Inhlokodolobha nokubeletha ukuze ingane yesithathu. Inkokhelo ngesikhathi sokuzalwa sengane wesithathu

Kuze kube manje, abazali abaningi ngizibuza indlela, kubani futhi ngaphansi kwaziphi izimo, uma inhlokodolobha womama ngomntwana lwesithathu. Kulesi sihloko uzofunda lonke ulwazi oludingekayo.

Nombono wokuthi "inhlokodolobha komama"?

Namuhla, imikhaya unquma ukuba ingane yesithathu. Nokho, labo abazali abafuna ke, angeke ancike wona kodwa futhi nokusindisa ku aid isimo. inhlokodolobha nokubeletha ukuze ingane yesithathu - kuyinto eyodwa impahla aid umndeni in inani ruble 428.409. Lindela ukuyithola, unga, uma usizo ngaphambilini enjalo awuzange wathola (ngomntwana yesibili).

Isici esivelele sesimiso lolo sizo ukuthi ukusetshenziswa kwalo amathuba ukuyaphi. Nakuba uma kufanele ubuyisele loan ngokuthenga izindlu, ungafaka isicelo lezi zimali ngaphambi kokuba umntwana ifinyelele eminyakeni engu-3. Ubuqiniso capital futhi kungagcini. Okungukuthi, ingasetshenziswa kuze kufinyelele 31 Disemba 2016.

Imininingwana izinkokhelo

Uma ufuna ukuthola dolobha womama ngomntwana lwesithathu, kufanele ukuqoqa adingekayo amaphepha iphakethe. Clearance eyenziwe yesikhwama sempesheni. Ungafaka isicelo yokuhlala noma lapho uhlale empeleni. Ngakho, uzodinga:

1. Isicelo sokuthola isitifiketi.
2. Svidetelstvoa lokuzalwa futhi bonke abantwana bakwa-umfakisicelo. Uma ingane yokutholwa, kuzothatha isinqumo senkantolo eqinisekisa leli qiniso.
3. Ipasipoti nekhophi wesicelo wanyathela ubufakazi izakhamuzi WaseRussia.
4. SNILS (isitifiketi yomshuwalense impesheni) we yokukhokha nezingane.
5. Uma abazali nengane bamazwe angaphandle ke kumelwe babe idokhumenti eqinisekisa ubuzwe ingane.
6. Isitifiketi somshado noma ukwesulwa yayo.

Semthethweni womama dolobha ngomntwana yesithathu inyanga engu-1 kusukela ngosuku kulethwa imibhalo yohlu. Kufanele ukuthi izimali kuzotholakala ngokushesha, kodwa kuphela sifikile ingane iminyaka engu-3 ubudala. Nokho, ngo-2014 umthetho ingane yesithathu usebhekene izinguquko ezithile. Ngokwesibonelo, kwaba nokwenzeka ukuthola ethile kubhekwe lo buyiselo imalimboleko bathathwa ukwakhiwa noma ukuthengwa ikhaya.

Iziphi izinzuzo anelungelo abazali nezingane eziningi?

Imindeni abaye anquma ukuba ingane yesithathu, anelungelo usizo oluthile lukahulumeni. Ngaphezu izinkokhelo anelungelo izinzuzo ezithile:

• ilungiselelo Zokuphila Konke komhlaba.
• 50% isaphulelo on Umbuso izikweletu. Uma ungekho, kungenzeka ukuthi afake isicelo sokubuyiselwa imali.
• Kungenzeka ukuthola isitifiketi kwezindlu nge 90% isaphulelo yazo zonke lezi zindleko. Kulokhu, kufanele izimo ezithile wahlangana. Ngokwesibonelo, ngaleso sikhathi le dokhumenti okungenani oyedwa kubazali ubophekile ukuba ahlale endaweni Russian Federation esingekho ngaphansi kweminyaka 12. Ngaphezu kwalokho, ubude wenkonzo umama nobaba Uneminyaka ecishe ibe u-10.
• ilungiselelo Mahhala imithi kadokotela izingane waze waba mdala.
• 50% isaphulelo on nokukhokhwa imfundo ephakeme.
• Ukuqinisekisa izingane khulula izaphulelo engcono, ukudla okushisayo ezikoleni, izincwadi, amathikithi for iminyuziyamu yeshashalazi nakwezinye izindawo.
• Futhi, izinzuzo for ukuzalwa kwengane yesithathu ahlinzeke scholarship ezikoleni zamabanga aphakeme, kanye kungenzeka ukuthola mortgage iminyaka engu-30 ngaphandle inkokhelo phansi.

