Indlela ukukhokhela ingane ekungeyona eyakhe? Izibonelelo, nezinzuzo, amaholo abazali abakuthola

Indlela ukukhokhela ingane ekungeyona eyakhe eRussia? Amahlebezi ngalokhu uhambo kakhulu. Njalo ukushicilela ama-athikili e amaphephandaba, omagazini nezincwadi virtual enikelwe amashumi futhi amakhulu ezinkulungwane ruble, okusolakala ukuthi wamukela u abalondolozi. Ezinye izintatheli bathi ngokuqiniseka ukuthi abantu bathathe izingane ekhaya ingane kuphela ngenxa yemali. Inani ukuthi udumo nabazali abakuthola, ongaxazulula izinkinga zezimali - izikweletu, mortgage, umshini omusha ... Nokho, kukhona nalabo abakungabazayo kuyiqiniso, kungenzeka ukholelwa zonke lezi zindaba.

Imali: engenayo nephumayo

Can eside ezama ukubala imali ku-wallet yomunye, kodwa lokho ngabantu bangaphandle kuphela ibingakazeki kanjani le mali ehlangana ekuphileni kwansuku zonke. Ngokwesibonelo, lapho bethatha umnakekeli ekhubazekile uthola kusuka isimo isigamu sesigidi sama-ruble, kodwa lokho kuphela imali kuyodingeka ukuthenga yonke imishini ezidingekayo ukuqedela ekuphileni komntwana. Bese ugcine ngeke isebenze - Social Service eduze uqaphe kuhambisana nemibandela wavumelana isimo. Iziphathimandla azizange ukunikeza ingane evela emzini wesikhulu ingane, kodwa futhi ukulawula ukuphila kwakhe kwaba ezingeni eliphezulu.

Kungakhathaliseki ukubala imali ku-wallet yomunye? Ezinye Takhamuti telive letfu asebethathe endlini yakhe izintandane eziningana, kuhlanganise nalezo ezikhubazekile, njalo bebhekene nabezindaba nesithakazelo. Izintatheli ngenkuthalo cabanga imali kulezi imikhaya, kodwa lokho akuvamile kuphela ngesikhathi esifanayo ukuhlola imali yangempela. Kodwa abazali ezintsha hhayi kuphela ukunikeza izindlu izintandane, ubuhlengikazi nokunakekela, kahle, ukunikeza uthando, umuzwa umndeni, okuyinto emangalisayo kubalulekile ikusasa komphakathi.

Allowance ngomntwana ekungeyona eyakhe: okusebenza ngayo

Eqinisweni, imali inikezwe ngumbuso - akusiyo impahla trustee. Allowance izintandane is owned by kuye. Yiqiniso, zikhona ukulinganiselwa ezihlobene nobudala, ngakho izimali zidluliselwa igama umqaphi sika. Kodwa lokhu kwenzeka kuphela isimo ukuthi izimali uzobe esichithwa intandane kakhulu yamukelwa umndeni omusha.

Nokho, lapho wenza umndeni ekungeyona eyakhe bangathola imali ngawo akudingekile ukuthi ubhale imibiko. Nokho, akulula ukwenza, ngakho abazali abaningi abakuthola ukungatholi ukuthatha uqobo ikhanda futhi umane ukukhulisa izintandane, bezibheka njengabanakekeli. Ngokwezinga elithile, bona ingafaniswa amakhaya ukulawula zezingane. Futhi malini ukukhokhela ingane ekungeyona eyakhe endaweni yezintandane? I inzuzo kwaleso sikhungo - laya ezigidini ezingu-45. Nokho, imali, kanye esimweni abanakekeli, kukhona izigceme kuphela, futhi kufanele ubike. Phela, igama mayelana nokubika - inokuthile ngaphakathi. Umlondolozi kuzomele ugcine zonke namarisidi uzithatha njalo ukuze wezenhlalakahle.

Yini inkinga?

