Debit card Savings Bank: ukuthi kuyini nokuthi ungayisebenzisa kanjani?

Ngezinye izikhathi kuyenzeka ukuthi sisebenzisa izinto ezifana ogama value noma igama akwaziwa kithi ngaso sonke ekuphileni kwansuku zonke. Ngokwesibonelo, iningi amakhasimende abe ikhadi lemali Savings Bank ukuthi kuyini, futhi ngezinye izikhathi nakuqaphela. Ngakho-ke, kufanele kushiwo ukuthi ikhadi lemali kuyinto ikhadi plastic unxande esikhishwe ebhange futhi ehlose yokukhokhela ukuthenga ezitolo noma ukuhoxisa ukheshi i-ATM. Kunoma yikuphi ikhadi akhawunti ayo, lapho zigcinwa imali iklayenti, kodwa hhayi Ukuboleka, kodwa siqu.

Kungani ngidinga ikhadi lemali?

Debit card Savings Bank of Russia kuyinto isicelo ewusizo kakhulu osukwini nezindaba usuku amadoda.

Okokuqala nje kudinga cishe wonke umuntu ukuba lula izibalo lapho wenza zigqila. Ngokwesibonelo, usufikile esitolo, thatha zonke izimpahla ezidingekayo, futhi ehhovisi ibhokisi ayenzi izinkokhelo nge ukheshi kanye nekhadi. Ngenxa yalokho, uthola izinzuzo ezithile: akudingekile ukuba bathole inani elifunekayo, wafaka umaluju esikhwameni futhi ngokuvamile ulinde size zizobalwa cashier. Kodwa-ke kumele wathi lapha ezweni lakithi ikakhulukazi yokukhokha ngokuthatha amanethiwekhi ezinkulu zokuhweba. Kodwa ngenkathi evakashele esitolo encane, kungase kudingeke akhokhe imali, ngoba yonke indawo Awunikanga inkokhelo enjalo.

Inkokhelo kwe-inthanethi. Youth Savings Bank ikhadi lasebhange, kanye nanoma yimiphi eminye, ivumela ukukhokha ezizindeni eziningi kuwebhu. Kodwa qiniseka ukuthi ukhumbule ukuthi, enikeza imininingwane Ibalazwe wakho ungakwazi zizithobe ingozi ezithile kusuka abahlaseli abangakwazi abambe yakho imininingwane yakho eyimfihlo. Indlela ephephe kunazo zonke yilezo ukukhokha ngokusebenzisa uhlelo lokukhokha (lapho ungase futhi uthumele imali ekhadini) noma kuphuma yokukhokha Ukuvikelwa. On amakhadi debit liphinde Kulula kakhulu ukugcina imali. Ngeke kudingeke bagqoke khona njalo esikhwameni sami lapho ukuthumela uhambo olude akudingeki sikhathazeke ngalokho onabo isizumbulu.

Futhi lokhu akuyona yonke izinzuzo Savings Bank ikhadi lasebhange. Kuyini futhi kungani idingeka, manje sesiyazi ukuthi, yingakho kungcono ukugcina imali yakho? Lokhu kungenxa yokuthi ukuthi Savings Bank uyayikhathalela ukubekwa endaweni ephephile akhawunti yekhasimende. Ngokuyinhloko ngenxa yokuthi lapho sifeza noma isiphi operation kumephu udinga ukufaka imfihlo ikhodi, kanye nokulahlekelwa noma ukweba ikhadi ke kungenziwa kalula ivinjiwe. Ukuze wenze lokhu, mane nje ushayele nokwesekwa kwamakhasimende noma ezinye inombolo ethile kumephu.

Cash okwesula akhawunti yasebhange kuwumsebenzi evame kakhulu, ezivuma amakhasimende ebhange. Ngokwengxenye enkulu le zingachazwa ngezinqubo iqiniso lokuthi non-cash imali kwegazi namanje insufficiently athuthukile, ikakhulu emadolobheni ezigqagqene. Shoot kujwayele ukuthi iholo, okuyiwona Savings Bank ikhadi lemali iye ikhishwe. Kuyini uma une ukususa lonke inani ngesikhathi esisodwa bese uyigcine ekhaya, bayazi konke, kodwa ungakwenza ngokuvamile noma obungeke nhlobo uwakhe ukusebenzisa EFT, ambalwa azi. Ngaphezu kwalokho, debit card zakudala ayinikeze kungenzeka yokusekela ngezithukuthuku izimali ebhange, kodwa overdraft zingahlelwa.

