Indlela yokuvula i-akhawunti yasebhange phesheya?

Ngisho eminyakeni ethi ayibe yishumi edlule, amaRashiya ukuvula i-akhawunti phesheya kuphela kwemvume Central Bank of the Russian Federation, noma ephilayo kwelinye izwe. Izikhathi zishintshile, futhi manje umuntu ukhululekile ukukhetha noma yimuphi yasebhange kuleli zwe, obonwa Central Bank of the Russian Federation sithembekile.

Ngaphambi kokuvula i-akhawunti ebhange lakwelinye izwe, udinga ukuthola konke mayelana nezici zayo. Okokuqala, lanikeza ithuba elihle kakhulu ukuphathisa ngemali yabo omunye amabhange okunokwethenjelwa kakhulu emhlabeni, kodwa hhayi kuphela izikhungo zezimali Russian. Okwesibili, uzobe imali bavikelwe ukwehla kwamandla kazwelonke. Cabangela ukuthi inzalo akhawunti njengoba kuqhathaniswa amabhange Russian phesheya aphansi kakhulu. Tax Service of the Russian Federation ngeke bakwazi ngokukhululekile ukulawula imali, kodwa ngesicelo amabhange angaphandle nazo iphoqelekile ukuba inikeze yonke idatha ezidingekayo.

Ngaphambi ukuvula i-akhawunti yasebhange, kumelwe uqonde ukuthi ingasetshenziswa kuphela izindleko noma ukonga. Ngokwesibonelo, i-US amabhange kukhona inzuzo ngaphezulu kungenxa imali. inqubo ukuvulwa akhawunti kungathatha izinyanga ezintathu, naso sonke lesi sikhathi, inhlangano kuzothatha ukuze uqinisekise ubuwena yekhasimende.

Kunezindlela ezimbili kuphela ukuvula i-akhawunti yasebhange. Eyokuqala uqobo iklayenti nge iphakethe okuphelele imibhalo ehhovisi ebhange. Indlela yesibili ukuze uthumele yonke imibuso emcimbini wokuvulwa akhawunti esinqumweni sakho-nomlomo. Kulokhu, ikhasimende has kuphela ukunikeza amasampula akhe isignesha, khona mathupha akudingekile.

Kukhona indlela yesithathu ukuvula i-akhawunti ebhange - kwi-inthanethi. Kodwa uyaqondakala kuphela kulabo abahlala ezweni. Non-izakhamizi enjalo inketho asifanele. Namuhla, amabhange abaningi bezinye izizwe ukuba banakekele amakhasimende angaphandle, kukhona ngisho ezinye eziye zaba Russia black uhlu, ngokulandelana, izakhamuzi Russian kulezi izikhungo zezimali abakwazi ukuvula i-akhawunti.

Ngaphambi uvula i-akhawunti yasebhange yase-US, ezimweni eziningi kuzomele ube SSN, ubufakazi ungubani. Uyophinde kufanele ugcwalise lemibuzo, uphendula imibuzo esezingeni mayelana nokuthi impahla has akhawunti evulekile namanye amabhange, yini indlela yokwakheka umndeni, emsebenzini, njll Bangase ucele irisidi, okwakuyoholela lona athintiwe, lokuhlala ikhasimende.

izikhungo abaningi bakwamanye amazwe zezimali ukubeka noma ikuphi ukulinganiselwa, okungakwazi ukulimaza ukwazi ngaphambi uvula i-akhawunti yasebhange. Ngokwesibonelo, ukuze sigweme ukukhokha ngenyanga ku-akhawunti yesevisi, kufanele siqhubeke ibhalansi isamba esithile semali noma ukuba nibe ngabakaJesu eqenjini elithile emphakathini.

Abanye osomabhizinisi unesithakazelo umbuzo kanjani ukuvula i-akhawunti yasebhange ukuze ukwazi indawo yokuhlala engenayo esuka iziphathimandla zentela we Russian Federation. Lokhu kungenziwa ngokushesha ukhohliwe, njengoba izikhungo eziningi aseqalile ekuciniseni kulwa zemali. Babukeka izinsolo ku ikhasimende, okuyinto ngenxa eningi kakhulu imali ngokuvamile bevela emazweni CIS. Umuntu noma kufanele uchaze ukuthi anakho imali enjalo, noma ibhange ikwenza lokunqatshelwe kanye iziteleka aphume inombolo amakhasimende ayo.

Vula i-akhawunti ebhange lakwelinye izwe akunzima, nje kudingeka kudlule inqubo ethize yokubhalisa. Kuyoba lula labo imadlana encane, njengoba ibhizinisi inzuzo kakhulu angase abe nezinkinga ezithile.