Nakuba abezindaba cabanga yimalini ungathola nabanakekeli ngokwabo, laba bantu bathi ukukhulisa ingane kusukela yokukhosela - akuwona neze umsebenzi olula. Akumele kuphela ukunikeza izindlu izintandane, kodwa futhi ukuba abenzele izimo ukuphila kahle. Futhi akukho lutho, uma kungeyilokho ukuthi izingane zihlukile. Lokhu akusona isimanga, ngoba ngubani ngokuvamile ahlale ezindaweni zokukhosela abazali entsha? Labo nawe labo okungenzeka ukuthi nobunzima. Ngokwesibonelo, kuba izingane abanale retardation engqondo noma ezinye izici empilweni ngokomzimba nangokwengqondo, ezithembisa izinkinga esikhathini esizayo esiseduze. Ababheki, ukuthatha lezi izingane isilungele nezinkinga zokuphila kwansuku zonke.

Okuyinto ethatha nesabelo nyangazonke wokugcinwa unezingane zokutholwa? Ngaphezu imithi kanye nokudla, okokwembatha kanye Tinsita kufanele uchithe impela eningi imali endlini zisesimweni esihle silondoloze. Izingane eziningi nge ukulibaziseka kwamabanga abaguliswa anda ubudlova, futhi lokhu kusho ukuthi bayoba njalo into zonke ukugqashula kuyo. Ezinye izinto ungathola isipho, okuthile kuyodingeka ukuthenga bebodwa. ithebula Broken - kudingeka entsha. A iKhabhinethi eziphukile - ukuthenga. Zokugwema izinto ezibizayo (isibonelo, i-computer, i-TV, umshini wokuwasha) angenza ngempela imbobo enkulu ibhajethi umndeni. Ngakho-ke empeleni izinzuzo abazali abakuthola kungukuthi wazizwa ngcono isimo sezimali. Endabeni engcono, ikwazi ukuhlala ezingeni lapho umndeni wahlala phambi obhekwe ingane kusuka kulelo khaya lezintandane.

Foster izingane: lokhu kubalulekile

Kumele wathi: naphezu uhlelo isimo ukusekelwa ngokwezimali, ngilangazelela ukufika ingane ekungeyona eyakhe mncane impela. Labo abanquma thatha umntwana kusukela lezintandane, ziyazi ukuthi isibonelelo kuya ingane ekungeyona eyakhe ngeke yokuhlangabezana nazo zonke izindleko wokugcinwa ilungu elisha lomkhaya. Ababheki, abazalwa kujwayele ukuthatha umuntu ofuna ukusiza umuntu, futhi lokhu - isisusa esinamandla kunazo zonke.

Kungakanani isimo okhokhela yokwamukela umntwana okhubazekile inyanga? Inani - kusukela ama-ruble ayizigidi ezingama-25 noma ngaphansi. Uma nabanakekeli awasebenzi ke ngaphezu kwalokho akhokhe imali ethe xaxa kancane. Nokho, inani eqondile izinkokhelo kunqunywa ukugula kwengane hhayi kuphela, kodwa futhi idolobha lapho abazali abakuthola lihlale kuyo. Ngokwesibonelo, Muscovites bangathembela esiningi. Ngakolunye uhlangothi, amanani e-dolobha iphakeme kakhulu kunanoma kweminye imizi. State Ukudluliselwa nyangazonke ekhelini somzali oyithathe wayenza eyakhe ethile, okungase kubhekwe njengendaba efana umvuzo, ngoba benakekela umuntu okhubazekile kusukela yokukhosela - kuwumsebenzi.

Lapho imali iya?

Kunengqondo ukuphetha ngokuthi ebanjwayo for ingane ekungeyona eyakhe, inkokhelo eyisamba, izibonelelo nyangazonke kanye nezinzuzo isiyonke ukunikeza yangempela entabeni segolide. Kodwa lokho okuphuma emsebenzini? Kungakhathaliseki ukuthi kuningi kangakanani abezindaba noma wanamathela abazali abakuthola, ethi bahambisana ukuthatha izingane nje imali, ukuphela kwengcebo yabo akuyona ezahlukene. Futhi ukwelashwa into.