Indlela yokusebenzisa ikhadi?

Sebenzisa ikhadi Savings Bank kungaba wonke ezweni nasemazweni aphesheya. Ukusetshenziswa kwezimali kungenzeka kuphela ngaphakathi lemali etholakalayo ekhadini. Ngaphezu kwalokho, kwezinye izimo, amabhange ukunikeza overdraft, angasetshenziswa uma imali yabo yaphela. Futhi, noma iziphi ikhadi ungaya ku overdraft okungagunyaziwe. Lesi simo kwenzeka uma kukhona esisetshenziswe. Nokho-ke kungenzeka nge insufficient funds ukukhokha isondlo wonyaka nokuguqulwa kwezinye izimo.

Isipho lasebhange Savings Bank

impendulo kwamakhasimende kubonisa ukuthi ukusetshenziswa amakhadi afana Kuyinto elula kakhulu. Ngaphambi kokuqala ukusebenzisa leli khadi, umnikazi walo kufanele asayine eteyipini elimhlophe ngemuva ekhadini. Njengomthetho, Savings Bank ekhishwe idatha ekhadini kuphela ohlelweni lokukhokha, "Visa", ngakho uma ukhokhela ukuthenga angase acelwe ukuba asayine isheke ngisho kuhlole ubuqiniso iphasiphothi. Lapho sithenga ku-intanethi, sebenzisa ikhodi enamadijithi amathathu-security, okuyilona elisebenzayo futhi itholakala ohlangothini emuva. Ikhadi akulona igama, ngakho uma udinga ukucacisa igama isibongo kufanele ngiyilobe zesi-Latin.

Sberbank sika Social Card

Ukuze usebenzise leli khadi kumele sikhishwe lokuhumusha wakhe kwezimpesheni. Ngemva kwalokho ingasetshenziswa njengendlela lasebhange elula, kanye wonke amasevisi asebhange. Ngaphezu kwalokho, ngokungafani nezinye amakhadi njalo ngemva kwezinyanga ezintathu ngezinye aphakathi icala ezisalayo 3.5%.

Map Savings Bank Youth

Youth Savings Bank ikhadi lasebhange, njenganoma iyiphi enye, akuyona kakhulu nzima ekusebenziseni kwabo. Nokho, kunezenzo ezithile ukuthi nhlobo ukwenza ibalazwe ukuthi imali angawi ezandleni izigebengu. Ungatsheli muntu nje inombolo yekhadi. Futhi, ningawenzi ukubika noma yimuphi amakhodi ukuthi beze imilayezo evela ebhange. Lokhu kuyadingeka ngoba lapho ulwazi ikhadi futhi nenombolo ikhodi, ungadlulisa imali besebenzisa 'Banking Hambayo ".

Payroll lasebhange Savings Bank

Ukuthi kuyini, sishilo kuwe ngenhla. Ngokungafani debit card elula, lokhu kungenzeka ukudizayina overdraft, futhi leyo mali ungaba iholo izinyanga ezimbalwa. Leli khadi ingasetshenziswa njengendlela iholo, kodwa lapho usebenza kunhlangano. Lapho umane kufanele uyiswe emuva noma ukusebenzisa ku ikhadi abavamile.

Esheshayo ikhadi Savings Bank

amakhadi Instant zenzelwe ukwenza ezimbili eziyinhloko imisebenzi: ukuhoxa futhi ukuthenga. Ukwedlulisela lamakhadi zingenziwa ngokusebenzisa ibhange, i-Internet, ngocingo noma amanye amasevisi. Izimali ezitholwe ungakwazi ukuhoxisa ukheshi noma ATM. Kukhona ikhadi osheshayo ungenza kusebenze isevisi "Avtoplatezh" ubuyise yeselula, ukukhokhelwa Umbuso izikweletu , kanye nabanye.