Ubani ongafaka banikwe dolobha womama?

umthetho Russian ivumela usizo isibonelelo bantu:

• Umama, ubaba noma umzali kamfundisi umntwana, futhi umemukeli kumelwe abe kazwelonke we Russian Federation.
• Toddler nabanakekeli abangekho Izikhonzi Russian Federation. Nokho, kuvunyelwe kuphela uma umama engalali ilungelo lokuthola dolobha kusukela bokuhlukaniswa amalungelo wakhe nengane noma enze noma yimuphi izenzo ekhubazekile kwebantfwana. Ngaphezu kwalokho, unelungelo lokuthola izimali enikeziwe ababheki noma usingayise uma kwenzeka ukufa kukamama.
• ingane ezincane, uma abazali baye bancishwa ilungelo lokuthola dolobha.

Izici ukusetshenziswa inhlokodolobha

Kwezinye izimo, inkokhelo ngomntwana lwesithathu ayikwazi ikhishwe. Ngokwesibonelo, uma ingane yafa ngesikhathi noma ngokushesha nje ngemva kokuzalwa. Futhi, inhlokodolobha umzali Unelungelo lokuthola labo abanezingane ezintathu abazalwa ngaphambi 2007.

Mayelana nokusebenzisa imali abayithole, ungakwenza ngenhloso:

• ukuthengwa noma ukwakhiwa kwezindlu;
• izingane zithole imfundo;
• nokwanda kokungabi unina impesheni uxhaso.

Awukwazi ukusebenzisa imali ukuba kulungiswe efulethini, ukuthengwa izinto ukwakhiwa kanye ekhaya Imishini, ukuthengwa imoto (nakuba lezi zinkinga acatshangelwa ngu neziphathimandla zokulawula). Ngaphandle kwalokho, ayivunyelwe ukuchitha inhlokodolobha ukuze ayokwelashwa, travel amaphakheji, khokhela off noma yiziphi izikweletu. Njengoba kufanele kuphawulwe ukuthi enanini elihlongozwe isitifiketi, akukaze ekhishwe ukheshi ngokugcwele.

Mangisho ukuthi zisebenzisa inhlokodolobha umzali Unelungelo abazali kanye kuphela. Okungukuthi, uma ngabe uke wakhipha isitifiketi ngemva kokuzalwa kwengane yesibili, kulapho uthola.

Imininingwane ebalulekile

Inkokhelo ngesikhathi sokuzalwa sengane lwesithathu kuyakushiswa uyoyekwa ekukhokheni intela. Sebenzisa ukuqhutshwa ezidingekayo ngokuphathelene izithakazelo jikelele umndeni. Ukuze imali ungakwazi ukufundisa bonke izingane zabo. Ngesikhathi esifanayo kufanele kube abaneminyaka engaphansi 25.

Uma abazali baye balahlekelwa ilungelo lokuthola isitifiketi, it is sidluliselwe ingane eneminyaka engaphansi kwengu-18 ubudala. Kufanele kuqashelwe ukuthi idokhumenti elahlekile kungenziwa ngokushesha abuyiselwe. Ukuze wenze lokhu, yesikhwama sempesheni ukufaka isicelo.

Ukuze uthole izindlela elicacisiwe isitifiketi, kumele qiniseka ukuletha passport yakho, ubuwena nokuhlala khona. Kwezinye izifunda Russian Federation uhlu Izinjongo, avunyelwe bachithe imali, ukunwetshwa. Ngokwesibonelo, abazali ngemali imoto, bachithe ku ukwelashwa okubizayo noma nokuvulwa impilo womntwana. Esikhathini esizayo esiseduze, uhulumeni waseRussia sifuna ukushintsha umthetho ku udaba dolobha eziningana.