Ezinye izingane ngabantu abangebona abazali bazo bangabheka phambili nokuvuselelwa khulula. Kodwa nakhu izidakamizwa kuyodingeka ukuthenga ekhukhwini. Ziningi kakhulu uhlu encane izidakamizwa olunikezwa khulula uhulumeni ngaphandle kwenkokhiso, kodwa wayesesendaweni lincane kakhulu. Ukuchitha ku izidakamizwa mikhulu. eyodwa kuphela iphakethe sokulungiselela ngempumelelo, eyenzelwe izinsuku 10-20 yokwelashwa kungadla ruble ayizigidi 2-3. Futhi imithi enjalo kudingeka hhayi omunye, hhayi ezimbili, nokuningi. Ngakho-ke kuvela ukuthi isibonelelo kuya ingane ekungeyona eyakhe ichithwa imithi ngisho ngezinye izikhathi anisuthi.

Futhi mayelana imali: kangakanani sithola?

Ngakho, singakanani ukukhokhela ingane ekungeyona eyakhe manje? Izinkokhelo zihlukaniswe ngezigaba eziningana. Kukhona sikahulumeni. Bafaka isabelomali isimo. Kulo nyaka lihlelwe inani ruble 14 703.93. Ukuze uthole le mali, kubalulekile ukulungiselela iphakheji kwemibhalo. Phakathi kwabo kufanele kube iphepha eqinisekisa nokuthi noma iziphi izingane bancishwa abazali, noma abakwazi ukuthola kwabo, kanye nesicelo sakhe igcwaliswe futhi ikhophi yesivumelwano ku ukudluliselwa izingane afunda ekungeyona eyakhe ekhaya. Zonke lezi imibhalo ithunyelwa trustee iziphathimandla obangela ukunakekela ingane. Kumelwe ukusebenzise emagunyeni isimo emphakathini. Ngayinye entsha ezamukelwa njengemiBhalo ingane nomndeni iphakheji kwemibhalo okulungiselelwe kabusha.

Ngaphezu kwalokho, imali ethile kungalindeleka kusukela isabelomali lesifunda. Indlela ukukhokhela ingane ekungeyona eyakhe kulomthombo? Amanani akuzona umxhwele. Ukwemukelwa lokuqala ungathola ruble 4556 yesibili kancane ngaphezulu - 6074, ngayinye omndeni isabelomali yesifunda ngeke ukwaba ruble 7593. Ukuze uthole le mali, kubalulekile ukuthi ancintisane umshini bureaucratic. Sidinga ukubhekana igunya elifanayo umphakathi obhekene sivikelwe, esitokisini. Abazali abakuthola ukubhala isicelo imali, ekwakheni ikhophi yesivumelwano mayelana nokwamukelwa ingane emndenini.

Ingabe ikhona enye into?

Kusukela isabelomali zesifunda, ungathola ayizinkulungwane eziyikhulu. Isamba ikhokhelwa kanye kuphela, ngesikhathi lapho umndeni usebenzisa umuntu okhubazekile. Ukuze uthole le mali, udinga ukubhala isitatimende wemfanelo ekungeyona eyakhe abantwana Yomphakathi, ukwenza imibhalo imibhalo ukuhlonza okwaqala kulo kusobala ukuthi kuyinto izakhamuzi zezwe lethu, kanye amaphepha olusemthethweni eqinisekisa yokuhlala (unomphela noma esikhathini esiningi) ensimini ka kule ndawo.

Udinga ukunikeza imibhalo efakazela ukuthi ubani osebenzisa ezincane adoptee ipasipoti ekhubazekile noma, uma unalo vele. Ingane kumele futhi kube unaphakade noma esikhathini esiningi abahlala esifundeni, okuyinto lwezimali oceliwe ukusuka izitho nomphakathi. Lokhu kufanele kubhalwe. Udinga ukunikeza imibhalo ebonisa ukuthi uma uyingane yokutholwa ikhubaziwe, amaphepha enkantolo semthethweni zokutholwa, isitifiketi sokuzalwa sengane.

Nyanga zonke - ukwesekwa kancane

Hlakulela Isimo ingane abanakekeli bangathembela ukwesekwa encane esasiyithola wombuso. Le nkokhelo ibizwa ngokuthi "pay." Uma ingane akukafiki engu-12 ubudala, wabe esekhonza iminyaka omunye yokutholwa uncika ngenyanga ruble 7200, ngaphezu kwalokhu age umkhawulo uhulumeni uzokhokha ngenyanga namakhulu ayisishiyagalombili.

