Ukubambisana: "Mastercard" - Sberbank

Cooperation of Sberbank eRussia nge American ngamazwe yokukhokhelana (MPS) "MasterCard", eyasungulwa ngo-1966 (izinze eNew York kanye ukumelwa unomphela eMoscow), kwenteka ngekutsi bafundzi ukudayiswa amalayisense ibhange, kanye isitoreji idiphozi kohlelo yasebhange . Semephu eyisisekelo nokuxhumana ezifuywayo abadlali ngobukhulu emakethe yezimali ukuba "inkokhelo lesishaya inthanethi" ikhadi "MasterCard Standard" we Savings Bank.

Ngasohlangothini lwalo Sberbank ozuza ilungelo lokubuyiswa amakhadi, brand enkampani: "Maestro", "i-MasterCard," "MasterCard Electronic", "Cirrus". Lwemali lwe izinkokhelo zamazwe ngamazwe - US dollar kanye Euro. Izikhungo amakhadi avela eMnyango Railways, "Mastercard" Sberbank Siyaqiniseka kunoma yiliphi izwe emhlabeni. Yiqiniso, ekahle kakhulu amakhasimende ngoba Ubakhulula kusukela ngokuphazamisa sobala wesitoreji nezokuhamba yemali.

Amakhadi asebhange wathi uhlelo ukuvumela ukusebenza empilweni yangempela (ATM, pos ezikhumulweni, njll) Futhi virtual (kuthengiselana Inthanethi).

Ukuze uthole ikhadi "MasterCard" (Savings Bank), umuntu nganoma isiphi legatsha le amabhange ngokwabo nge ubufakazi ungubani.

Chaza kafushane ikhadi ejwayelekile zalesi simiso ukuze Savings Bank.

Iqembu lokuqala: electronic, eshibhe "Maestro" amakhadi wonke umuntu onikela "MasterCard". Sberbank abaqhuba ukusetshenziswa kwabo yamaphrojekthi iholo. Map Sberbank- "Maestro", "social" isetshenziselwa ukukhipha izakhamuzi kwezimpesheni kanye nezinzuzo zezenhlalo. Phesheya, angasetshenziswa ukususa imali ATM.

Esesibili - "MasterCard Electronic" - yenzelwe kuphela inkonzo electronic, ngokudlula izingozi khona inkonzo ekuzuzeni.

"MasterCard IMisa" (ejwayelekile) - base imephu "zakudala" isigaba, has ukusebenza okugcwele kokubili ngaphakathi ezweni nasemazweni aphesheya. By endleleni, it has ikhono elikhulu yokususa esiphezulu imali ngaphandle "Visa" we ekilasini efanayo (ie okuthiwa Bin Umkhawulo).

Sberbank has "MasterCard Igolide". Ngaphezu ukusebenza okugcwele, leli khadi kuhlanganisa amathuba ukuthola izaphulelo ehhotela kanye isevisi yezitolo, ngokuvakashela imicimbi yamasiko. Ngenxa yalezi amakhadi ethandwa uhlelo umshuwalense wezempilo ngokwesiko khona lapho phesheya.

Kufanele wazi futhi eziningi premium amakhadi onelayisense ngu- "MasterCard" uhlelo lokukhokha, hhayi esikhishwe Sberbank (hhayi oluqanjwe). Lokhu "MasterCard Platinum", ukusikisela anda umkhawulo wesikweletu, yasebhange yangasese amasevisi, inkonzo concierge. Izinga eliphezulu kakhulu premium - "Signe Mastercard" - ikhadi, uzitshela ukwesekwa iwashi futhi umphathi siqu.

Ekhuluma ukubambisana amabhange kanye izinhlelo lokukhokha, kumelwe sivume ukuthi asiwazi njalo ukubhekana ngokuvumelana izithakazelo. Kukhona izibonelo engqondweni, lapho American "Mastercard" futhi "Visa", osebenza njengenduna abe okunguye yedwa, ngokungadingekile anda izindleko amalayisensi kanye nosayizi imali for the amabhange - amalungu yokukhokhelana. Kulezi zimo, kukhona umkhuba Antimonopoly iKomidi izingxabano phakathi uthi (US, e-Austria, Poland, Israyeli) kanye IPU. Switzerland ne-United Kingdom ngo emakethe yayo yasekhaya njalo ukuqapha imisebenzi ye IPU. Nakuba ngakolunye uhlangothi, "Mastercard" futhi "Visa" wokuthuthukisa platform yayo zobuchwepheshe, ngokuqinisekile ethembisa nezindlela ezihlukahlukene zokusisebenzisa ukuchaza eziningi "ikhadi" imikhiqizo yasebhange.