo empeleni eziningi: labo abanomlando credit angcolile, ungalilahli out engaphezu kuka-1000 (uma iklayenti engakhishwa lokhu ehhovisi).

Nokho, uma imalimboleko sivunyiwe, futhi konke lokhu kahle, ungamukela izimali futhi uwaphathe esikhathini esizayo ngendlela ofuna. Kubalulekile ukuthi lapho ekhetha non-cash (noma ngogesi) izinhlobo okukhipha kusho ungaqiniseka ukuthi imali uthola ngampela ingu indaba ngemizuzwana. Lokhu, kuvula amathuba wena njengoba umboleki: ungakwazi ukukhokhela ikhadi esitolo, futhi ungathola zonke imali. Lona charm eyinhloko "Zaymer" inkampani. Ukubuyekeza, okungenani kule ndawo kugxilwe ikakhulukazi.

Credit umlando

Into eyodwa ebaluleke kakhudlwana, kunomvuzo ukuba banake ke - kuba umlando wakho njengoba umboleki. Uma wake kuthathwe loan, kufanele wazi ukuthi kukhona irejista okhethekile, equkethe lonke ulwazi ngawe njengoba umuntu odinga imali amabhange. Lena - lokhu semininingwane etholakala kubo bonke amabhange; futhi iqhutshwa yizinkampani ezihlukene. Ibizwa ngokuthi "i-credit bureau".

Ingqikithi yalo mkhakha ukuthi uma wenza yokukhokha sekwedlule isikhathi kwi loan, engiyishoyo noma asikwazanga ukukhokhela izikweledu zayo, idumela lakho siya siba sibi kakhulu ngokuzenzakalelayo kwamanye amabhange. Lokho ukubala emalini ebolekiwe futhi hhayi zinkulu. Lena inkinga eyinhloko abantu ababenezinkinga ukwephula ezinye lapho sisebenzelana amabhange.

Kodwa isevisi "Zaymer" kusiza laba bathengi, okuvumela ukulungisa umlando yabo ye-credit. Ukuze wenze lokhu, ngisho athuthukile uhlelo lonke, oqala loan 1000-ruble. Ngokwesibonelo, uma ikhasimende ibuyisela izimali (imvume ubuncane - izinsuku 5), isinyathelo esilandelayo-ke angaletha kabili umkhawulo wesikweletu (nokukhula yayo kuze 2 ayizinkulungwane). Nalapha futhi, kubuyela imali ngalesi sikhathi, iklayenti yinkampani uyakwazi ukuthatha esinye ruble 3,000. Kwaze kwaba yilapho sebeshiye umboleki uthola ithuba ukukhipha loan ruble kuze kufinyelele ayizinkulungwane 15.

izimo

Kuyini ezithakazelisayo - kuwebhusayithi izinzuzo ukusebenza "Zaymerom", ikakhulukazi izinqubo ukuthola futhi sokukhokhwa isikweletu kabanzi kuchazwe, kodwa omncane mayelana nemibandela (ngokukhethekile) unikezwa ngaphansi okuyinto credit ezaziwayo. Njengoba ngokuzuzisayo echaza "Zaymer" loan ukubuyekezwa, ungakwazi ukufinyelela eziphethweni ezilandelayo: nenani lesikweletu lapha, njengoba sekuphawuliwe kakade, iqala 1000 futhi iphela ruble ayizigidi 15; evuma isikhathi kungenzeka okungenani 5 kanye kwezinsuku ezingu-30. Kepha isilinganiso senzalo, ngokuba amakhasimende amasha ke kuchazwa ezingeni 2,34% (ngosuku), kuyilapho abasebenzisi ugunyazwe nethuba ukuthatha loan (kakhulu) e 0.95% (ngayinye ukusetshenziswa usuku izimali ezibolekwe).

Imibandela ngaphansi elisebenza "Zaymer", njengoba sibona, hhayi kakhulu kulokho amaklayenti ayo inikeze ezinye izikhungo microfinance. Kuba sobala kakhulu uma uvula ibhuku izinkampani ubone yonke imininingwane isifinyezo ngakho.

Izibuyekezo

Ngalokho abantu ukubhala ngathi, konke Kucacile. Isikhathi esiningi ungathola izikhalazo mayelana eziphezulu zenzalo kunalabo abaphuza loan e "Zaymer" inkampani (Zaymer). Izibuyekezo amaklayenti abanokuncane, ngenxa yokuthi loan abazange ekhishwe, ukuchaza ehhovisi ohlangothini negative, siphawula imigomo opaque kokukhethwa kanye nokuntuleka incazelo kungani akha is anginikhethanga njengoba umboleki.

okutholakele

Yebo, inkampani akusho Nokho sisebenze eqolo zenzalo, ngoba ngokukhethekile microloans. Njengoba ucele induduzo ithuba lokuthola imali ngokushesha futhi ifomu elula, nale, "Zaymera" konke kulungile - uhlelo lusebenza ngendlela efanele futhi ngokuhlakanipha, ukuthi ungenziwa kuphela sokujabulisa amakhasimende.

Ngakho uma udinga imali ngokushesha, zizwe ukhululekile ukuxhumana enhlanganweni - kungenzeka ukukusiza lapha!