Bank "Taurian": izinkinga. Bank "Taurian" (Petersburg): Izibuyekezo

Bank "Taurian" ezahlukene usayizi isilinganiso amafa, zezimali ongaphakeme, ezinkulu loan yenkampani iphothifoliyo. Kusukela ekuqaleni kuka-2015 ziyancipha kakhulu Isilinganiso udumo yesikhungo. Bank "Taurian" has izinkinga. Kuzokwenzekani sikhungo?

indaba

Ngo-1993, eSt yayisekelwe Bank "Taurian" amabhizinisi yezimboni futhi commercial ayisishiyagalolunye. Ngokuhamba kwesikhathi, isakhiwo ubunikazi yandile kakhulu: umsunguli ngobukhulu ungumnikazi 15% ukwabelana, kanye ezincane - 3,73%. Inethiwekhi kuhlanganisa amahhovisi 19, amahhovisi 35 nokusebenza ku-dolobha, Petersburg, Cherepovets, Arkhangelsk Oblast, Komi Republic, kanye 470 service izisebenzi. Ekupheleni kuka-2014 Bank "Taurian" (Petersburg) liphakathi credit izikhungo engamakhulu elikhulu ezweni. Inhlangano eqoqwe ruble ngesimo imali kusukela abantu abangaba izigidi ezingu-20.

imikhiqizo

Nakuba ibhange wawuqondiswa emkhakheni wezamabhizinisi, kuyinto umugqa ezithakazelisayo imali iye lakhelwe abantu. Idiphozi "Esiphuthumayo" nge umthamo wemvula nosonhlamvukazi kungaba ovulekile isikhathi ezintathu izinyanga ezingu-12 e lwemali kazwelonke noma angaphandle. Inani ubuncane - ruble ayizigidi 10 - lokwabelwa unyaka ngamunye ukuze 12.5%.

Abafisa izame Yiqiniso kungavula idiphozi "Multi" isikhathi esingaphezu kwezinyanga eziyisithupha ngaphansi elula senzalo ka 12.7% ngo inani ruble hhayi ngaphansi kuka eziyinkulungwane 50 e okulingana.

neminye imikhiqizo Ibhange sika babe ezithakazelisayo lokungekho ngephansi. Kukhona kungenzeka okuhoxisa ekuqaleni yesivumelwano ngesithakazelo ekhokhwa ngesilinganiso esigcwele cishe yonke imali. Nokho, ngokwengxenye ukususwa inketho awuzange enikeziwe nhlobo. Idiphozithi amazinga aphezulu. Kodwa, nahlulele kusukela Izibuyekezo amakhasimende, hhayi wonke umuntu angakwazi ukubeka ku idiphozi ngesikhathi esisodwa ayizinkulungwane 10 ruble.

can "Mobile Banking" kwaba lokusebenza ispolzvoat ukufinyelela ngokushesha ku-akhawunti. Afakwe isevisi SMS-ulwazi, okuyinto ixhunywe ngisho mobile ifoni okuvamile. Ngalo unga:

• ukufuna ibhalansi;
• ukwakha mini-isitatimende;
• ukuvimba ikhadi;
• ashona ifoni;
• ukukhokhela izinsiza;
• ukuthola imininingwane;
• ukudala izifanekiso lokukhokha ngamunye.

Eyokuqala yokungakhokhi

sanitize "Tauride" Ngo-January 2015 Electric Igridi Inkampani "Lenenergo", wabuza Central Bank. Inkampani sesikweletu ubambe ebangela ruble yizigidi eziyizinkulungwane 10. Lokhu kuhambelana 20% izikweletu JSC "Bank Tauride". Izinkinga zaqala ngo-2014, lapho amakhasimende ayikwazanga imali kwabasebenzi amakhadi. Khona-ke ibhange wachaza ukuthi ukuhluleka lobuchwepheshe. Kodwa "Lenenergo" Besaba ukuthi isizathu kwaba zezimali ongaphakeme lesikhungo.

Ngesikhathi esifanayo, S & P behliselwe phansi sohlelo inhlangano ezingeni aphansi - CCC. Ngokusho inkonzo kohlaziyo, ibhange "Taurian" (Petersburg) babenegunya elikhulu nobunzima: ebuka kakhulu ukubolekisa ezinkulu, osonhlamvukazi ongaphakeme, outflow imali. Njengoba yabe seyaziwa kamuva, Central Bank ngaphambi Year New ziqondiswe udaba kokuvuselelwa le isikhungo sezezimali.

