I-Rosgosstrakh Yokulahlekelwa Isikhungo Sendawo: izici zomshuwalense

Umshwalense wemoto yiyona nsizakalo esemqoka, njengoba kubalulekile ukukhokhela uma kwenzeka ingozi. I-Rosgosstrakh inikeza izinsizakalo ezinjalo. Le nkampani ithola ukwethenjwa kwabanikazi abaningi bemoto. Uma kwenzeka umcimbi oqinisekisiwe, kuyadingeka ukuthi ufake isicelo esikhungweni sokulahlekelwa kokulahlekelwa kukaRossgstrstr.

Izinzuzo zomshuwalense

Manje umshuwalense wemoto we-OSAGO no-CASCO, umshuwalense womuntu siqu nomhlaba uyadingeka kakhulu . Inzuzo yenkampani ukuthi uhulumeni uhlanganyela emisebenzini yezimali. Ngenxa yalokhu, ukusebenza nenkampani kuphephile kumakhasimende.

I-Rosgosstrakh, engene ezikhundleni ezihola, njalo ithuthukisa amasevisi ayo. Le nkampani inikeza amakhasimende ayo amasevisi ngemigomo eyamukelekayo. Kuyinto engcono kakhulu ngomgomo "wekhwalithi yamanani".

Isikhungo sithatha isinqumo?

Uma kwenzeka umshwalense, isikhungo sokuqeda ukulahlekelwa kwe-Rosgosstrakh senza imisebenzi ukuze ufeze izibopho. Isizathu salokhu yisitatimende sekhasimende. Ekupheleni kwenqubo, umninimasheya ukhokhwa. Kuzobe kuleso simo uma iqiniso le-insured liyabonakala.

Ngomshuwalense wempahla, ukukhokha kubizwa ngokuthi "ukubuyisela", futhi uma kuyingozi, khona-ke "isinxephezelo". Inani lemali ekhokhwayo lilingana nesamba esiphezulu somshuwalense noma ngaphansi kwalo, esinqunywe yizimo ezithile.

I-Rosgosstrakh Loss Settlement Centre ingakhanga isikhulu sommeleli noma isilungisi. Lochwepheshe uvikela izithakazelo zombili amaqembu ukwenza lo mkhiqizo uthembeke.

Imithetho yokucubungula isenzakalo esiqinisekisiwe

Isikhungo sokuqeda ukulahlekelwa kuka Rosgosstrakh ekucubunguleni umcimbi wesikhwama sokubambisana sicabangela zonke izinhlobo ze-nuances. Uma inqubomgomo yemfanelo noma yempahla isungulwa, isinxephezelo sihlawulelwa ngesamba esithile, esibhalwe kwinkontileka yomshuwalense. Kuzo zonke izinhlobo zemali yempindiselo yomshuwalense kungenzeka ngawo wonke amalahle. Izigaba zenxephezelo yomonakalo zihlanganisa:

• Ukufaka isicelo;
• Isaziso somfakisicelo mayelana nohlu lwemibhalo edingekayo;
• Ukubunjwa kwekhomishini.

I-Rosgosstrakh Loss Settlement Centre yenza ukubuyekezwa kwesimo. Uma isinqumo esihle sithathwe, iklayenti ithola isinxephezelo. Kodwa kungenzeka futhi wenqabe ukukhokhela ukulahlekelwa.

Izimiso Zokulahlekelwa Ukulahlekelwa KweMshuwalense Wezinkampani Zamathathu

E-St. Petersburg, lapho kwenzeka khona umshwalense, ungaya ekhelini: I-Lipovaya Alley, 9. I-Rosgosstrakh, isikhungo sayo sokulungisa ukulahleka sisebenza ngokusemthethweni, ngokuvamile siqasha isazi lapho sicubungula izindaba ze-OSAGO. Lokhu kuyadingeka ukuze kungabikho ukungafuni okungenangqondo ukukhokha isinxephezelo.

Ukubandakanyeka kochwepheshe abazimele kule nqubo kwenezela ukuthi umshuwalense uzoqinisekisa ukuthi isimo sizophathwa ngendlela efanele. Izinkampani eziningi zinezikhungo ezinjalo, kodwa kakhulu kakhulu. Ngenxa yalokhu, inqubo yenxephezelo yemonakalo ibambezelekile.

Imigomo yokufaka isimangalo

Ukuze isinxephezelo okufanele ukhokhwe, kubalulekile ukuhambisana nezimo. Isimangalo sithunyelwe kumacala alandelayo:

• Inamba yabahlanganyeli engozini ayikho ngaphezu kwezingu-2;
• Akukho ukulimala;
• Umbiko wengozi wahlanganiswa.

Ngakho-ke, kuzo zonke izimo, isikhungo sokuqothulwa komonakalo kaRosgosstrakh sikhokhela isinxephezelo. Ikheli eMoscow: Yuzhnoportovy 2 pr-d, d.16. Kuphela uma ngabe umcimbi uhambisana nesenzakalo esiqinisekisiwe, izinkokhelo zenziwa. Futhi kwezinye izimo, amakhasimende alahlekelwa imali, kanye nesikhathi, izinzwa.

Ukuhlolwa kokulimala

Le nqubo iyadingeka ukuze kusungulwe inani lokukhokha ku-insurer. Yize kungenzeka ukubala lokhu ngokuzimela, kodwa ulwazi olunjalo ngeke lube namandla omthetho. Lapha kufanele uxhumane nenkampani yokuhlola.

Ngemva kokwenza izinyathelo, umbiko uzokhishwa lapho inani lomonakalo lizoboniswa khona. Yisisekelo sokwenza isicelo. Kulesi simo, inqubo yokukhokha isinxephezelo ayikhawuliwe.