Indlela athenge amathikithi esitimela ngemali. Amacebiso awusizo for labo bophezela ukuhlehlisa uhambo

Ekuphileni, pretty okuningi ukuzixazulula icala. Ngezinye izikhathi ngokucacile zikleliswe izinhlelo ngenxa izimo ezingalindelekile ezivukayo nciphisa ngemuva kwesikhashana. Yiqiniso, into edabukisayo give up imigomo. Kodwa kwesinye, ngisho esimweni esingajabulisi kakhulu, kumelwe bakwazi ukuzuza ngaso sonke isikhathi. Ngokwesibonelo, uya eholidini: Yenza isicelo iphepha, wabutha izinto wathenga amathikithi. Kodwa kungazelelwe, isimo izimo yokuthi une ukushintsha izinhlelo zakho. Shiya angadluliselwa, izinto ayiyi ndawo. Futhi yini okufanele uyenze ne amathikithi? Imali kwamafutha na? Lutho neze. Lesi simo zingaxazululeka nokulahlekelwa sakugcina.

intengo ithikithi

Ngaphambi kokuzama ukuba alulame izindleko ezivelayo, futhi uzama ukuthola indlela ukuthatha athenge amathikithi esitimela ngemali, kubalulekile ukucabanga ngokucacile ukuthi siqukethe Kubiza ithikithi uthenge. Yonke idatha ngokuvamile equkethwe kwifomu uqobo. Zifaka:

• ithikithi intengo eziyisisekelo, ekhokhwa ngqo ngazo zombili ithuba lokuya ku umzila ethize okumele ilandelwe;
• izindleko ezengeziwe (ukukhokha ngamunye esihlalweni agodliwe), okuvumela ukuba ubambe olele ezithile ukuthutha;
• Imali, ekhokhwa amasevisi ezihlobene Umklamo ithikithi lakho ibhokisi ehhovisi;
• Imali umshwalense, ngokuvamile ukhokheselwe yomshuwalense impilo yezakhamuzi yizingozi endleleni;
• value added tax noma ye-VAT, okuyinto umthetho intela kumele ikhokhwe lapho wenza noma yisiphi kuthengiselana yokuthengisa.

Umgibeli ubophekile ukuba wazi ukuthi ayikho izintela eziphoqelelwe kanye nezimali ngeke ibuyiselwe. Ukuze ukwazi ukubuyisela izindleko eziyisisekelo futhi mhlawumbe ezengeziwe ithikithi. Ukuze uqonde ukuthi ukuthatha athenge amathikithi esitimela ngemali, udinga ukukhumbula ukuthi isici esiyinhloko kule ndaba isikhathi. Ukushesha unquma ukuhlehlisa uhambo, imali echithwa uzokwazi ukubuyela. Kukhona isiqondiso eziklanyelwe, yilokho okubizwa ngokuthi "Imithetho ukuhlinzekwa kwemisebenzi zokuhamba abagibeli ngesitimela ezokuthutha» № 111. Ube eseqinisekisa 02.05.2005 ngonyaka futhi isebenza okwamanje. Yena ichaza ngokucacile ukuthi ungawukhipha kanjani ukuthatha athenge amathikithi esitimela ngemali, futhi kulokho lemali ungamukela isinxephezelo semali. Lezi zingancishiswa itafula elincane:

Manje kufanele ekugcineni bafunde inqubo kanjani ukuthatha athenge amathikithi esitimela ngemali. Okokuqala udinga ukuba ngilidlulisele cashier lapho uthenge khona lo mbhalo travel. Kufanele:

• yena ithikithi;
• passport noma yimuphi omunye umbhalo ngokuvumela ukukukhomba;
• uma ithikithi Isaphulelo, imibhalo edingekayo, esekelwe okuyinto ilungelo sivunywa;
• uma ufisa ukubuyela ithikithi lesinye isizwe, ophethe ithikithi uzodinga ipasipoti amandla ommeli, eyabhalwa isandla sakhe ngabo, ukwenza lolu hlobo kuthengiselana.

A uhambo okuhleliwe

Uma unquma ukuya endaweni ethile esikhathini esizayo esiseduze futhi njengoba imoto oyikhethile yaleli ujantshi, abakhaliphile ozoyenza amathikithi. Ukuze wenze lokhu, kudingeka sazi ukuthi singaphila kanjani ukubhuka amathikithi esitimela ukuvakashela endaweni ethile. Ukuze afeze ukuhlinzwa okunjalo, okokuqala udinga ukwazi ukuthi yini oda - lena isiqinisekiso owandulelayo ukuthengwa ithikithi endaweni efanele kukhethwa kwesokudla isikhathi sokuhamba futhi isihlalo. Oda amathikithi ngezindlela ezimbili:

• ngocingo, ebhekisela ngokuqondile kuye inkonzo esiteshini yokubhuka;
• nge-Internet.

Ocingweni, you thasisela opharetha lonke ulwazi olufanele, futhi ucacise isikhathi lapho ungakwazi ukukhokha futhi uthole ithikithi. Khona-ke kuyodingeka ukuza esiteshini bese uqedela ukuthenga. Kule ndaba, ukuthengwa amathikithi inthanethi kunezinzuzo eziningana. Une kuphela:

• iya kusayithi, esihlinzeka oda amathikithi ujantshi, nganoma isiphi isikhathi (amahora angu-24);
• ukukhetha indlela efanele, inombolo isitimela nendawo;
• indlela yokukhokha.

Amathikithi kungaba ikhokhwe ngesikhathi esisodwa noma kuphela ngemuva kokuthola kubo. Inkokhelo kwenziwa nge-credit card, ama-e-imali noma imali. kungenziwa Ngesicelo amathikithi ikhasimende uthenge wacosha ehhovisi lethu noma ahlele ukulethwa yizithunywa ekhaya lakho. Courier, esikhundleni salokho, kungathatha kude imali njengoba imali uphinde uhlele inkokhelo lingasetshenziswa esigungwini ephathekayo.

Izinzuzo isevisi

Thenga amathikithi wesitimela esitimeleni, yebo, kulula ukusebenzisa amasevisi e-inthanethi. Kulokhu, izigaba eyinhloko ukuthengwa wenze, ehlezi ekhaya esihlalweni ukhululekile. Asikho isidingo emgqeni. Nokho, kokukhetha le ndlela, udinga ukwazi amanye amaqhinga kanye ubuqili kunjalo:

1. Oku-ukudayiswa kwamathikithi iqala izinsuku 45 ngaphambi isikhathi Ukuhamba isitimela. Ungavuli ngokushesha checkout. Kuyaziwa ukuthi ukudayisa yokuqala waqala phezulu zonke isikhundla disadvantageous (ohlangothini ozwakalayo eduze yangasese). Ngemva nje kancane kwalokho, izinsuku ezingu-10 ngaphambi kosuku kuqale ukuba lusebenze amathikithi asele. Ngalesi sikhathi, ungakwazi kalula ukubhuka indawo engcono kakhulu futhi ukugibela induduzo.
2. Ngisho noma i-oda nge-Internet, amathikithi kumele libhalwe ifomu ekhethekile. Ikhophi ishidi ezivamile wenza usebenzisa iphrinta ekhaya ngeke zisebenze. It kuyodingeka babhalise esiteshini sesitimela ehhovisi ibhokisi noma esigungwini ekhethekile.
3. Uma uya endleleni nengane ezingaphansi kweminyaka engu-5, noma ukuthatha isilwane othandekayo ke kusadingeka ukuya cashier ukuhlola e-ithikithi.

Zonke ezinye izinzuzo shopping inthanethi kukhona elingenakuphikwa.