Ukuze uthole ngenxa ngaphansi komthetho, kufanele zisebenze igunya isimo obhekene sivikelwe, esitokisini. Ukuze ngamunye wathola ilungu elisha emkhayeni kudingeka ufune usizo ngokwehlukana. Abazali ukubhala isicelo ethola ikhophi yesivumelwano ukuthi ingane etholwe ingane ekungeyona eyakho.

icala Special

ukwesekwa ezinkulu eziningana senzelwe labo abavele bazifake emfundweni yezingane ekhubazekile abaphethwe yizifo ezingamahlalakhona, kuba izingane ezingaphansi kweminyaka engu-eminyakeni emithathu. Umehluko incane, izinkulungwane ezintathu kuphela ngayinye eseyingane yokutholwa, kodwa ngosizo lwezimali ngeke engadingekile.

Ukuze uthole le mali, emizimbeni yezenhlalakahle kuzodingeka ukuba uyinikeze hhayi kuphela isitatimende abazali abakuthola ikhophi yesivumelwano ingane yokutholwa emkhayeni ngaphansi kwazo, kodwa futhi iphepha ebalulekile. Lona isiphetho kodokotela, ngokusemthethweni eqinisekisa khona isifo, isimo ukukhubazeka. Imali Kulokhu, labizwa ngokuthi yinkokhelo bekhulisa ingane.

Futhi uma eziningi izingane?

Abanye abazalwa babe namathuluzi, isikhathi namandla, siyivumele ukuba ukhulise izingane zibe abantu ngaphezulu. Eminye imikhaya bengahlala izintandane ezintathu futhi nakakhulu. Isimo ukhuthaza umkhuba usizo lwezimali: ngomntwana yesithathu namandla ngamunye okwalandela kancane ayizinkulungwane ezintathu.

Ukuze bayiphethe ngumthetho, kubalulekile ukuba negunya isimo ukunikeza isitatimende futhi ikhophi yesivumelwano ku ukwamukelwa of ilungu elisha lomkhaya.

izingane Foster: isimo kuzosiza

Uma isimo empilweni yengane kwakusobala kangangokuthi wabekela wasala ngaphandle ukunakekelwa kwabazali ke singalindela ezintandaneni. Uma kukhona abantu abakulungele uhambe nengane wathi kuye, isimo uzokhokha imadlana.

Izingane ezingaphansi kweminyaka engu-iminyaka eyisikhombisa, inqobo usizo lwezimali in inani ruble 7037, labo abangekho amadala kuka-12, i-okukhokha ruble 8403, futhi lapho ngineminyaka engu-iminyaka 12-18 bungabalwa ku ruble 9250. Thola imali unga, uma wamukela bhala esitatimendeni yokuphepha, kusekelwa ikhophi yesivumelwano ku ingane yokutholwa njengendodana.

Ukusekela Social: isidingo bazi amalungelo abo

Ngokomthetho umndeni wamanje, ekuthatheni nokuqashwa noma ingane wokutholwa Kungenzeka ufanelekele izinzuzo kanye nezinto ozikhethayo. Ikakhulukazi, Tinsita bazuze - cishe ingxenye eyodwa kwezintathu izindleko, uma umndeni 1-2 ingane wokutholwa. Ngaphezu kwalokho, lezi zingane ungayenza ukusebenzisa mahhala ngezokuthutha zikamasipala zomphakathi. Nokho, lokhu akusebenzi amatekisi namatekisi yangasese.

Uma umndeni unezingane ezintathu noma ngaphezulu, bese isaphulelo emhlabeni womphakathi ayiguquki (30%), kodwa iminyaka eyisithupha neziphathimandla banikeze izingane zabo bonke nemithi edingekayo. Futhi inikeza ukusetshenziswa mahhala ngezokuthutha zikamasipala zomphakathi, izingane hhayi kuphela, kodwa nomndeni, kokuzamukela lapho ikhuliswa.