Ukubolekwa kwemali amabhizinisi amancane (Yini Guarantors yasebhange oyifunayo)

Ngokuphathelene yokuthi amabhange abaningi manje uzama ukuletha ukumaketha siqu ukubolekisa ibhizinisi elincane zabo, udaba sibi kakhulu, futhi yini empeleni bebhange ufuna ibhizinisi amnike lesikweletu. Ukuhlolwa udaba ezincane izingozi ibhizinisi abolekise kaningi zizalwa zingazange wasebenza, kodwa lokhu akumangalisi. Kunzima ukuhlola izimali ibhizinisi uma iningi ibhizinisi uqale-ups kubonise akhawunti yaso ukusebenza ubuncane, futhi ngezinye izikhathi ngisho ukulahlekelwa zero yokubika.

Kulesi simo igunya is ukuvikela ibhizinisi loan ukuthi ibheyili futhi nokuba yisibambiso, kodwa okusekelwe yokuthi nenani elincane kuphela elihlanganyela kakhulu organizitsii ezintsha kanye osomabhizinisi ingcebo noma izimoto engasetshenziswa njengoba eseduze oyinhloko ukubuyiswa kwemali imali babe guarantors.

Amabhange ukuqonda nezifiso osomabhizinisi kanye manje baqala ukuvela ukubolekisa okungaphephile amabhizinisi amancane. Iqiniso liwukuthi esiphezulu loan lemali zalezi zinhlelo ingenkulu futhi zokhahlamba kusuka abayizigidi ezingu-1 kuya ku-3 ruble.

On guarantors isimo Kuthi ezahlukene. Ezinye amabhange ngokwanele njengoba yisiboniso ucacise omunye kwezihlobo eziseduze, kuyilapho abanye kunalokho kukhona isimo isihlobo akukwazi guarantor. Kanti abanye abazi bathathe njengoba guarantors abasebenzi umnikazi webhizinisi.

Ngokuqondene izihlobo yomnikazi futhi abasebenzi ukukhathazeka ecacile amabhange, ngoba kokubili zingenziwa ukwenza njenge guarantors, kodwa awekho izidingo jikelele guarantors abangathanda usebenzise zonke amabhange ayikakalweseki khona.

Nokho, lesi sikhundla lamabhange, kodwa ungathanda ukwazi abangamazi amabhizinisi amancane anganika njengendlela co-Osayinile ukukhokhela isikweletu sakho? Uma isibambiso uba isihlobo lokhu lula izindaba, kodwa uma izidingo ezinjalo ukuthi isihlobo ayinakuba yisiboniso. Bazigcina abangane, nengangibajwayele, kodwa kunzima kakhulu ukukholisa elizobhekana loan ngisho umuntu ojwayelene naye.

Can amabhange izimfuneko guarantors eqolo, futhi osomabhizinisi ngeke likwazi ukunikeza guarantors efanelekayo.

I bakumema ukuba bahlanganyele ucwaningo emfushane, okuyinto ethatha ambalwa nje imizuzwana isikhathi sakho, kodwa kuzosiza ekutheni sibone ukuthi yisiboniso uyakwazi ukunikeza ibhizinisi elincane ukuthola loan.

Iya inhlolovo ngalesi isixhumanisi. Silindele wena.