"Lenenergo" - ayemkweleta main

share yenkampani kungokwalabo neziphathimandla zendawo. UMbusi Petersburg uthumele isicelo ku-Central Bank ukugcina ilayisensi futhi sanitize Bank "Taurian". Izinkinga enhlanganweni kuyinto, kodwa ababili zingaxazululwa ngaphandle idilize. Isilawuli ilungele ukwaba ruble ayizigidi eziyizinkulungwane ezingu-20, kodwa ikhumbula isinxephezelo "Lenenergo" kumelwe kube ezengeziwe ruble ayizigidi eziyizinkulungwane ezingu-17. (15 billion wokukhokha imali yesibambiso futhi 2 omunye bhiliyoni agcinwa ku -akhawunti yamanje).

Bank "Taurian": izinkinga

Ngo-February 1, 2015 inhlangano kwakukhona ruble 48.5 billion. ngesimo amafa. U-90% iphothifoliyo isakazwa phakathi IC "Tauride" batshale oludakayo. Zombili lezi zinhlangano musa angabuyisela izikweletu ehlobo lika-2014. Ngo-February, inkampani utshalomali nokuqeda. Ngakho ukuthi isimo izimpahla yasebhange ayiyinhle.

yokutakula

Umlawuli bathole contender emihlanu ngoba indima sanatoriums, phakathi kwazo kwakukhona "Ezezimali Amazwe Omhlaba Club". Inhlangano kwaba njalo nesithakazelo ethubeni ukusebenza amafa esicindezelekile kwezikhungo ukuthi kukhona zidinga ukuvuselelwa. Ndawonye nale nhlangano enze isicelo "Baltinvestbank". Kwakuhlelwe ukuthi IFC sizodingida izinkinga lesikhungo ngesikweletu, neyesibili sibhedlela - "Lenenergo".

Bank "Taurian", izinkinga ezaqala ngo-2015, abe nesithakazelo "inhlokodolobha Russian" futhi IIB. Zombili lezi zinhlangano ziye isetshenziswa iqhaza inqubo yokutakula imali izikhungo. Nokho, ngo-March le IFC sikhethwe njengoba esibhedlela. Ngaphansi kohlelo, umtshali wemali uyobe usungula eliphelele lokulawula ebhange, futhi ekupheleni inqubo e 2022 inamathela ku-IFC. Ukubuyisela impahla ibe yimali ye-Ejensi for Idiphozithi Umshwalense ilungele ukwaba loan ruble 28 bhiliyoni iminyaka 10.

Imiphumela yokuqala

Bank "Taurian" izinkinga namanye amakhasimende ezinkulu abanesithakazelo ekuthuthukiseni isikhungo credit, bakwazi axazulule yena. Ngenxa yalokho izingxoxo, kwanqunywa ukuba uthumele isibopho "IDGC North-West" futhi "Lenenergo" ngokuba zifakwe subordinated. Enye ruble 6 billion, "Tauride" wabuya Electric Company. Ngaphezu kwalokhu, sibhedlela ziqondiswe amakhasimende umcele ukuba sithathe iminikelo zamanje.

Ingakapheli inyanga ngemva ukuqashwa kukaNksz IFC isivuliwe Bank "Taurian". Imali okuyiwona isikhathi sesivele ukuza Apreli 2015, babe pererazmescheny, iningi amakhasimende uthanda eyolanda imali. Kuze kube yimanje, ithuthukiswe emgqeni uhlu electronic. Ngokusekelwe umbiko kwamakhasimende, abanye abatshalizimali wasuka ecaleni lakhe.

uphenyo

Ngo-June 2015 ngo-ofisini "Lenenergo" futhi "Tauride" wenziwa ukuseshwa. Umqondisi uMbumbi Electric Company, uboshiwe esolwa kabi kwamandla. Kuvulwe icala lobugebengu ngaphansi Art. 201 CC. Iqembu op ehhovisi ukuhlola imibhalo ehlobene "Tauride". Ibhange futhi uphenyo ukuqinisekisa omunye amaklayenti.

isiphetho

Enye sikhungo safika ngaphansi inqubo yokutakula. Lokhu Bank "Taurian". Izinkinga enhlanganweni yezimali waqala ngasekupheleni kuka-2014, lapho amakhasimende ayikwazanga imali kwabasebenzi amakhadi. Khona-ke nalabo abamele "Lenenergo", isetshenziswa Central Bank nesihlongozo sanitize ebhodweni. IFC waziphatha inqubo lapho DIA uye walungiselela loan ruble 28 bhiliyoni iminyaka engu-20.